Home | Policy Wordings | Key Facts | Contact Us

Friday, 29 January 2010

A Few Days Away

Each Year in Britain we spend around £503m on cards,flowers chocolates and other gifts for Valentines Day.
Many of us drawn into the facade and may wish to take our partners on a romantic mini break, either to re-assure our love , or even to propose marriage. This Year probably without exception as it falls within a Weekend.

However when we decide to surprise our loved ones with a few days away, whether it be Valentines Day or at any time of Year, do we think about insuring our-selves?
Most of us would only consider insurance if we were away for more than a weeks duration. Imagine planning to travel to beautiful Paris for a long weekend, and finding yourself delayed or not being able to propose because the ring was in the suitcase that got lost at the airport. This would not be the relaxed, romantic few days you had hoped for.

You can purchase single-trip travel insurance from as little as £4.92, for a quote or to buy travel insurance visit www.holidaysafe.co.uk


Posted by Holidaysafe.co.uk

Monday, 25 January 2010

Travel Insurance for Motorcycle riders

For road and track loving motorcycle riders, the winter represents a frustrating time of poor weather (although the summer is often not much better in the UK) and a distinct lack bike racing. All is not lost, the gloom of winter will begin to lift soon (some of the holidaysafe team managed a few hours out on bikes on Sunday) and with only one month left until the opening round of the World superbikes calendar, there are reasons to be cheerful! Clearly there will not be many Brits lucky enough to make the trip to the Australian opening round, but with no fewer than 18 rounds across the World Superbike and Moto GP championships that we think are definitely rider-able, here is something to look forward to:

World Superbike and Moto GP rounds, by date:

26 Feb to 28 Feb - World Superbikes - Phillip Island, Australia
26 Mar to 28 Mar – World Superbikes - Portamao, Portugal
9 April to 11 April – World Superbikes - Valencia, Spain
9 April to 11 April – Moto GP – Losail Circuit, Qatar
23 April to 25 April – World Superbikes – Assen, Netherlands
23 April to 25 April – Moto GP – Motegi, Japan
7 May to 9 May – World Superbikes – Monza, Italy
14 May to 16 May – World Superbikes – Kyalami, South Africa
21 May to 23 May – Moto GP – Le Mans, France
29 May to 31 May – World Superbikes - Miller Motorsport, USA
4 June to 6 June – Moto GP – Mugello, Italy
18 June to 20 June – Moto GP – Silverstone, Great Britain
24 June to 26 June – Moto GP – Assen, Netherlands
25 June to 27 June – World Superbikes - Misano Adriatico, San Marino
2 July to 4 July - Moto GP – Circuit de Catalunya, Catalunya
9 July to 11 July – World Superbikes - Brno, Czech Republic
16 July to 18 July – Moto GP – Sachsenring, Germany
23 July to 25 July – Moto GP – Laguna Seca, USA
30 July to 1 Aug – World Superbikes - Donnington Park, Great Britain
13 Aug to 15 Aug – Moto GP – Automotodrom, Czech Republic
27 Aug to 29 Aug – Moto GP – Indianapolis, USA
3 Sept to 5 Sept – World Superbikes – Nurburgring, Germany
3 Sept to 5 Sept – Moto GP – Misano, San Marino
17 Sept to 19 Sept - Moto GP – Balatonring, Hungary
24 Sept to 26 Sept – World Superbikes – Imola, Italy
1 Oct to 3 Oct – World Superbikes - Magny Cours, France
8 Oct to 10 Oct - Moto GP – Sepang Circuit, Malaysia
15 Oct to 17 Oct – Moto GP – Phillip Island, Australia
29 Oct to 31 Oct – Moto GP – Estoril, Portugal
5 Nov to 7 Nov – Moto GP – Comunitat Valenciana, Valencia

For those planning to attend a foreign trip on your bike, regardless if it is for a motorcycle championship, just a dash for some winter sun or a vacation - don’t forget to buy travel insurance which will cover you whilst riding your bike. Many travel insurance policies have exclusions for riding motorcycles with a capacity of more than 125cc. Those that will cover motorcycle riders, many charge an additional premium. Holidaysafe.co.uk however, offer travel insurance for motorcycle riders at standard premiums, regardless of the size of bike, as long as you are licensed to ride the bike in the UK.
With one weeks motorcycle riders travel insurance starting from a reasonable £7.50, can you afford to be without it!
For a quote, or to buy travel insurance click here.

Thursday, 21 January 2010

Motorcycle travel insurance

Motorbike riders see motorcycling as more a way of life than a hobby! Those of us with bikes invariably end up abroad on them at some time in our biking lives. Regardless of whether that is a weekend across to France on the Eurotunnel or an more adventurous trip across America travel insurance is that covers you for riding is imperative. Many travel insurance policies will not cover you for riding a motorcycle with a greater capacity than 125cc. Of those that do, they only cover you if you pay an additional premium.

Holidaysafe.co.uk has a number of staff who are avid motorcycle riders. As a result we have written all our travel insurance products to include riding any capacity bike for which you are licensed to ride in the UK at standard prices. As such, someone requiring motorcycle travel insurance for two weeks in Europe could get a policy for as little as £8.01 without cancellation cover or from £9.41 with cancellation cover. For those lucky enough to get abroad on their bikes more frequently, holidaysafe.co.uk has a number of biker friendly travel insurance policies starting from only £17.95, which would allow you as many European trips as you like as long as no one trip exceeds 31 days in duration. If it does, have a look at our longstay travel insurance policies which will also cover motorcycle riders travelling abroad on their bikes.

To get a quote for travel insurance suitable for motorcycle riders travelling abroad, or to buy travel insurance click here.

Labels:

Monday, 18 January 2010

Haiti diaster 2010

After the magnitude 7.0 quake that struck about 10 miles southwest of the Haitian capital, Port-au-Prince on the 12 Januray 2010 killing as many as 50,000 people and injuring many more, there have been further reports of a breakdown in law and order. The Haitian authorities are in a state of disorganisation, and travellers should take extra care whilst travelling, particularly at night. There have been reports of attacks on travellers on the main road between Port-au-Prince and the border with the Dominican Republic. There have been random shootings of civilians in incidents of street robbery. Foreign nationals have also occasionally been caught in the crossfire of gang violence.

Haiti has had its fair share of natural disasters:
1770 - Earthquake devastates Port-au-Prince
1842 - Quake destroys Cap-Haitien, other cities
1935 - Storm kills 2,000
1946 - Tsunami kills 1,790
1954 - Hurricane Hazel kills hundreds
1963 - Hurricane Flora kills 6,000 in Haiti and Cuba
1994 - Hurricane Gordon kills hundreds
1998 - Hurricane Georges destroys 80% of crops
2004 - Floods kill 2,600
2004 - Tropical Storm Jeanne kills 1,900
2007 - Tropical Storm Noel triggers mudslides, floods
2008 - Three hurricanes and tropical storm kill 800
2010 - Quake hits Port-Au-Prince, killing thousands
Sources: AP, US Geological Survey

The Foreign and Commonwealth office (FCO) are currently advising against all but essential travel to Haiti. There are media reports of a large number of casualties and of extensive damage to infrastructure, including buildings in the Port au Prince area. British nationals in Haiti are requested to contact the British Embassy in Santo Domingo on telephone number 001 809 472 7111 or by email at: brit.emb.sadom@codetel.net.do to confirm their wellbeing. If you are a worried relative in the UK, you should contact the Foreign Office on 020 7008 1500.
British nationals in Haiti who want to be evacuated and have a valid passport should make their way to the airport and go to the British Consular Reception Centre. British nationals without a passport should go to the British Consular Reception Centre at the Canadian Embassy.

The FCO are recommending that those that are travelling to the region should obtain comprehensive travel and medical insurance before travelling. It should be noted however that most travel insurers in the UK have a standard restriction in their policy wordings where someone is travelling against the advice of the FCO. You should therefore check this point with your choosen insurer before you buy travel insurance.

Some Key facts about Haiti:
Full name: Republic of Haiti
Population: 10 million (UN, 2009)
Capital: Port-au-Prince
Area: 27,750 sq km (10,714 sq miles)
Major languages: Creole French
Major religion: Christianity
Life expectancy: 59 years (men), 63 years (women) (UN)
Main exports: Light manufactures, coffee, oils, mangoes

Those people wishing to donate to the Haiti appeal can do so via:
Christian Aid
Oxfam
Unicef

Wednesday, 13 January 2010

holiday cancellation cover

Travel Insurance is usually always thought about in terms of having cover should something go wrong when you are on your trip. This can be further reduced to most people just thinking about the costs of medical treatment abroad.

An often underestimated element of cover that travel insurance policies offer is holiday cancellation cover. Cancellation cover is the element of the policy which covers you before your trip against financial loss as a result of not being able to travel. Examples of this include:

• You falling ill before your trip commences resulting in you not being able to travel
• You having an accident before your trip commences resulting in you not being able to travel
• You being delayed at the airport for more than 24 hours and as a result choosing to abandon your trip.
• Your death, or the death of a close relative, travelling companion or business associate

Whilst not the most pleasant of things to have to think about, failure to have holiday cancellation cover in place could result in you losing all or some of your holiday costs that you have paid out, or have committed contractually to pay. We are often asked when people should buy their policy and have cancellation cover in place. The easy answer is as soon as you have paid any monies towards the cost of your trip. The policy will then be in place all the way until your planned travel dates.

As with all travel insurance products, there are terms and conditions that apply and you must read the policy wording. The most relevant will be relating to pre-existing medical conditions that you or your travelling companions may have. These must always be declared to the insurance company, as failure to do so may result in your policy not paying out in the event of a claim.

If you are looking to buy holiday cancellation cover as part of a travel insurance policy, why not click on the following links to get a travel insurance quote or to buy travel insurance from holidaysafe.co.uk.

Monday, 11 January 2010

2010 Sporting Events

A brief round up of some notable sporting events happening in 2010:

Polo World Cup on snow – St Moritz - Throughout January
St Moritz, Switzerland hosts the 2010 Polo World Cup. Traditionally considered a British elite pastime, polo walks a delicate line between power and grace, human control and animal instincts, and the World Cup has no shortage of thoroughbred horses and equally well bred riders.
What makes this event extraordinary is that the whole game is played out on a snow turf covering the frozen lake of St Moritz, with the Alps looming beyond like a row of shark’s teeth.

Six Nations Rugby - Europe - 6 Feb - 26 March
The six nations playing in the tournament are England, France, Ireland, Italy, Scotland and Wales – and because of the notable exclusion of the big names in rugby hailing from the southern hemisphere it's considered to be the european championship. The competition layout is simple: each team plays each other once, if you win you get two points if you draw you get one, and the winner is the team with the greatest number of points at the end.

American Footballs Super Bowl – Florida USA -February 7th
The Super Bowl is the National Football League’s showcase as the National Football Conference (NFC) champion faces off against the American Football Conference (AFC) title holder. Not only does the Super Bowl display the best two teams in the NFL for the given season, it's also Christmas day for big time advertisers and companies across the nation. The pre-game show and the half-time show are usually rich with high profile stars: recently, artists like Bruce Springsteen, Tom Petty, Prince, and Janet Jackson.

Winter Olympics – Vancouver - 12 – 28th Feb
In 2010 Vancouver and Whistler get to host the 21st (or XXI) Winter Olympics, a snow and ice festival including 86 sporting events. Some of the highlights will probably be the Luge, Figure Skating, Bobsleigh, Ice Hockey and Snowboarding – mostly because those are the sports that come up best for television viewers. The Opening and Closing Ceremonies are usually the biggest ticket events – and 2010 is the first time in Olympic history that the Opening Ceremony will be held indoors.

Arctic Winter Games - Grande Prairie, Alberta - 6 – 13 March
Canada is also the 2010 host of the Arctic Winter Games, which is like the Winter Olympics, but only for the proper winter nations. No part time snow nations take part, this games is strictly for the coolest of the cool: Greenland, Alaska, Russia's Yamalo-Nenets, the Sami Nations, and five Canadian teams, from the Yukon, Nunavut, Nunavik, the Northern Territories and Northern Alberta. And the events reflect the competing nations – as well as ice hockey, skiing and snowboarding, more traditional Inuit games, like the 'Alaskan high kick' and the 'head pull' are contested, and there are dog mushing competitions.

2010 Dubai World Cup – Dubai - 27 March
The Dubai World Cup is encapsulated in one fact: it's the world’s richest horse race with a purse of almost US$ 10 million going to the winner. The brainchild of HH Sheikh Mohammed bin Rashid Al Maktoum, UAE Vice President, Prime Minister and Ruler of Dubai, the Dubai World Cup is a fitting tribute to his love of horses, the gentlemanly sport of horseracing and of the accoutrements of wealth. Depending on your views you are either going to be bowled over by the event or offended by the decadency.

Kentucky Derby - Churchill Downs - 1 May
There are three places to experience the Kentucky Derby: Millionaire’s Row, the Infield and Turn One. On Millionaire’s Row you're up close to the spectacle with the trainers, owners and the odd celebrity. Turn One is more a family-picnic setting, but the Infield is where you’re likely to witness something not often seen at other race meetings.

The Grand National – Aintree - 8-10 April
The Grand National is one of the most famous steeplechases in the world, attracting a global audience of around 600 million viewers every year. The four-and-a-half miles are a thrilling spectacle as horses jump, tumble and sprint towards the finishing line, where glory beckons riders over the final resting place of race legend, Red Rum’s.
One of the few sporting events that can still claim to get the whole nation’s attention, with over £100 million being placed in bets in the UK

UEFA Champions League Final - Santiago Bernabéu Stadium - 22 May
2010 marks the 55th UEFA Championship League Final. No one knows which of the 76 teams in the competition will be playing in this high stakes final, but Barcelona are the defending Champions, and we know it's going to be played at the Santiago Bernabéu Stadium, home of Real Madrid.

Monaco Grand Prix – Monaco -23 May
Few race tracks in the world have the glamour and prestige of Formula One's Grand Prix de Monaco. The circuit de Monaco speeds all over Monte Carlo’s city streets and famous harbour, and seeing the cars scream round the city - navigating the tight hairpins and passing the luxurious yachts - is an experience racing enthusiasts cherish.
Even though overtaking is nigh on impossible on the tight corners and narrow roads, the Monaco Grand Prix is often one of the most dramatic races on the Formula One calendar.

French Open - Stade Roland Garros - 24 May - 6 June,
Stade Roland Garros was built to host the 1928 Davis Cup final, but has become one of the finest sport venues in the world. The stadium has a foot in France’s tennis past, with many of the venue's features named in honour of famous French players and the strong ties to the past give the French Open a certain grandiosity only on the Grand Slam Tournament by Wimbledon.
But it's not all historic prestige, these clay courts are considered some of the most physically demanding playing surfaces around, and clay-court specialists such as Rafa Nadal bring the drama and the crowds.

2010 FIFA World Cup - South Africa - 11 June – 11 July
Since its return to the international world of sport in 1994, South Africa has hosted a multitude of major international events, from the Rugby World Cup to the Cricket World Cup.
26 international teams have qualified, and they'll play heated matches up and down the country, from Johannesburg to Durban, to Cape Town to Pretoria.

Wimbledon – England - 21st June – 4th July
Wimbledon has hosted some memorable tennis matches: the 1980 final between John McEnroe and Bjorn Borg which saw Borg come out on top, the 1999 final between Pete Sampras and Andre Agassi that some cite as the greatest display of grass court tennis ever, with Agassi remarking on his opponent: ‘today he walked on water’. There was also the 2008 final that saw Rafa Nadal overcome Roger Federer in one of the most fiercely competitive and brilliant matches witnessed. Wimbledon has its fair share of legends and these will rouse together again between June 21st and July 4th 2010 to create that special Wimbledon atmosphere at the SW19 venue.
There's more to Wimbledon than the great tennis. The atmosphere is one of a by-gone era, English tranquillity lingers still amongst the strawberries and cream before the roars of Henman Hill or Murray Mound, are heard backing the latest British hope.

Tour de France - France - 3 July - 25 July
The 2010 race, over almost 3,600km, will start with an 8km prologue in Rotterdam then run along the North Sea before heading into Belgium. The second stage chases through the Liège-Bastogne-Liège stretch, while leaders will have to be extremely cautious in the third stage, which features the treacherous cobbled sections, Paris-Roubaix. The 2010 Alpine stages aren't supposed to be too arduous, but theres's a one-stage detour in the Jura mountains which is expected to prove tricky and 56km of climb over the last 120km in the seventh stage to Station des Rousses. Those who survive the Pyrenees will then head to Bordeaux after the last rest day on 21st of July before a final individual, 51km time-trial to Pauillac through the Bordeaux vineyards. The end of the race always takes place at the Champs-Elysees, and reaching it unscathed is a supreme honour and triumph for the riders, leading to scenes of jubilation at the finishing line, followed by Parisian parties.

Henley Regatta - Henley - 30 June - 4 July
The 2010 Henley Regatta will be raced over five days, in a series of mile long paddling sprints contested by international teams, who will probably be enjoying both the history and charm of the event, and probably also appreciating the chic style surrounding it – think hats, nice dresses and clinking champagne glasses.

One Day International Cricket England V Australia: Lords England - 3 July
Over one hundred Test matches have been played at Lord's, the first in 1884 when England defeated Australia by an innings and 5 runs. Australia's first win was in 1888 by 61 runs – so a one day game between these two nations on this hallowed ground is pretty much a cricketing pilgrimage.

Scottish Golf Open: Loch Lomond - 8 – 11 July,
The Scottish Open has been held on the Loch Lomond course since 1996 and will be there again in 2010. Behind the course are the mountains and along the perfect edges of the greens are woods – but don't let the beauty distract you from the golf at hand.

Golf Open Championships - St. Andrews -15 - 18 July
'The Open' is the oldest of the world's major golfing championships – the 2010 event marks 150 years since the first Open was held. The purse is around £4.2 million for whoever wins on the 72 par St. Andrew's course, another historic golfing fixture.

US Open Tennis - US - 30 Aug – 12 Sept
The American fans are boisterous and good-fun, especially if a homegrown player such as Andy Roddick or a Williams sister is on court. Food is also something that the US Open does exceedingly well, from a host of exclusive restaurants and bars to the more straight-forward food village that has most types of food, no matter what you’re hankering for. Opt for exclusivity and you never know who you’re going to bump into, with a plethora of celebrities also popping up annually.

Commonwealth Games 2010 - New Delhi - 3-14 Oct
New Delhi's 2010 Games are only the 19th Commonwealth Games, and will be the largest sporting event Delhi has ever hosted. The popular-with-the-viewing-public Opening Ceremony will be held at Jawaharlal Nehru Stadium, and huge attendance is expected, but tickets to some of the less well known and loved events are still available if you fancy seeing some Badminton, Lawn Bowls, Netball or Squash.

The Melbourne Cup - Australia - 2 Nov
An event so important and well loved that for three minutes a year pretty much everyone in the country is glued to their screen watching horses run around a track? It doesn’t matter if you don’t like horse racing, if you’re an avid animal rights activist or leader of a chapter of Gamblers Anonymous, if you’re in Australia at around 3pm on the first Tuesday in November, you’ll probably still find yourself in front of a telly.

The Ashes – Australia - 25 Nov - 7 Jan 2011
The 2010 Ashes tour hits cricket grounds in Brisbane, Adelaide, Melbourne and Sydney. Melbourne's MCG has great bounce and pace conditions for wickets and is the biggest venue with over 100 000 seats, while the Adelaide Oval is one of the most aesthetically pleasing venues with great wicket conditions.

Dont forget to buy travel insurance
If you are planning on attending one of these, or for that matter any foriegn sporting event, do not forget to buy travel insurance. Holidaysafe.co.uk can offer a week’s snowboard or skiing travel insurance in Europe for a 34 year old from as little as £11.26 without cancellation cover and a very reasonable £13.27 with! For summer based fun on the same basis we can offer policies without cancellation cover from as little as £6.78 and £9.17 with cancellation travel insurance.
Click on the link to get a travel insurance quote or to buy travel insurance
Holidaysafe is a trading name of Infinity Insurance Solutions a division of Travel Insurance Facilities Group who are authorised and
regulated by the Financial Services Authority © Infinity Insurance Solutions, All rights reserved