Cover Levels

You can compare our policy cover levels below by clicking on the relevant tab. Please visit our policy wordings page for full details plus terms and conditions.

Multi Trip

Cover Standard Premier Premier Plus Premier Platinum
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Days per trip 31 days 31 days 45 days 45 days
Policy excess £100 £60 £0 £0
If you have to cancel your trip £1,500 £5,000 £7,500 £7,500
If your end supplier fails or force majeure occurs before you travel Optional £3,000 £3,000 £3,000
If your departure is delayed per 12 hours £10 £30 £30 £35
Delayed departure total £150 £300 £300 £350
If you choose to cancel after a 24 hour delay £1,500 £5,000 £7,500 £7,500
If you miss your outbound departure £500 £750 £750 £1,000
If you miss your homeward departure £500 £750 £750 £1,000
If you need emergency medical attention £5,000,000 £10,000,000 £10,000,000 £10,000,000
Public hospital inconvenience benefit per day £20 £20 £30 £50
Public hospital inconvenience benefit total £400 £400 £1,000 £1,000
Emergency dental treatment £100 £100 £100 £100
If you have to come home early £1,500 £5,000 £7,500 £7,500
If your possessions are lost, stolen or damaged (total payable) £1,000 £2,000 £3,000 £3,000
Clothes and footwear £1,000 £2,000 £3,000 £3,000
Cosmetics and toiletries £200 £200 £200 £250
Luggage £150 £150 £150 £250
Watches and Jewellery £300 £400 £400 £400
Eyewear £150 £150 £150 £150
Electrical items £300 £400 £400 £400
If your possessions are delayed by 12 hours £100 £100 £250 £250
If your cash is lost or stolen £250 £500 £500 £500
If your passport is lost or stolen £100 £300 £300 £500
If you are hijacked No Cover Available £100 £100 £100
Hijack benefit total No Cover Available £500 £1,000 £1,000
If you are mugged No Cover Available £100 £100 £100
Mugging benefit total No Cover Available £500 £1,000 £1,000
Personal liability £1,000,000 £2,000,000 £2,000,000 £2,000,000
Accidental death benefit £5,000 £20,000 £25,000 £30,000
Permanent loss of sight or limb £5,000 £20,000 £25,000 £30,000
Permanent and total disablement £5,000 £20,000 £25,000 £30,000
If you need legal advice £10,000 £50,000 £100,000 £100,000
If your return is delayed due to air rage No Cover Available No Cover Available No Cover Available £1,000
If your pet is taken ill per day No Cover Available No Cover Available No Cover Available £25
If your pet is taken ill total No Cover Available No Cover Available No Cover Available £300
Activity extension Optional Optional Optional Optional
Cruise Cover Optional Optional Optional Optional
Excess Waiver Optional Optional No Cover Available No Cover Available
Financial Failure and Force Majeure Optional £1,000 £1,000 £1,000
Gadget Cover Optional Optional Optional £1,000
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Standard Premier Premier Plus Premier Platinum

Single Trip

Cover Last minute Standard Premier Premier Plus Premier Platinum
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Policy excess £100 £100 £60 £0 £0
If you have to cancel your trip No Cover Available £1,500 £5,000 £7,500 £7,500
If your end supplier fails or force majeure occurs before you trave l Optional Optional £3,000 £3,000 £3,000
If your departure is delayed per 12 hours £20 £10 £30 £30 £35
Delayed departure total £300 £150 £300 £300 £350
If you choose to cancel after a 24 hour delay No Cover Available £1,500 £5,000 £7,500 £7,500
If you miss your outbound departure £500 £500 £750 £750 £1,000
If you miss your homeward departure £500 £500 £750 £750 £1,000
If you need emergency medical attention £10,000,000 £5,000,000 £10,000,000 £10,000,000 £10,000,000
Public hospital inconvenience benefit per day £20 £20 £20 £30 £50
Public hospital inconvenience benefit total £400 £400 £400 £1,000 £1,000
Emergency dental treatment £100 £100 £100 £100 £100
If you have to come home early No Cover Available £1,500 £5,000 £7,500 £7,500
If your possessions are lost, stolen or damaged (total payable) £2,000 £1,000 £2,000 £3,000 £3,000
Clothes and footwear £2,000 £1,000 £2,000 £3,000 £3,000
Cosmetics and toiletries £200 £200 £200 £200 £250
Luggage £150 £150 £150 £150 £250
Watches and Jewellery £300 £300 £400 £400 £400
Eyewear £150 £150 £150 £150 £150
Electrical items £300 £300 £400 £400 £400
If your possessions are delayed by 12 hours No Cover Available £100 £100 £250 £250
If your cash is lost or stolen £250 £250 £500 £500 £500
If your passport is lost or stolen £300 £100 £300 £300 £500
If you are hijacked £100 No Cover Available £100 £100 £100
Hijack benefit total £500 No Cover Available £500 £1,000 £1,000
If you are mugged £100 No Cover Available £100 £100 £100
Mugging benefit total £500 No Cover Available £500 £1,000 £1,000
Personal liability £2,000,000 £1,000,000 £2,000,000 £2,000,000 £2,000,000
Accidental death benefit £15,000 £5,000 £20,000 £25,000 £30,000
Permanent loss of sight or limb £15,000 £5,000 £20,000 £25,000 £30,000
Permanent and total disablement £15,000 £5,000 £20,000 £25,000 £30,000
If you need legal advice £50,000 £10,000 £50,000 £100,000 £100,000
If your return is delayed due to air rage No Cover Available No Cover Available No Cover Available No Cover Available £1,000
If your pet is taken ill per day No Cover Available No Cover Available No Cover Available No Cover Available £25
If your pet is taken ill total No Cover Available No Cover Available No Cover Available No Cover Available £300
Activity extension Optional Optional Optional Optional Optional
Cruise Cover Optional Optional Optional Optional Optional
Excess Waiver Optional Optional Optional No Cover Available No Cover Available
Financial Failure and Force Majeure Optional Optional £1,000 £1,000 £1,000
Gadget Cover Optional Optional Optional Optional £1,000
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Last Minute Standard Premier Premier Plus Premier Platinum

Winter Sports

Cover Express Single Trip Standard Single Trip Premier Single Trip Standard Multi Trip Premier Multi Trip
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Policy excess £100 £100 £75 £100 £75
If you have to cancel your trip No Cover Available £3,000 £5,000 £3,000 £5,000
If your end supplier fails or force majeure occurs before you travel  Optional Optional £3,000 Optional £3,000
If your departure is delayed per 12 hours No Cover Available £20 £30 £20 £30
Delayed departure total No Cover Available £200 £300 £200 £300
If you choose to cancel after a 24 hour delay No Cover Available £3,000 £5,000 £3,000 £5,000
If you miss your outbound departure £500 £500 £1,000 £500 £1,000
If you miss your homeward departure £500 £500 £1,000 £500 £1,000
If you need emergency medical attention £10,000,000 £10,000,000 £10,000,000 £10,000,000 £10,000,000
Public hospital inconvenience benefit per day £30 £30 £50 £30 £50
Public hospital inconvenience benefit total £600 £600 £1,000 £600 £1,000
Emergency dental treatment £100 £100 £200 £100 £200
Emergency physiotherapy treatment No Cover Available No Cover Available £200 No Cover Available £200
If you are unable to use your pre-paid Ski Pack per day £25 £25 £50 £25 £50
If you are unable to use your pre-paid Ski Pack total £250 £400 £500 £400 £500
If you need dental treatment on your return home No Cover Available No Cover Available £200 No Cover Available £200
If you need physiotherapy treatment on your return home No Cover Available No Cover Available £500 No Cover Available £500
If you have to come home early No Cover Available £3,000 £5,000 £3,000 £5,000
If your possessions are lost, stolen or damaged (total payable) £1,500 £1,500 £2,000 £1,500 £2,000
Clothes and footwear £1,500 £1,500 £2,000 £1,500 £2,000
Cosmetics and toiletries £200 £200 £250 £200 £250
Luggage £150 £150 £250 £150 £250
Watches and Jewellery £300 £300 £500 £300 £500
Eyewear £150 £150 £150 £150 £150
Electrical items £300 £300 £300 £300 £300
If your possessions are delayed by 12 hours No Cover Available £100 £150 £100 £150
If your winter sports equipment is lost, stolen or damaged (total payable) £750 £1,000 £2,000 £1,000 £2,000
Helmets £125 £175 £300 £175 £200
Skis £500 £750 £1,200 £750 £1,200
Snowboard £500 £750 £1,200 £750 £1,200
Bindings £125 £125 £250 £125 £250
Poles £50 £50 £100 £50 £100
Gloves £75 £75 £150 £75 £150
Boots £250 £250 £500 £250 £500
Goggles £75 £75 £150 £75 £150
Ski Clothing £500 £750 £1,200 £750 £1,200
If your winter sports equipment is delayed by 24 hours (per day) £100 £100 £200 £100 £200
If your winter sports equipment is delayed by 24 hours (total) £500 £500 £1,000 £500 £1,000
If your winter sports equipment is damaged whilst in use (to hire ski equipment – per day) £100 £100 £200 £100 £200
If your winter sports equipment is damaged whilst in use (to hire ski equipment – total) £500 £500 £1,000 £500 £1,000
If your hired winter sports equipment is lost, stolen or damaged (total payable) £250 £250 £500 £250 £500
If your cash is lost or stolen £250 £250 £500 £250 £500
If your passport is lost or stolen £300 £300 £400 £300 £400
If your ski lift pass is lost or stolen £250 £250 £500 £250 £500
If you are hijacked No Cover Available £50 £100 £50 £100
Hijack benefit total No Cover Available £250 £500 £250 £500
If you are mugged No Cover Available £50 £100 £50 £100
Mugging benefit total No Cover Available £250 £500 £250 £500
Personal liability £1,000,000 £1,000,000 £2,000,000 £1,000,000 £2,000,000
Accidental death benefit £10,000 £10,000 £15,000 £10,000 £15,000
Permanent loss of sight or limb £15,000 £15,000 £20,000 £15,000 £20,000
Permanent and total disablement £15,000 £15,000 £20,000 £15,000 £20,000
If you need legal advice £25,000 £25,000 £50,000 £25,000 £50,000
If you cannot return home – Either: Per 24 hours No Cover Available No Cover Available £100 No Cover Available £100
If you cannot return home – Either: Per 24 hours total payable No Cover Available No Cover Available £1,500 No Cover Available £1,500
Or: additional travel expenses No Cover Available No Cover Available £1,000 No Cover Available £1,000
If an avalanche occurs per day £200 £200 £200 £200 £200
If an avalanche occurs total £1,000 £1,000 £1,000 £1,000 £1,000
If there is no snow per day £50 £50 £50 £50 £50
if there is no snow total £200 £250 £350 £250 £350
Excess Waiver Optional Optional Optional Optional Optional
Financial Failure and Force Majeure Optional Optional £1,000 Optional £1,000
Gadget Cover Optional Optional Optional Optional Optional
Activity extension Optional Optional Optional Optional Optional
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Express Single Trip Standard Single Trip Premier Single Trip Standard Multi Trip Premier Multi Trip

Backpacker and Longstay

Cover Backpacker and Longstay Backpacker and Longstay Plus Backpacker and Longstay Platinum
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Policy excess £150 £100 £50
If you have to cancel your trip £2,500 £3,000 £5,000
If your end supplier fails or force majeure occurs before you travel Optional £3,000l £3,000
If your departure is delayed per 12 hours £20 £30 £40
Delayed departure total £400 £600 £800
If you choose to cancel after a 24 hour delay £2,500 £3,000 £5,000
If you miss your outbound departure £1,000 £1,500 £2,000
If you miss your homeward departure £1,000 £1,500 £2,000
If you need emergency medical attention £5,000,000 £10,000,000 £10,000,000
Public hospital inconvenience benefit per day £20 £30 £50
Public hospital inconvenience benefit total £200 £600 £1,000
Emergency dental treatment £100 £100 £100
If you have to come home early £750 £1,000 £2,000
If your possessions are lost, stolen or damaged (total payable) £1,000 £2,500 £3,000
Clothes and footwear £1,000 £2,500 £3,000
Cosmetics and toiletries £100 £200 £250
Luggage £200 £200 £250
Watches and Jewellery £300 £500 £600
Eyewear £150 £150 £150
Electrical items £300 £500 £600
If your possessions are delayed by 12 hours £100 £150 £250
If your cash is lost or stolen £500 £500 £500
If your passport is lost or stolen £300 £400 £500
If your Inter Rail Ticket(s) is lost or stolen £250 £500 £1,000
If you are hijacked £50 £50 £100
Hijack benefit total £500 £500 £1,000
If you are mugged £50 £50 £100
Mugging benefit total £500 £500 £1,000
Personal liability £2,000,000 £2,000,000 £2,000,000
Accidental death benefit £5,000 £7,500 £10,000
Permanent loss of sight or limb £15,000 £20,000 £25,000
Permanent and total disablement £15,000 £20,000 £25,000
If you need legal advice £25,000 25,000 £50,000
If you need to replenish prescription medication No Cover Available No Cover Available £200
If your return is delayed due to air rage No Cover Available No Cover Available £1,000
Gadget Cover Optional £1,000 £1,000
Financial Failure and Force Majeure Optional £1,000 £1,000
Activity extension Optional Optional Optional
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Backpacker and Longstay Backpacker and Longstay Plus Backpacker and Longstay Platinum
Please note, Holidaysafe's online prices automatically include a 15% discount against our Customer Service Centre prices.
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