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Do I Have The Correct Cover?

Read Our "Do I have the correct cover" guide, and choose from insurances or decide which cover you may need for an activity.
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Best Buy Travel Insurance Trust in Holidaysafe.co.uk

Holiday Insurance

Holiday insurance falls into several categories – single-trip travel insurance, annual multi-trip travel insurance, backpacker travel insurance, specialist cruise travel insurance and activity travel insurance. Holidaysafe.co.uk is one of the few websites that gives you access to all these different types of travel insurance on one domain.

Most policies package together holiday cancellation cover, holiday medical and repatriation cover, holiday baggage cover and personal money cover, specifically designed for the leisure traveller.

The cheapest travel insurance is not usually the best, you may find it excludes all pre-existing medical conditions without the ability to have these included and has reduced cover. At holidaysafe.co.uk we provide good value travel insurance. The basic cover excludes pre-existing medical conditions but we provide a medical screening facility through Travellers HealthCheck so that, wherever possible, we can provide full travel medical insurance to give you protection and peace of mind. .

Holidaysafe.co.uk provides individual holiday insurance, couples holiday insurance and has special rates for family holiday insurance. Whether you book months ahead or make a last minute booking, whether you want European travel insurance or Worldwide travel insurance, single-trip travel insurance or annual multi-trip travel insurance holidaysafe.co.uk can provide the answer. So compare our rates but, more importantly, compare the cover you are getting for them.

Enjoy what the world has to offer with holidaysafe.co.uk

If your trip abroad involves you riding a motorcycle, why not look at our dedicated motorcycle travel insurance policy.

  • Annual multi trip information
  • Single trip information
  • Frequently asked questions
  • Why holidaysafe.co.uk?

Annual multi-trip travel insurance

Annual multi-trip travel Insurance is ideal for you if you plan to travel twice or more during the next twelve months. The cover under our policies has been created to provide comprehensive travel cover wherever and whenever you may be travelling. It will provide reassuring protection for any trip up to 31 days in duration, providing the trip starts and ends in the UK.

This cover will allow you to take unlimited trips during the year and to get away for longer. Even if you only plan to take your annual holiday and a long weekend away, our annual multi-trip holiday insurance can save you money.

Winter sports cover can be included for up to 17 days within the policy year. The policy can also be extended to include Golf, Fishing and Weddings.

We have several types of multi-trip travel insurance products. To help you decide which is more suitable for your needs please take a look at the options listed below.

Holidaysafe Standard annual multi-trip travel Insurance
This policy offers good all round cover for a competitive price and is suitable for those of you who wish to have a basic level of protection without the high price tag. Our standard multi-trip travel Insurance policy offers a good range of cover with a 31 day trip limit for as many trips as you like throughout the year.

The cover provided includes Emergency Medical Expenses and Personal Possessions cover. Why not compare travel insurance here.

Holidaysafe Premier annual multi-trip travel Insurance
For those of you who want the peace of mind of a comprehensive cover, look no further than our premier travel insurance policy. This product offers higher sums insured and a wider range of cover at competitive prices.

The policy provides higher levels of cover than the standard travel insurance and includes Cancellation, Emergency Medical Expenses and Personal Possessions cover. In addition to this Scheduled Airline Failure Insurance, Hijack, Catastrophe and Mugging are also included. Why not compare travel insurance here.

Holidaysafe Premier Plus annual multi-trip travel Insurance
The Holidaysafe premier plus annual multi-trip travel Insurance policy offers all the cover you would expect from a superior travel insurance. This policy has the same range of cover as the premier policy but with higher sums insured, winter sports as standard and NO EXCESS to pay in the event of a claim. Why not compare travel insurance here.

All of our policies benefit from the following:

  • The facility of buying your travel Insurance online - it's quick, easy, safe and secure
  • A UK based call centre with highly trained staff who will always do what they can to help you
  • Cover from £2 million medical cover, £1,000 cancellation, £300 lost baggage
  • Legal advice and expenses
  • 14 day money back guarantee
  • Optional winter sports extension

We understand that some of our customers may be more adventurous and require their sporting activities covered or they may prefer to relax on a cruise or perhaps pack up and travel around the world. This is why we offer tailored travel insurance policies. Please see our specifically designed Cruise travel insurance, Sport travel insurance or our Backpacker travel insurance policies.

Single trip travel insurance

This type of cover is ideal for people who travel more frequently. The cover is comprehensive and available at several different levels so you are sure to find one that suits you.

You will be able to travel many times over the year without the need to keep buying individual travel policies. It is valid for 12 months and is more economical even if you are only planning one weekend away in addition to a main holiday.

Should you upgrade your cover to our annual multi-trip insurance you will immediately benefit from the following:

  • Save money! An annual travel insurance policy is often cheaper than buying 2 or more policies
  • Take longer holidays. Our policies cover trips up to 31 days in duration, with unlimited trips throughout the year
  • Cover for people aged 75 years or under
  • The facility of buying and renewing your yearly travel insurance online - it's quick, easy, safe and secure

Single Trip Travel Insurance
Depending on your holiday arrangements this year, you may find our Single trip travel insurance is ideal for those one off trips such as your annual holiday or visiting friends and relatives. We have several types of single trip holiday insurance products, so you are sure to find one to suit your needs. To help you decide which is right for you, please take a look at the options listed below.

Single Trip Last Minute travel insurance
There may been occasions when cancellation cover is not required. If so, our Last Minute travel insurance cover is designed for you. This would be suitable for people who have booked a last minute holiday or those lucky enough to own their own holiday home and still want full protection when they travel abroad.

Single Trip Standard Single Trip Travel Insurance
This policy offers good basic cover for a competitive price and is suitable for those of you who wish to have a basic level of protection without the high price tag. Our standard single trip travel insurance policy offers a comprehensive range of cover but with lower sums insured, ideal for the family package holiday.

Single Trip Premier Travel Insurance
For those of you that want the peace of mind of a comprehensive cover, look no further than our Premier Travel Insurance policy. This product offers higher sums insured and a wider range of cover at competitive price, also covered are Scheduled Airline Failure Insurance, Hijack, Catastrophe and Mugging. Single Trip Premier Plus Travel Insurance The Premier Plus policy offers all the cover you would expect from a superior travel insurance. This policy has the same range of cover as the Premier but with higher sums insured, winter sports as standard and NO EXCESS.

Frequently asked questions

Below is a summary of our most asked questions,If your question has not been answered here try our dedicated frequently asked questions page.

When does cover start on an Annual Multi-trip policy?
ALL cover begins on the start date chosen by you and runs for a year from that date.
Our annual multi-trip policies allow 31 days cover per trip (UK or the Channel Islands of 3 days or more), with unlimited number of trips throughout the year. Policies that include winter sports cover, allow 17 days skiing and / or snowboarding cover throughout the year

Which countries come under Europe?
Holidaysafe.co.uk split the definition of Europe into:
Europe excluding Spain: This includes the following countries: all countries west (to the left of) of the Ural Mountains, including the United Kingdom, the Balearic Islands, Algeria, Morocco, Tunisia, Turkey, the Azores, Madeira and the Mediterranean islands.
Europe including Spain: As above but includes Spain and the Canary islands

What do I do if I have a pre-existing medical condition?
All travel insurance companies require the policyholder to disclose any material fact that may influence them in their decision to accept or decline a risk. To be covered, You must be healthy, fit to travel and to undertake Your planned trip.
For the purposes of this insurance a Pre-existing Medical Condition is considered to be any serious or recurring medical condition which has been previously diagnosed, investigated or treated in any way, at any time prior to travel, even if this condition is currently considered to be stable and under control.
You can declare your Pre-existing Medical Conditions by contacting our medical screening helpline, Travellers HealthCheck, on
08456 582 999. Please refer to the policy wording for the criteria regarding pre-existing medical conditions

What is the definition of a Couple, Family, Child and a Close Relative?
Family: Two adults (married or common law partners including same sex couples) and any number of dependent children under 18years, in full time education and still living at home.
Couple: Two adults who are married or common law partners.
Child: A dependent child under 18 and still residing at home
Close Relative: A spouse or partner of over six months, parents, grandparents, legal guardians, parents-in-law, step-parents, aunt, uncle, brother, sister, child, grandchild or fiancé(e).
Single Parent Family: One adult and their dependent children under 18 years old and in full time education.

How do I find out if my sport is covered?
The Holidaysafe travel insurance policies automatically cover some activities free of charge. Please check our activity packs to ensure your sport is included. If it isn’t, please contact our friendly customer services department on 0845 658 0570, who may be able to extend your cover and will ensure you have the insurance policy you need.

How do I find out which countries are not covered?
We use the guidelines set out by the FCO. Find out if there are any existing restrictions on the country you are visiting, Please note that if the FCO have travel restrictions in place and travel to a country is advised against, there will be NO COVER under your policy.

Do the sums inured benefit the whole group or each person?
The Underwriters will pay up to the sum insured listed for each insured person

How do I make a claim?
You can download the relevant form at www.travel-claims.net or contact Travel Claims Facilities on 08453 707133

If your question has not been answered here, try our dedicated frequently asked questions page or why not give our UK based customer service centre a call on 0870 620 5001

Why holidaysafe.co.uk

Why Holidaysafe? Who are we?
HHolidaysafe, Holidaysafe Travel Insurance and holidaysafe.co.uk are trading names of Infinity Insurance Solutions Ltd which is authorised and regulated by the Financial Services Authority. Our Firm Registration Number is 528912, which you can check on the FSA register www.fsa.gov.uk/register/.

Infinity Insurance Solutions Limited is a specialist travel insurance intermediary. Our management team has been providing travel insurance to both the travel trade and the travelling public for over 30 years and we believe that with this knowledge and experience we can offer policies to suit both the occasion and the person.

Why shop with us?

  • Award winning Annual and Single Trip travel insurance. Which? Best Buy Travel Insurance 2010 and 2011
  • Our friendly customer services team is based in Kent. If you have a query or need some help and you would prefer to chat to a real person, please give them a call on 0845 658 0570
  • We pride ourselves on with highly trained staff and have been awarded both an ISO 9001 and Investors in People Award.
  • We are part of the Travel Insurance Facilities Group plc, and the Claims Department in part of the same group, meaning that should you need to use the claims service, you can be sure that you will receive the same great customer service you experienced when you bought the policy.

Our commitment to you
At Infinity Insurance Solutions, everyone is committed to delivering award winning travel insurance cover at a competitive price. We believe that we do this and we hope that you do too. However, we are not prepared to rest on our laurels and we are constantly looking at ways of improving all aspects of our service.

We want you to understand the policy that you have purchased so that you are fully aware of what is, and what is not covered, if you have any queries which have not been answered on this website please call our help desk.

We aim to be friendly and professional at all times and our priority is to make sure that all our customers have a good experience when they purchase travel insurance from us, whether online or by phone.

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