Enjoy  your holiday; but take a moment before you go to get the insurance you need to cover the whole family against the unexpected.  Put the policy in the bottom of your bag and forget it.  Don’t worry; it will be there if you need it!
Half the fun is looking forward to your holiday and planning with the family where to go and what to do. Travel Insurance is the one thing you hope you won’t need to use.  But if you do, you need to have a good one.  And you need to buy it before you go away!
Firstly you have to choose whether to go for single trip insurance, which just covers you and your family for the dates you’re away – or annual multi-trip – which covers everyone in your family for lots of trips during the year. 

Annual Multi-trip policies cost more but suit people who go away on several two or more trips or who have a holiday home abroad.  They’ll be cheaper than separate single-trips each time you go.  You need to check the policy wording – who it covers – how long a trip it covers – what activities it includes.   Some things like skiing or cruising are riskier so they will be more expensive.  Skiing is obviously dangerous – but just think what it costs to send a helicopter to get you off off the mountain if you’re seriously injured.

So put in your details, and check the key facts about the policy to make sure it suits you.  If you’re going away for a long time, check that the maximum trip duration of an annual multi-trip covers it;  you can’t go away the whole year!  And they don’t cover you if you move permanently abroad.  

If you or anyone covered by the policy have pre-existing conditions – a medical condition or an illness you know about, you are not covered unless you tell us about it before you go.  Many conditions are covered at no extra charge; more serious conditions are covered by an additional premium. 

Enjoy what the world has to offer with peace of mind from holidaysafe.co.uk