Cover Levels

You can compare our niche cover levels below by clicking on the relevant tab. Please visit our policy wordings page for full details plus terms and conditions.

Cycling

Cover Cycling Single Trip Cycling Plus Single Trip
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Policy excess £100 £100
If you have to cancel your trip £3,000 £5,000
If your departure is delayed per 12 hours £20 £30
Delayed departure total £200 £300
If you choose to cancel after a 24 hour delay £3,000 £5,000
If you miss your outbound departure £500 £1,000
If you miss your homeward departure £500 £1,000
If you need emergency medical attention £5,000,000 £10,000,000
Public hospital inconvenience benefit per day £30 £50
Public hospital inconvenience benefit total £600 £1,000
Emergency dental treatment No Cover £200
If you need physiotherapy treatment after you return home No Cover £500
If you have to come home early £3,000 £5,000
If your possessions are lost, stolen or damaged (total payable) £1,500 £2,000
Clothes and footwear £1,500 £2,000
Cosmetics and toiletries £200 £200
Luggage £150 £150
Watches and Jewellery £300 £300
Eyewear £150 £150
Electrical items £300 £300
If your possessions are delayed by 12 hours £100 £150
If your bicycle is lost, stolen or damaged £3,000 £5,000
If your cycle accessories are lost, stolen or damaged £1,000 £2,000
If your cycle accessories are delayed per 24 hours £100 £100
If your cycle accessories are delayed by 24 hours total £300 £500
If you cannot use your bicycle for more than 24 hours £200 £200
If you need roadside recovery No Cover £200
If you need to collect your bicycle after you have returned home No Cover £500
If you are unable to participate on the day of the event £150 £300
If your cash is lost or stolen £250 £500
If your passport is lost or stolen £300 £400
If you are hijacked £50 £100
Hijack benefit total £250 £500
If you are mugged £50 £100
Mugging benefit total £250 £500
Personal liability £1,000,000 £2,000,000
Accidental death and disability benefit £10,000 £15,000
If you need legal advice £10,000 £10,000
Activity extension Optional Optional
Financial Failure and Force Majeure Optional Optional
Gadget Cover Optional Optional
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Cycling Single Trip Cycling Plus Single Trip

Golf

Cover Golf Single Trip Golf Plus Single Trip Golf Multi Trip Golf Plus Multi Trip
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Policy excess £100 £75 £100 £75
If you have to cancel your trip £3,000 £5,000 £3,000 £5,000
If your departure is delayed per 12 hours £20 £30 £20 £30
Delayed departure total £200 £300 £200 £300
If you choose to cancel after a 24 hour delay £3,000 £5,000 £3,000 £5,000
If you miss your outbound departure £500 £500 £500 £500
If you miss your homeward departure £500 £500 £500 £500
If you need emergency medical attention £5,000,000 £10,000,000 £5,000,000 £10,000,000
Public hospital inconvenience benefit per day £25 £50 £25 £50
Public hospital inconvenience benefit total £500 £1,000 £500 £1,000
Emergency dental treatment No Cover £500 No Cover £500
If you need physiotherapy treatment after you return home No Cover £500 No Cover £500
If you have to come home early £3,000 £5,000 £3,000 £5,000
If your possessions are lost, stolen or damaged (total payable) £1,500 £2,000 £1,500 £2,000
Clothes and footwear £1,500 £2,000 £1,500 £2,000
Cosmetics and toiletries £100 £150 £100 £150
Luggage £150 £250 £150 £250
Watches and Jewellery £300 £300 £300 £300
Eyewear £150 £150 £150 £150
Electrical items £300 £300 £300 £300
If your possessions are delayed by 12 hours £100 £150 £100 £150
If your golfing equipment is lost, stolen or damaged £1,500 £3,000 £1,500 £3,000
Golf clubs £1,000 £2,0000 £1,000 £2,000
Golf bag £150 £250 £150 £250
Waterproof clothing £125 £125 £125 £125
Golf shoes £75 £150 £75 £150
Golf GPS and rangefinders £150 £250 £150 £250
If your golfing equipment is delayed by 24 hours £250 £500 £250 £500
If your golfing equipment is delayed by 24 hours total £500 £1,000 £500 £1,000
If you need to hire golfing equipment £500 £1,000 £500 £1,000
If your hired golfing equipment is lost, stolen or damaged £250 £500 £250 £500
If you are unable to use your pre-paid green fees £250 £500 £250 £500
Hole in One £75 £150 £75 £150
If your cash is lost or stolen £250 £500 £250 £500
If your passport is lost or stolen £300 £400 £300 £400
Personal liability £1,000,000 £2,000,000 £1,000,000 £2,000,000
Accidental death and disability benefit £10,000 £15,000 £10,000 £15,000
If you need legal advice £10,000 £15,000 £10,000 £15,000
Activity extension Optional Optional Optional Optional
Cruise Cover Optional Optional Optional Optional
Financial Failure and Force Majeure Optional Optional Optional Optional
Gadget Cover Optional Optional Optional Optional
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Golf Single Trip Golf Plus Single Trip Golf Multi Trip Golf Plus Multi Trip

Motorcycle

Cover Motorcycle Last Minute Single Trip Motorcycle Standard Single Trip Motorcycle Premier Single Trip Motorcycle Standard Multi Trip Motorcycle Premier Multi Trip
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Policy excess £60 £75 £60 £75 £60
If you have to cancel your trip No Cover £1,000 £5,000 £1,000 £5,000
If your departure is delayed per 12 hours £20 £10 £20 £10 £20
Delayed departure total £300 £150 £300 £150 £300
If you choose to cancel after a 24 hour delay No Cover £1,000 £5,000 £1,000 £5,000
If you miss your outbound departure £500 £500 £500 £500 £500
If you miss your homeward departure £500 £500 £500 £500 £500
If you need emergency medical attention £10,000,000 £2,000,000 £10,000,000 £2,000,000 £10,000,000
Medical expenses if you are injured participating in a track event £100,000 £100,000 £100,000 £100,000 £100,000
Public hospital inconvenience benefit per day £20 £20 £20 £20 £20
Public hospital inconvenience benefit total £400 £400 £400 £400 £400
If you have to come home early No Cover £1,000 £5,000 £1,000 £5,000
If you cannot use your motorcycle for more than 8 hours No Cover £500 £2,000 £500 £2,000
If your motorcycle cannot be repaired prior to your return home No Cover £250 £500 £250 £500
If the only qualified or competent rider is taken ill No Cover £500 £2,000 £500 £2,000
Collecting your motorcycle after you have returned home No Cover £500 £1,000 £500 £1,000
If your possessions are lost, stolen or damaged (total payable) £2,000 £500 £2,000 £500 £2,000
Clothes and footwear £1,000 £300 £1,000 £300 £1,000
Cosmetics and toiletries £200 £100 £200 £100 £200
Luggage £150 £150 £150 £150 £150
Watches and Jewellery £300 £300 £300 £300 £300
Eyewear £150 £150 £150 £150 £150
Electrical items £300 £300 £300 £300 £300
If your possessions are delayed by 12 hours No Cover £100 £100 £100 £100
If your motorcycle apparel is lost, stolen or damaged £2,000 £1,000 £2,000 £1,000 £2,000
Leathers and Protective Clothing £1,500 £1,000 £1,500 £1,000 £1,500
Boots £300 £300 £300 £300 £300
Helmet £750 £750 £750 £750 £750
Gloves £200 £75 £200 £75 £200
Tail Pack/Tank Bag £100 £100 £100 £100 £100
If your cash is lost or stolen £250 £100 £250 £100 £250
If your passport is lost or stolen £300 £100 £300 £100 £300
If you are hijacked £100 No Cover £100 No Cover £100
Hijack benefit total £500 No Cover £500 No Cover £500
If you are mugged £100 No Cover £100 No Cover £100
Mugging benefit total £500 No Cover £500 No Cover £500
Personal liability £2,000,000 £1,000,000 £2,000,000 £1,000,000 £2,000,000
Accidental death and disability benefit £15,000 £5,000 £15,000 £5,000 £15,000
If you need legal advice £50,000 £10,000 £50,000 £10,000 £50,000
Activity extension Optional Optional Optional Optional Optional
Cruise Cover Optional Optional Optional Optional Optional
Financial Failure and Force Majeure Optional Optional Optional Optional Optional
Gadget Cover Optional Optional Optional Optional Optional
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Motorcycle Last Minute Single Trip Motorcycle Standard Single Trip Motorcycle Premier Single Trip Motorcycle Standard Multi Trip Motorcycle Premier Multi Trip

Running

Cover Running Single Trip
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Policy excess £100
If you have to cancel your trip £5,000
If your departure is delayed per 12 hours £30
Delayed departure total £300
If you choose to cancel after a 24 hour delay £5,000
If you miss your outbound departure £1,000
If you miss your homeward departure £1,000
If you need emergency medical attention £10,000,000
Public hospital inconvenience benefit per day £50
Public hospital inconvenience benefit total £1,000
Emergency dental treatment £200
If you need physiotherapy treatment after you return home £500
If you have to come home early £5,000
If your possessions are lost, stolen or damaged (total payable) £2,000
Clothes and footwear £2,000
Cosmetics and toiletries £200
Luggage £150
Watches and Jewellery £300
Eyewear £150
Electrical items £300
If your possessions are delayed by 12 hours £150
If your running equipment is lost, stolen or damaged £2,000
Running apparel £750
Running apparel £750
If your running equipment is delayed by 24 hours £200
If your running equipment is delayed by 24 hours total £1,000
If you need to hire running equipment £200
If you need to hire running equipment total £1,000
If your hired running equipment is lost, stolen or damaged £500
If you are unable to participate on the day of the event £300
If your cash is lost or stolen £500
If your passport is lost or stolen £400
If you are hijacked £100
Hijack benefit total £500
If you are mugged £100
Mugging benefit total £500
Personal liability £2,000,000
Accidental death and disability benefit £15,000
If you need legal advice £10,000
Gadget Cover Optional
Financial Failure and Force Majeure Optional
Activity extension Optional
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Running Single Trip

Sailing

Cover Sailing Single Trip
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Policy excess £100
If you have to cancel your trip £5,000
If your departure is delayed per 12 hours £30
Delayed departure total £300
If you choose to cancel after a 24 hour delay £5,000
If you miss your outbound departure £1,000
If you miss your homeward departure £1,000
If you need emergency medical attention £10,000,000
Public hospital inconvenience benefit per day £50
Public hospital inconvenience benefit total £1,000
Emergency dental treatment £200
If you need physiotherapy treatment after you return home £500
If you have to come home early £5,000
If your possessions are lost, stolen or damaged (total payable) £2,000
Clothes and footwear £2,000
Cosmetics and toiletries £250
Luggage £250
Watches and Jewellery £500
Eyewear £150
Electrical items £300
If your possessions are delayed by 12 hours £150
If your sailing equipment is lost, stolen or damaged £2,500
Waterproof clothing £1,000
Life saver vest £750
GPS units and radios £1,000
If your sailing equipment is delayed by 24 hours £200
If your sailing equipment is delayed by 24 hours total £1,000
If you need to hire sailing equipment £200
If you need to hire sailing equipment total £1,000
If your hired sailing equipment is lost, stolen or damaged £500
If the only qualified skipper is taken ill or is injured £1,500
If your cash is lost or stolen £500
If your passport is lost or stolen £400
If you are hijacked £100
Hijack benefit total £500
If you are mugged £100
Mugging benefit total £500
Personal liability £2,000,000
Accidental death and disability benefit £15,000
If you need legal advice £10,000
Gadget Cover Optional
Financial Failure and Force Majeure Optional
Activity extension Optional
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Sailing Single Trip

Scuba Diving

Cover Scuba Lite Single Trip Scuba Single Trip
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Policy excess £100 £100
If you have to cancel your trip £3,000 £5,000
If your departure is delayed per 12 hours £20 £30
Delayed departure total £200 £300
If you choose to cancel after a 24 hour delay £3,000 £5,000
If you miss your outbound departure £500 £1,000
If you miss your homeward departure £500 £1,000
If you need emergency medical attention £5,000,000 £10,000,000
Public hospital inconvenience benefit per day £30 £50
Public hospital inconvenience benefit total £600 £1,000
If you are unable to dive per 24 hours £25 50
If you are unable to dive total £250 £500
Emergency dental treatment No Cover £200
If you need physiotherapy treatment after you return home No Cover £500
If you have to come home early £3,000 £5,000
If your possessions are lost, stolen or damaged (total payable) £1,500 £2,000
Clothes and footwear £1,500 £2,000
Cosmetics and toiletries £200 £250
Luggage £150 £250
Watches and Jewellery £300 £500
Eyewear £150 £150
Electrical items £300 £300
If your possessions are delayed by 12 hours £100 £150
If your diving equipment is lost, stolen or damaged £1,000 £2,500
SCUBA gear £750 £1,000
Buoyancy control devices £500 £750
Wet Suits, Dry Suits and Undersuits £500 £750
Fins, masks, snorkels and dive bags £250 £500
Dive watches and computers £500 £750
If your diving equipment is delayed by 24 hours £100 £200
If your diving equipment is delayed by 24 hours total £500 £1,000
If you need to hire diving equipment £100 £200
If you need to hire diving equipment total £250 £1,000
If your hired diving equipment is lost, stolen or damaged £250 £500
If your cash is lost or stolen £250 £500
If your passport is lost or stolen £300 £400
If you are hijacked £50 £100
Hijack benefit total £250 £500
If you are mugged £50 £100
Mugging benefit total £250 £500
Personal liability £1,000,000 £2,000,000
Accidental death and disability benefit £10,000 £15,000
If you need legal advice £10,000 £10,000
If you are unable to dive due to adverse weather conditions per 24 hours £20 £50
If you are unable to dive due to adverse weather conditions total £200 £200
Activity extension Optional Optional
Financial Failure and Force Majeure Optional Optional
Gadget Cover Optional Optional
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Scuba Lite Single Trip Scuba Single Trip
Please note, Holidaysafe's online prices automatically include a 15% discount against our Customer Service Centre prices.
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