How to See the World Once Retired

Posted on January 04, 2017

For many Over 65s seeing the world is the number one aim of their retirement, but where do you start? Below we have created a quick guide on everything from saving money to bucket list inspiration, to help anyone planning an adventurous retirement.

Bucket List Inspiration

You probably already have an extensive list of countries to visit and places to see, but here are our top 10 (in no particular order);

  • Re-visit your honeymoon destination
  • Drive Route 66 in the USA
  • Go on safari
  • See the Northern Lights
  • Visit the Great Wall of China
  • Take the grandkids to Disneyland
  • Take a hot air balloon ride
  • Place a bet in Las Vegas
  • Scuba dive or snorkel the Great Barrier Reef
  • Visit a paradise island

Route 66

Set a Budget

Before planning any trip it is really important to set a budget, and this is even more important if you’re planning more than a couple of trips per year. Is there somewhere really special you’re planning to visit? If so you may want to allocate some extra budget to really enjoy the trip in style. Budgeting is always difficult, so it’s a good idea to look at your finances, set a budget and then add an extra 20% in for any unforeseen costs.

Savings

Mix up your Plans

When planning your trips try to give yourself a mix of adventures, for example you may want to take a trip with friends to indulge your favourite past time (and leave your significant other at home), then take the grandkids away, as well as city and beach breaks with your spouse. This will ensure you get a fantastic collection of memories and experiences, plus you’ll look forward to each trip for different reasons.

Grandparents1

Money Saving Tips

You no longer need to worry about only travelling during the school holidays, or making it back for work on Monday morning, which means you can save money by booking flights and holidays off-peak. Flights are usually much cheaper on a Monday, Tuesday and Wednesday, and especially during late morning or afternoon, so do plenty of research before you book to ensure you get the best rates.

piggy bank

Travel Insurance

As soon as you turned 65 or 66 you may have noticed that it became more difficult for you to obtain reasonably prices travel insurance. Unfortunately some insurers do inflate their prices when anyone enters this age bracket, so again it is important to shop around to find the best quote for you and your trip.

Top tip: if you’re planning more than two trips over the next 12 months a Multi Trip policy may be better value for you. Multi Trip policies will usually cover an unlimited number of trips in a 12 month period, as long as each trip is less than 31 days (double check this limit and the age limits to make sure it meets your needs).

Suitcase Travel Insurance
 

Visit Holidaysafe.co.uk for more tips and advice plus affordable and award winning Over 65s Travel Insurance.

Top Tips for Buying Travel Insurance if you’re Over 65

Posted on

Today’s ‘senior citizens’ are fitter and stronger than ever before, proving once and for all that travel isn’t just for the ‘young’ but the young at heart too! However, once you turn 65 or 66 you may find yourself pushed into a new age bracket, which may make it harder to find reasonably priced travel insurance.

To help anyone 65 or over and looking for travel insurance, we’ve compiled this useful guide.

Travel Insurance with Medical Conditions

Everyone has some type of medical history, whether that be broken bones, ongoing but stable conditions like asthma and diabetes or more serious illnesses like cancer. Whatever your history, you must ensure that you declare any existing medical conditions or recent treatments to your insurer, even if they are completely stable or cured.

Most medical screening systems will ask if you have ever had any type of breathing condition, heart condition, cancer etc. – the key word here is ever, so it is always better to disclose everything. If you’re having any problems, most insurers will offer screenings over the phone as well as online, so don’t hesitate to call in and ask any questions.

If you don’t declare everything to your insurer and then face a reoccurrence, flare up or related condition you could find that they won’t cover the cost of your treatment, leaving you severely out of pocket.

Medical History Declaration

Choosing the Right Travel Insurance Policy for you

The first step in choosing the best policy is to decide what you need it to cover, for example how much have you paid for your trip? That is the amount of cancellation cover your policy needs to offer to avoid being underinsured and to make sure you’re fully covered in case you need to cancel (remember the policy limits are usually per person).

Are you travelling for a few days or a few months? This will help you choose between a Single Trip or Longstay policy. Are you going to Europe or World Wide? All these questions will help you choose the right policy type, duration and destination group for you.

Top tip: if you’re planning more than two trips over the next 12 months a Multi Trip policy may be better value for you. Multi Trip policies will usually cover an unlimited number of trips in a 12 month period, as long as each trip is less than 31 days (double check this limit and the age limits to make sure it meets your needs).

Another thing to consider is who you are travelling with – couples can usually find some good discounts for being on the same policy, and families can sometimes get cover for children under 18 for free (just make sure that grandchildren fit the definition of a family).

Suitcase Travel Insurance

Travel Insurance Optional Extras

If you’re not planning a standard beach holiday, you may have to consider cove for activities or a more specialised policy. For example many policies won’t cover cruising as standard, so double check whether you need to add any additional cover before purchasing.

Furthermore, if you’re planning a trip specifically to indulge your favourite past time, for example golf, fishing or scuba diving, you may need to invest in a specialist policy or extension to get cover for the activity plus your equipment – do plenty of research before purchasing.

Finally, if you’re planning to travel with gadgets such as smart phones, tablets and cameras you’ll need to check the T&Cs to see if these are covered. If not, you may be able to add an extension, or you may already have a certain amount of worldwide cover under your home, gadget or bank insurance.

Portrait of mature couple in ski holidays
 

For more tips and advice plus information on award winning over 65s travel insurance, please visit Holidaysafe.co.uk.

Travel Advice for Grandparents

Posted on March 18, 2016

Taking the Grand Kids away can be extremely stressful and tiring, but on the other hand, if you follow the simple tips below it could be an enjoyable and memorable experience for everyone.

Grandparents1

Keep them Amused

Pack a small number of their favourite toys and games, this should keep them amused during travelling and quite points. A pack of cards, story books and a portable DVD or music player are also great ways to keep them amused and calm them down.

Pick Somewhere that has Something for Everyone

It can be tempting to take the kids somewhere they will love, but this could end up simply wearing you out. Try to pick a resort and destination that has something for the children and something for you. For example a great pool or a lovely beach, that way everyone will enjoy themselves and get a real holiday.

Check Passports

Remember that children need their own passports now, and while they are under 16, their passports will only be valid for five years. Make sure they have a valid passport before you travel.

Get Travel Insurance for Everyone

Make sure the entire group have invested in quality travel insurance. It is absolutely vital that you invest in travel insurance to protect your grandchildren whilst away.

Pack Snacks and Drinks

It will be a lot cheaper, and at least you know they will like the food. However when it comes to dinners, I would definitely suggest getting them to try something new, make it fun and they will enjoy the discovery.

Be vigilant

Keep an eye on your Grand Kids at all times, especially if they are playing in water or away from you.

Most importantly, simply enjoy spending some quality time with your grandchildren!

Travel Insurance for Seniors

Posted on

Travel insurance for over 65s can become expensive and confusing, especially if you have pre-existing medical conditions. However, travel insurance is absolutely vital for anyone going on holiday or travelling abroad, and once you retire you will have more time to travel and enjoy yourself – so why shouldn’t you?

Happy senior couple at tropical beach
 

To make sure you get superior cover at a great price, here are our top tips for buying over 65s travel insurance;

  • Does the policy actually meet your needs? Check the levels of cover offered carefully to avoid being left out of pocket.
  • Make sure you choose the correct cover for the country you are visiting. For example, many companies ask you to choose from Europe, Europe including Spain, World Wide etc., so make sure you pick the correct option. Ask the company if you are unsure.
  • Make sure the insurance will cover you for the entire duration of your trip.
  • If you are travelling with your Grandchildren, make sure you are all covered, many insurers offer free cover for children, so shop around to make sure you get a good deal and quality cover.
  • If you’re thinking about or planning to participate in activities such as tennis or golf during your trip, are these covered?
  • If you’re planning a Cruise, is cruising covered?
  • Make sure you have declared any pre-existing medical conditions, and make sure your policy covers them. If you have not declared your conditions you will not be covered for any subsequent bills.

When you buy any travel insurance policy you should check that;

  • The cancellation cover is enough to cover the pre-paid costs of your trip.
  • The insurance includes at least two million pounds of emergency medical cover and repatriation (£5 million if travelling worldwide). This may seem extreme but medical treatment abroad can become extremely expensive.
  • The policy covers your baggage and personal possessions if they become lost, damaged or stolen.
  •  Once you have purchased your policy, you will usually be given 14 days to read it through and check that it covers your particular needs.
  • The policy covers the costs of emergency items of clothing if your bags are lost by the airline.
  • Most importantly, ALWAYS read the small print.

Travel Insurance Guide for Grandparents

Posted on

When most people think about their grandparents, they remember fun outings and trips to castles or the sea side. Now grandparents are getting younger and are taking their grandchildren on more frequent and longer holidays to give parents a break and to spend some quality time with them.

However, a study found that over a quarter of Grandparents do not invest in travel insurance when they take their grandchildren on holiday.

Grandparents2
 

If you are planning to take your Grandchildren abroad, it is absolutely vital that you invest in a travel insurance policy which covers all of you. To make sure your family are properly protected on holiday, here are our top tips for buying affordable and quality Travel Insurance;

Does the policy actually meet your needs? Check the levels of cover offered carefully to avoid being left out of pocket.

  • Make sure you choose the correct cover for the country you are visiting. For example, many companies ask you to choose from a number of destination packs, including Europe and World Wide, so make sure you pick the correct option. Ask the company if you are unsure.
  • Make sure the insurance will cover you for the entire duration of you trip.
  • Many insurers offer free cover for children, shop around to make sure you get a good deal and quality cover.
  • If you’re thinking about or planning to participate in activities such as tennis or golf during your trip, are these are covered?

When you buy any travel insurance policy you should check that;

  • Make sure you have declared any pre-existing medical conditions, and make sure your policy covers them. If you have not declared your conditions you will not be covered for any subsequent bills.
  • The cancellation cover is enough to cover the pre-paid costs of your trip.
  • The insurance includes at least two million pounds of emergency medical cover and repatriation (£5 million if travelling worldwide). This may seem extreme but medical treatment abroad can become really expensive.
  • The policy covers your baggage and personal possessions if they become lost, damaged or stolen.
  • Once you have purchased your policy, you will usually be given 14 days to read it through and check that it covers your particular needs.
  • The policy covers the costs of emergency items of clothing if your bags are lost by the airline.
  • Most importantly, ALWAYS read the small print.
Please note, Holidaysafe's online prices automatically include a 15% discount against our Customer Service Centre prices.
Share this page: