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Cover Levels

You can compare our policy cover levels below by clicking on the relevant tab. Please visit our policy wordings page for full details plus terms and conditions, or visit our travel insurance page for a full list of the other policies available.

Multi Trip

[easytable] Cover [attr data-tablesaw-priority=”persist” scope=”col”]| Lite [attr scope=”col” data-tablesaw-sortable-col data-tablesaw-sortable-default-col data-tablesaw-priority=”3″]| Standard [attr scope=”col” data-tablesaw-sortable-col data-tablesaw-sortable-default-col data-tablesaw-priority=”2″]| Premier [attr scope=”col” data-tablesaw-sortable-col data-tablesaw-priority=”1″]
[attr class=”title”]| Get a Quote | Get a Quote | Get a Quote
Days per trip |24 days |31 days |31 days
Policy excess |£150 |£100 |£60
If you have to cancel your trip |£1,500 |£1,500 |£5,000
If your end suppliers financial failure before you travel |No Cover Available |No Cover Available |£3,000
If your departure is delayed per 12 hours |No Cover Available |£10 |£35
Delayed departure total |No Cover Available |£150 |£350
If you choose to cancel after a 24 hour delay |No Cover Available |£1,500 |£5,000
If you miss your outbound departure |No Cover Available |£500 |£1,000
If you miss your homeward departure |No Cover Available |£500 |£1,000
If you need emergency medical attention |£10,000,000 |£5,000,000 |£10,000,000
Public hospital inconvenience benefit per day |£10 |£20 |£20
Public hospital inconvenience benefit total |£100 |£400 |£400
Emergency dental treatment |£200 |£100 |£100
If you have to come home early |£1,500 |£1,500 |£5,000
If your possessions are lost, stolen or damaged (total payable) |£1,000 |£1,000 |£2,500
Clothes and footwear |£500 |£1,000 |£2,000
Cosmetics and toiletries |£100 |£200 |£200
Luggage |£50 |£150 |£150
Watches and Jewellery |£150 |£300 |£500
Eyewear |£150 |£150 |£150
Electrical items |£150 |£300 |£400
If your possessions are delayed by 12 hours |£100 |£100 |£100
If your cash is lost or stolen |£200 |£250 |£500
If your passport is lost or stolen |£100 |£100 |£300
If you are hijacked |No Cover Available |No Cover Available |£100
Hijack benefit total |No Cover Available |No Cover Available |£500
If you are mugged |No Cover Available |No Cover Available |£100
Mugging benefit total |No Cover Available |No Cover Available |£500
Personal liability |£1,000,000 |£1,000,000 |£2,000,000
Accidental death and disability benefit |£5,000 |£5,000 |£30,000
If you need legal advice |No Cover Available |£10,000 |£50,000
Activity extension |Optional |Optional |Optional
Cruise Cover |Optional |Optional |Optional
Excess Waiver |Optional |Optional |Optional
Financial Failure|No Cover Available |No Cover Available |£1,000
Force Majeure |£1,000|£1,000|£1,000
Gadget Cover |No Cover |No Cover |£1,000
| Get a Quote | Get a Quote | Get a Quote
| Lite | Standard | Premier [/easytable]

Single Trip

[easytable] Cover [attr data-tablesaw-priority=”persist” scope=”col”]| Lite [attr scope=”col” data-tablesaw-sortable-col data-tablesaw-sortable-default-col data-tablesaw-priority=”3″]| Standard [attr scope=”col” data-tablesaw-sortable-col data-tablesaw-sortable-default-col data-tablesaw-priority=”2″]| Premier [attr scope=”col” data-tablesaw-sortable-col data-tablesaw-priority=”1″]
[attr class=”title”]| Get a Quote | Get a Quote | Get a Quote
Policy excess |£150 |£100 |£60
If you have to cancel your trip |£1,500 |£1,500 |£5,000
If your end suppliers financial failure before you travel|No Cover Available |No Cover Available |£3,000
If your departure is delayed per 12 hours |No Cover Available |£10 |£35
Delayed departure total |No Cover Available |£150 |£350
If you choose to cancel after a 24 hour delay |No Cover Available |£1,500 |£5,000
If you miss your outbound departure |No Cover Available |£500 |£1,000
If you miss your homeward departure |No Cover Available |£500 |£1,000
If you need emergency medical attention |£10,000,000 |£5,000,000 |£10,000,000
Public hospital inconvenience benefit per day |£10 |£20 |£20
Public hospital inconvenience benefit total |£100 |£400 |£400
Emergency dental treatment |£200 |£100 |£100
If you have to come home early |£1,500 |£1,500 |£5,000
If your possessions are lost, stolen or damaged (total payable) |£1,000 |£1,000 |£2,500
Clothes and footwear |£500 |£1,000 |£2,500
Cosmetics and toiletries |£100 |£200 |£200
Luggage |£50 |£150 |£150
Watches and Jewellery |£150 |£300 |£500
Eyewear |£150 |£150 |£150
Electrical items |£150 |£300 |£400
If your possessions are delayed by 12 hours |£100 |£100 |£100
If your cash is lost or stolen |£200 |£250 |£500
If your passport is lost or stolen |£100 |£100 |£300
If you are hijacked |No Cover Available |No Cover Available |£100
Hijack benefit total |No Cover Available |No Cover Available |£500
If you are mugged |No Cover Available |No Cover Available |£100
Mugging benefit total |No Cover Available |No Cover Available |£500
Personal liability |£1,000,000 |£1,000,000 |£2,000,000
Accidental death and disability benefit |£5,000 |£5,000 |£30,000
If you need legal advice |No Cover Available |£10,000 |£50,000
Activity extension |Optional |Optional |Optional
Cruise Cover |Optional |Optional |Optional
Excess Waiver |Optional |Optional |Optional
Financial Failure|No Cover Available |No Cover Available |£1,000
Force Majeure |£1,000|£1,000|£1,000
Gadget Cover |No Cover Available |No Cover Available |£1,000
| Get a Quote | Get a Quote | Get a Quote
| Lite | Standard | Premier [/easytable]

Winter Sports

[easytable] Cover [attr data-tablesaw-priority=”persist” scope=”col”]|Lite Single Trip | Standard Single Trip | Premier Single Trip | Lite Multi Trip | Standard Multi Trip | Premier Multi Trip
| Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote
Policy excess |£150 |£100 |£75 |£150 |£100 |£75
If you have to cancel your trip |£1,500 |£3,000 |£5,000 |£1,500 |£3,000 |£5,000
If your end suppliers financial failure before you travel |No Cover Available |No Cover Available |£3,000 |No Cover Available |No Cover Available |£3,000
If your departure is delayed per 12 hours |No Cover Available |£20 |£30 |No Cover Available |£20 |£30
Delayed departure total |No Cover Available |£200 |£300 |No Cover Available |£200 |£300
If you choose to cancel after a 24 hour delay |No Cover Available |£3,000 |£5,000 |No Cover Available |£3,000 |£5,000
If you miss your outbound departure |No Cover Available |£500 |£1,000 |No Cover Available |£500 |£1,000
If you miss your homeward departure |No Cover Available |£500 |£1,000 |No Cover Available |£500 |£1,000
If you need emergency medical attention |£10,000,000 |£10,000,000 |£10,000,000 |£10,000,000 |£10,000,000 |£10,000,000
Public hospital inconvenience benefit per day |£10 |£30 |£50 |£10 |£30 |£50
Public hospital inconvenience benefit total |£100 |£600 |£1,000 |£100 |£600 |£1,000
Emergency dental treatment |£100 |£100 |£200 |£100 |£100 |£200
Emergency physiotherapy treatment |No Cover Available |No Cover Available |£200 |No Cover Available |No Cover Available |£200
If you are unable to use your pre-paid Ski Pack per day |£50 |£25 |£50 |£50 |£25 |£50
If you are unable to use your pre-paid Ski Pack total |£200 |£400 |£500 |£200 |£400 |£500
If you need dental treatment on your return home |No Cover Available |No Cover Available |£200 |No Cover Available |No Cover Available |£200
If you need physiotherapy treatment on your return home |No Cover Available |No Cover Available |£500 |No Cover Available |No Cover Available |£500
If you have to come home early |£1,500 |£3,000 |£5,000 |£1,500 |£3,000 |£5,000
If your possessions are lost, stolen or damaged (total payable) |£1,000 |£1,500 |£2,000 |£1,000 |£1,500 |£2,000
Clothes and footwear |£500 |£1,500 |£2,000 |£500 |£1,500 |£2,000
Cosmetics and toiletries |£100 |£200 |£250 |£500 |£200 |£250
Luggage |£50 |£150 |£250 |£100 |£150 |£250;
Watches and Jewellery |£150 |£300 |£500 |£150 |£300 |£500
Eyewear |£150 |£150 |£150 |£150 |£150 |£150;
Electrical items |£150 |£300 |£300 |£150 |£300 |£300
If your possessions are delayed by 12 hours |£100 |£100 |£150 |£100 |£100 |£150
If your winter sports equipment is lost, stolen or damaged (total payable) |£500 |£1,000 |£2,000 |£500 |£1,000 |£2,000
Helmets |£60 |£175 |£300 |£60 |£175 |£300
Skis |£250 |£750 |£1,200 |£250 |£750 |£1,200
Snowboard |£250 |£750 |£1,200 |£250 |£750 |£1,200
Bindings |£60 |£125 |£250 |£60 |£125 |£250
Poles |£25 |£50 |£100 |£25 |£50 |£100
Gloves |£40 |£75 |£150 |£40 |£75 |£150
Boots |£125 |£250 |£500 |£125 |£250 |£500
Goggles |£40 |£75 |£150 |£40 |£75 |£150
Ski Clothing |£250 |£750 |£1,200 |£250 |£750 |£1,200
If your winter sports equipment is delayed by 24 hours (per day) |£50 |£100 |£200 |£50 |£100 |£200
If your winter sports equipment is delayed by 24 hours (total) |£150 |£500 |£1,000 |£150 |£500 |£1,000
If your winter sports equipment is damaged whilst in use (to hire ski equipment – per day) |No Cover Available |£100 |£200 |No Cover Available |£100 |£200
If your winter sports equipment is damaged whilst in use (to hire ski equipment – total) |No Cover Available |£500 |£1,000 |No Cover Available |£500 |£1,000
If your hired winter sports equipment is lost, stolen or damaged (total payable) |£200 |£250 |£500 |£200 |£250 |£500
If your cash is lost or stolen |£200 |£250 |£500 |£200 |£250 |£500
If your passport is lost or stolen |£100 |£300 |£400 |£100 |£300 |£400
If your ski lift pass is lost or stolen |£150 |£250 |£500 |£150 |£250 |£500
If you are hijacked |No Cover Available |£50 |£100 |No Cover Available |£50 |£100
Hijack benefit total |No Cover Available |£250 |£500 |No Cover Available |£250 |£500
If you are mugged |No Cover Available |£50 |£100 |No Cover Available |£50 |£100
Mugging benefit total |No Cover Available |£250 |£500 |No Cover Available |£250 |£500
Personal liability |£1,000,000 |£1,000,000 |£2,000,000 |£1,000,000 |£1,000,000 |£2,000,000;
Accidental death benefit |£5,000 |£10,000 |£15,000 |£5,000 |£10,000 |£15,000
Permanent loss of sight or limb |£5,000 |£15,000 |£20,000 |£5,000 |£15,000 |£20,000
Permanent and total disablement |£5,000 |£15,000 |£20,000 |£5,000 |£15,000 |£20,000
If you need legal advice |No Cover Available |£25,000 |£50,000 |No Cover Available |£25,000 |£50,000
If you cannot return home – Either: Per 24 hours |No Cover Available |No Cover Available |£100 |No Cover Available |No Cover Available |£100
If you cannot return home – Either: Per 24 hours total payable |No Cover Available |No Cover Available |£1,500 |No Cover Available |No Cover Available |£1,500
Or: additional travel expenses |No Cover Available |No Cover Available |£1,000 |No Cover Available |No Cover Available |£1,000
If an avalanche occurs per day |£25 |£200 |£200 |£25 |£200 |£200
If an avalanche occurs total |£150 |£1,000 |£1,000 |£150 |£1,000 |£1,000
If there is no snow per day |£25 |£50 |£50 |£25 |£50 |£50
If there is no snow total |£150 |£250 |£350 |£150 |£250 |£350
Excess Waiver |Optional |Optional |Optional |Optional |Optional |Optional
Financial Failure|No Cover Available |No Cover Available |£1,000 |No Cover Available |No Cover Available |£1,000
Force Majeure |£1,000|£1,000|£1,000 |£1,000|£1,000|£1,000
Gadget Cover |No Cover Available |No Cover Available |£1,000 |No Cover Available |No Cover Available |£1,000
Activity extension |Optional |Optional |Optional |Optional |Optional |Optional
| Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote | Get a Quote
| Lite Single Trip | Standard Single Trip | Premier Single Trip | Lite Multi Trip | Standard Multi Trip | Premier Multi Trip; [/easytable]

Please note, Holidaysafe's online prices automatically include a 15% discount against our Customer Service Centre prices.
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