Coronavirus Update & FAQs

We’re currently experiencing extremely high call volumes, so if you need to know more about your cover and the COVID-19 outbreak, please read more here: FAQs

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Cover Levels

You can compare our policy cover levels below by clicking on the relevant tab. Please visit our policy wordings page for full details plus terms and conditions, or visit our travel insurance page for a full list of the other policies available.

Multi Trip

CoverLiteStandard Premier Premier PlusPremier Platinum
DiscontinuedGet a QuoteGet a QuoteGet a QuoteGet a Quote
Days Per Trip24313145 (60 Days Per Trip Extension Is Available)45 (60 Days Per Trip Extension Is Available)
Policy excess/Deductible150£100£60£0£0
If you are unable to go on your trip£1,500£1,500£5,000£7,500£7,500
If your end supplier fails financially before you leave homeNo CoverNo Cover£3,000£3,000£3,000
If you are delayed (per 12 hours)No Cover£10£30£30£35
If you are delayed (maximum)No Cover£150£300£300£350
If you miss your departure or onward connectionNo Cover£500£1,000£1,000£1,000
If you decide to abandon your travel plansNo Cover£1,500£5,000£7,500£7,500
If your end supplier fails financially while you are awayNo CoverNo Cover£3,000£3,000£3,000
Return transportation to home countryNo CoverNo Cover£3,000£3,000£3,000
If you need emergency medical treatment abroad£10,000,000£5,000,000£10,000,000£10,000,000£10,000,000
If you need to be brought home£100,000£100,000£100,000£100,000£100,000
Transportation charges£25,000£25,000£25,000£25,000£25,000
If you are buried or cremated abroad£2,000£2,000£5,000£5,000£5,000
If you are in a hospital (per 24 hours)£10£20£20£30£50
If you are in a hospital (maximum)£100£400£400£1,000£1,000
If you are ill or injured in your home country£1,500£1,500£1,500£1,500£1,500
Another person to stay with you£1,000£1,000£1,000£1,000£1,000
Return body/ashes back home£1,000£1,000£1,000£1,000£1,000
If you have to cut your trip short£1,500£1,500£5,000£7,500£7,500
If your checked-in baggage is delayed£100£100£150£150£150
If your valuables are lost, stolen or accidentally damaged£150£1,000£1,000£1,000£1,000
Single article limit/ pair or set£150£250£250£250£250
If your gadgets are lost, stolen or accidentally damagedNo Cover£1,000£2,000£2,000£2,000
Unauthorised calls/dataNo Cover£1,000£1,000£1,000£1,000
If your other possessions are lost, stolen or accidentally damaged£1,000£1,000£2,000£2,000£2,000
Single article limit/ pair or set£500£250£250£250£250
If your cash or event tickets are lost or stolen£200£250£500£500£500
If you need emergency travel documents£50£100£200£200£200
Travel and Accommodation to collect docs£50£100£200£200£200
If you need legal adviceNo Cover£10,000£50,000£50,000£100,000
If you are killed following an accident£5,000£5,000£30,000£30,000£30,000
If you lose your sight or lose use of limbs following an accident£5,000£2,500£30,000£30,000£30,000
If you are disabled following an accident£5,000£2,500£30,000£30,000£30,000
If you are held legally liable for injury or damage£1,000,000£1,000,000£2,000,000£2,000,000£2,000,000
If a major incident occurs while you are away£1,000£1,000£1,000£1,000£1,000
Additional accommodation in the event of a major incident while you are abroad (per 24 hours)£100£100£100£100£100
Additional accommodation in the event of a major incident while you are abroad (in total)£700£700£700£700£700
Food in the event of a major incident while you are abroad (per 24 hours)£30£30£30£30£30
Food in the event of a major incident while you are abroad (in total)£210£210£210£210£210
Baby essentials Food in the event of a major incident while you are abroad£150£150£150£150£150
Activity extensionOptionalOptionalOptionalOptionalOptional
Cruise CoverOptionalOptionalOptionalOptionalOptional
Excess WaiverOptionalOptionalOptionalNo CoverNo Cover
DiscontinuedGet a QuoteGet a QuoteGet a QuoteGet a Quote

Single Trip

CoverLiteStandard Premier Premier PlusPremier Platinum
DiscontinuedGet a QuoteGet a QuoteGet a QuoteGet a Quote
Policy excess/Deductible£150£100£60£0£0
If you are unable to go on your trip£1,500£1,500£5,000£7,500£7,500
If your end supplier fails financially before you leave homeNo CoverNo Cover£3,000£3,000£3,000
If you are delayed (per 12 hours)No Cover£10£30£30£35
If you are delayed (maximum)No Cover£150£300£300£350
If you miss your departure or onward connectionNo Cover£500£1,000£1,000£1,000
If you decide to abandon your travel plansNo Cover£1,500£5,000£7,500£7,500
If your end supplier fails financially while you are awayNo CoverNo Cover£3,000£3,000£3,000
Return transportation to home countryNo CoverNo Cover£3,000£3,000£3,000
If you need emergency medical treatment abroad£10,000,000£5,000,000£10,000,000£10,000,000£10,000,000
If you need to be brought home£100,000£100,000£100,000£100,000£100,000
Transportation charges£25,000£25,000£25,000£25,000£25,000
If you are buried or cremated abroad£2,000£2,000£5,000£5,000£5,000
If you are in a hospital (per 24 hours)£10£20£20£30£50
If you are in a hospital (maximum)£100£400£400£1,000£1,000
If you are ill or injured in your home country£1,500£1,500£1,500£1,500£1,500
Another person to stay with youNo Cover£1,000£1,000£1,000£1,000
Return body/ashes back home£1,000£1,000£1,000£1,000£1,000
If you have to cut your trip short£1,500£1,500£5,000£7,500£7,500
If your checked-in baggage is delayed£100£100£150£150£150
If your valuables are lost, stolen or accidentally damaged£150£1,000£1,000£1,000£1,000
Single article limit/ pair or set£150£250£250£250£250
If your gadgets are lost, stolen or accidentally damagedNo Cover£1,000£2,000£2,000£2,000
Unauthorised calls/dataNo Cover£1,000£1,000£1,000£1,000
If your other possessions are lost, stolen or accidentally damaged£1,000£1,000£2,000£2,000£2,000
Single article limit/ pair or set£500£250£250£250£250
If your cash or event tickets are lost or stolen£200£250£500£500£500
If you need emergency travel documents£50£100£200£200£200
Travel and Accommodation to collect docs£50£100£200£200£200
If you need legal adviceNo Cover£10,000£50,000£50,000£100,000
If you are killed
following an accident
£5,000£5,000£30,000£30,000£30,000
If you lose your sight or lose use of limbs following an accident£5,000£2,500£30,000£30,000£30,000
If you are disabled following an accident£5,000£2,500£30,000£30,000£30,000
If you are held legally liable for injury or damage£1,000,000£1,000,000£2,000,000£2,000,000£2,000,000
If a major incident occurs while you are away£1,000£1,000£1,000£1,000£1,000
Additional accommodation in the event of a major incident while you are abroad (per 24 hours)£100£100£100£100£100
Additional accommodation in the event of a major incident while you are abroad (in total)£700£700£700£700£700
Food in the event of a major incident while you are abroad (per 24 hours)£30£30£30£30£30
Food in the event of a major incident while you are abroad (in total)£210£210£210£210£210
Baby essentials Food in the event of a major incident while you are abroad£150£150£150£150£150
Activity extensionOptionalOptionalOptionalOptionalOptional
Cruise CoverOptionalOptionalOptionalOptionalOptional
Excess WaiverOptionalOptionalOptionalNo CoverNo Cover
DiscontinuedGet a Quoteuote/>Get a QuoteGet a QuoteGet a QuoteGet a Quote

Winter Sports

CoverLite Single TripStandard Single TripPremier Single TripLite Multi TripStandard Multi Trip Premier Multi Trip
DiscontinuedGet a QuoteGet a QuoteDiscontinuedGet a QuoteGet a Quote
Deductible/Policy excess£150£100£75£150£100£75
If you are unable to go on your trip£1,500£3,000£5,000£1,500£3,000£5,000
If your end supplier fails financially before you leave homeNo CoverNo Cover£5,000No CoverNo Cover£5,000
If you are delayedNo Cover£200£300No Cover£200£300
If you miss your departure or onward connectionNo Cover£500£1,000No Cover£500£1,000
If you decide to abandon your travel plansNo Cover£3,000£5,000No Cover£3,000£5,000
If your end supplier fails financially while you are awayNo CoverNo Cover£5,000No CoverNo Cover£5,000
If your ski resort is closedNo Cover£1,000£5,000No Cover£1,000£5,000
If a major incident happens when you are away£1,000£1,000£1,000£1,000£1,000£1,000
If you need emergency medical treatment abroad£10,000,000£10,000,000£10,000,000£10,000,000£10,000,000£10,000,000
If you need to be brought home£100,000 £100,000 £100,000£100,000 £100,000 £100,000
If you are buried or cremated abroad£2,000£2,000£5,000£2,000£2,000£5,000
If you are admitted to a public hospital£100£600£1,000£100£600£1,000
If you have to cut your trip short£1,500£3,000£5,000£1,500£3,000£5,000
If you need dental or physio treatment after you return homeNo CoverNo Cover£500No CoverNo Cover£500
If you are unable to use your pre-paid ski pack£200£400£500£200£400£500
If your checked-in baggage is delayed£100£500£1,000£100£500£1,000
If your winter sports equipment is lost, stolen or damaged£500£1,000£2,000£500£1,000£2,000
If your hired winter sports equipment is lost, stolen or damaged£200£250£500£200£250£500
If your valuables are lost, stolen or accidentally damaged£150£750£1,000£150£750£1,000
If your gadgets are lost, stolen or accidentally damagedNo Cover£1,000£2,000No Cover£1,000£2,000
If your other possessions are lost, stolen or accidentally damaged£1,000£1,500£2,000£1,000£1,500£2,000
If your cash, event tickets or ski lift passes are lost or stolen£200£250£500£200£250£500
If you need emergency travel documents£50£300£400£50£300£400
If you need legal adviceNo Cover£25,000£50,000No Cover£25,000£50,000
If you are killed, injured or disabled following an accident£5,000£15,000£20,000£5,000£15,000£20,000
If you are held legally liable for injury or damage£1,000,000£1,000,000£2,000,000£1,000,000£1,000,000£2,000,000
Excess WaiverOptionalOptionalOptionalOptionalOptionalOptional
Activity extensionOptionalOptionalOptionalOptionalOptionalOptional
Get a QuoteGet a QuoteGet a QuoteDiscontinuedGet a QuoteGet a Quote
Please note, Holidaysafe's online prices automatically include a 15% discount against our Customer Service Centre prices.
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