Cover Levels

You can compare our policy cover levels below by clicking on the relevant tab. Please visit our policy wordings page for full details plus terms and conditions.

Annual Multi Trip

CoverStandardPremierPremier PlusPlatinum
COVID CoverIncluded - please click here for more informationIncluded - please click here for more informationIncluded - please click here for more informationIncluded - please click here for more information
Days per trip31314545 (60 Days Per Trip Extension Is Available)
Policy excess/Deductible£100
£60£40Nil
Cancellation - If you are unable to go on your trip£1,500
£3,000
£5,000
£7,500
If your departure is delayed Maximum£150
£300
£300
£500
If your departure is delayed per 12 hours£10
£30
£30
£50
If you miss your departure£500
£1,000
£1,000
£1,500
If you miss your connection£500
£1,000
£1,000
£1,500
If you choose to abandon your travel plans£1,500
£3,000
£5,000
£7,500
If a major incident happens while you are on your trip - Additional travel expenses to move to a safer area£1,000
£1,000
£1,000
£1,000
If a major incident happens while you are on your trip - Prescribed medication£150
£150
£150
£150
If you need emergency medical treatment abroad£5,000,000
£10,000,000
£10,000,000
£10,000,000
If you incur additional medical expenses abroad£10,000,000£5,000,000£10,000,000£10,000,000
If you incur additional medical expenses abroad - Additional accommodationNo CoverNo CoverNo Cover£5,000
If you need to be brought home£5,000,000£10,000,000
£10,000,000
£10,000,000
If you need to be brought home - Body/Ashes£25,000
£25,000
£25,000
£50,000
If you are buried or cremated abroad£2,000
£5,000
£5,000
£5,000
If you are admitted to hospital maximum£400
£1,000
£1,000
£1,500
If you are admitted to
hospital per 24 hours
£20
£50
£50
£50
Curtailment - If you have to cut your trip short£1,500
£3,000
£5,000

£7,500
If your checked-in baggage is delayed£100
£150
£150
£350
If your valuables are lost, stolen or accidentally damaged £1,000
£1,000
£1,000
£1,000
If your valuables are lost, stolen or accidentally damaged - Single Article Limit £250
£250
£250
£250
If your gadgets are lost, stolen or accidentally damaged £1,000
£2,000
£2,000
£3,000
If your other possessions are lost, stolen or accidentally damaged £1,000
£1,500
£2,000
£5,000
If your other possessions are lost, stolen or accidentally damaged - Single Article Limit£250
£250
£250
£500
If you cash or event tickets are lost or stolen - Cash£250
£500
£500
£500
If you need emergency travel documents - Travel and accommodation expenses£100
£200
£200
£250
If you need emergency travel documents - Emergency travel documents£100
£200
£200
£250
If you need legal advice£10,000
£50,000
£50,000
£100,000
If you are killed, injured or disabled following an accident - Death£5,000
£30,000
£30,000
£70,000
If you are killed, injured or disabled following an accident - Loss of sight/Loss of limb (one eye or limb)£2,500
£30,000
£30,000
£35,000
If you are killed, injured or disabled following an accident - Loss of sight/Loss of limb (both eyes or limbs)£2,500
£30,000
£30,000
£70,000
If you are killed, injured or disabled following an accident - Permanent and total disablement£2,500
£30,000
£30,000
£70,000
If you are held legally liable for injury or property damage£1,000,000
£2,000,000
£2,000,000
£2,000,000
If your return journey to your home country is delayed MaximumNo CoverNo CoverNo Cover£350
If your return journey to your home country is delayed per 12 hoursNo CoverNo CoverNo Cover£35

Single Trip

CoverStandardPremierPremier PlusPlatinum
COVID CoverIncluded - please click here for more information Included - please click here for more information Included - please click here for more information Included - please click here for more information
Policy excess/Deductible£100
£60
£40Nil
Cancellation - If you are unable to go on your trip£1,500
£3,000
£5,000
£7,500
If your end supplier fails financially before you go on your trip (IPP)No Cover£3,000
£3,000
£3,000
If your departure is delayed Maximum£150
£300
£300
£500
If your departure is delayed per 12 hours£10
£30
£30
£50
If you miss your departure£500
£1,000
£1,000
£1,500
If you miss your connection£500
£1,000
£1,000
£1,500
If you choose to abandon your travel plans£1,500
£3,000
£5,000
£7,500
If a major incident happens while you are on your trip - Additional travel expenses to move to a safer area£1,000
£1,000
£1,000
£1,000
If a major incident happens while you are on your trip - Prescribed medication£150
£150
£150
£150
If you need emergency medical treatment abroad£5,000,000
£10,000,000
£10,000,000
£10,000,000
If you incur additional medical expenses abroad£5,000,000£10,000,000£10,000,000£10,000,000
If you need to be brought home£5,000,000£10,000,000
£10,000,000
£10,000,000
If you need to be brought home - Body/Ashes£25,000
£25,000
£25,000
£50,000
If you are buried or cremated abroad£2,000
£5,000
£5,000
£5,000
If you are admitted to a public hospital maximum£400
£1,000
£1,000
£1,500
If you are admitted to a public hospital per 24 hours£20
£50
£50
£50
Curtailment - If you have to cut your trip short£1,500
£3,000
£5,000
£7,500
If your checked-in baggage is delayed£100
£150
£150
£350
If your valuables are lost, stolen or accidentally damaged £1,000
£1,000
£1,000
£1,000
If your valuables are lost, stolen or accidentally damaged - Single Article Limit £250
£250
£250
£500
If your gadgets are lost, stolen or accidentally damaged £1,000
£2,000

£2,000
£3,000
If your other possessions are lost, stolen or accidentally damaged £1,000
£1,500
£2,000
£5,000
If your other possessions are lost, stolen or accidentally damaged - Single Article Limit£250
£250
£250
£500
If you cash or event tickets are lost or stolen - Cash£250
£500
£500
£500
If you need emergency travel documents - Travel and accommodation expenses£100
£200
£200
£250
If you need emergency travel documents - Emergency travel documents£100
£200
£200
£250
If you need legal advice£10,000
£50,000
£50,000
£100,000
If you are killed, injured or disabled following an accident - Death£5,000
£30,000
£30,000
£70,000
If you are killed, injured or disabled following an accident - Loss of sight/Loss of limb (one eye or limb)£2,500
£30,000
£30,000
£35,000
If you are killed, injured or disabled following an accident - Loss of sight/Loss of limb (both eyes or limbs)£2,500
£30,000
£30,000
£70,000
If you are killed, injured or disabled following an accident - Permanent and total disablement£2,500
£30,000
£30,000
£70,000
If you are held legally liable for injury or property damage£1,000,000
£2,000,000
£2,000,000
£2,000,000
If your return journey to your home country is delayed MaximumNo CoverNo CoverNo Cover£350
If your return journey to your home country is delayed per 12 hoursNo CoverNo CoverNo Cover£35
If your end supplier fails financially while you are on your trip (IPP) - Additional CostsNo Cover£3,000
£3,000
£3,000
If your end supplier fails financially while you are on your trip (IPP) - Return TransportationNo Cover£3,000
£3,000
£3,000

Winter Sports

CoverStandard Winter Single TripPremier Winter Single TripStandard Winter Multi TripPremier Winter Multi Trip
COVID Coverplease click here for more informationplease click here for more informationplease click here for more informationplease click here for more information
Days per tripAs per policy lengthAs per policy length3131
Policy excess/Deductible£100
£75
£100
£75
Cancellation - If you are unable to go on your trip£3,000
£5,000
£3,000
£5,000
If your end supplier fails financially before you go on your trip (IPP)No Cover£5,000
No Cover£5,000
If your departure is delayed Maximum£200
£300
£200
£300
If your departure is delayed per 12 hours£20
£30
£20
£30
If you miss your departure£500
£1,000
£500
£1,000
If you miss your connection£500£1,000£500£1,000
If you choose to abandon your travel plans£3,000
£5,000
£3,000
£5,000
If a major incident happens while you are on your trip - Additional travel expenses to move to a safer area£1,000
£1,000
£1,000
£1,000
If a major incident happens while you are on your trip - Prescribed medication£150
£150
£150
£150
If you need emergency medical treatment abroad£10,000,000
£10,000,000
£10,000,000
£10,000,000
If you need to be brought home£10,000,000
£10,000,000
£10,000,000
£10,000,000
If you need to be brought home - Body/Ashes£25,000
£25,000
£25,000
£25,000
If you are buried or cremated abroad£2,000
£5,000
£2,000
£5,000
If you are admitted to a public hospital maximum£600
£1,000
£600
£1,000
If you are admitted to a public hospital per 24 hours£30
£50
£30
£50
Curtailment - If you have to cut your trip short£3,000
£5,000
£3,000
£5,000
If your checked-in baggage is delayed£100
£100
£100
£100
If your valuables are lost, stolen or accidentally damaged £750
£1,000
£750
£1,000
If your valuables are lost, stolen or accidentally damaged - Single Article Limit £250
£250
£250
£250
If your gadgets are lost, stolen or accidentally damaged £1,000
£2,000
£1,000
£2,000
If your other possessions are lost, stolen or accidentally damaged £1,500
£2,000
£1,500
£2,000
If your other possessions are lost, stolen or accidentally damaged - Single Article Limit£250
£250
£250
£250
If you cash or event tickets are lost or stolen - Cash£250
£250
£250
£500

If you need emergency travel documents - Travel and accommodation expenses£150
£200
£150
£200
If you need emergency travel documents - Emergency travel documents£150
£200
£150
£200
If you need legal advice£25,000
£50,000
£25,000
£50,000
If you are killed, injured or disabled following an accident - Death£10,000
£15,000
£10,000
£15,000
If you are killed, injured or disabled following an accident - Loss of sight/Loss of limb£15,000
£20,000
£15,000
£20,000
If you are killed, injured or disabled following an accident - Permanent and total disablement£15,000
£20,000
£15,000
£20,000
If you are held legally liable for injury or property damage£1,000,000
£2,000,000
£1,000,000
£2,000,000
If your end supplier fails financially while you are on your trip (IPP) - Additional CostsNo Cover£5,000
No Cover£5,000
If your end supplier fails financially while you are on your trip (IPP) - Return TransportationNo Cover£5,000
No Cover£5,000
WINTER SPORTS COVER
If you ski resort is closed - Maximum£1,000
£1,000
£1,000
£1,000
If you are unable to use your pre-paid ski pack£3,000
£5,000
£3,000
£5,000
If your checked-in baggage is delayed - Purchase or hire of equipment - Max£500
£1,000
£500
£1,000
If your checked-in baggage is delayed - Purchase or hire of equipment - Per 24 hours£100
£200
£100
£200
If you cash is lost or stolen - Ski Lift Pass£250
£500
£250
£500

Backpacker and Longstay

CoverStandardPlusPlatinum
COVID CoverIncluded - please click here for more information Included - please click here for more information Included - please click here for more information
Policy excess/Deductible£150
£100
£50
Cancellation - If you are unable to go on your trip£2,500
£3,000
£5,000
If your end supplier fails financially before you go on your trip (IPP)No Cover
£1,000
£1,000
If your departure is delayed Maximum£400
£600
£800
If your departure is delayed per 12 hours£20
£30
£40
If you miss your departure£1,000
£1,500
£2,000
If you miss your connection£1,000
£1,500
£2,000
If you choose to abandon your travel plans£2,500
£3,000
£5,000
If a major incident happens while you are on your trip - Additional travel expenses to move to a safer area£1,000
£1,000
£1,000
If a major incident happens while you are on your trip - Prescribed medication£150
£150
£150
If you need emergency medical treatment abroad£10,000,000
£10,000,000
£10,000,000
If you need to be brought home£10,000,000£10,000,000
£10,000,000
If you need to be brought home - Body/Ashes£25,000
£25,000
£25,000
If you are buried or cremated abroad£5,000
£5,000
£5,000
If you are admitted to a public hospital maximum£200
£600
£1,000
If you are admitted to a public hospital per 24 hours£20
£30
£50
Curtailment - If you have to cut your trip short£2,500
£3,000
£5,000
If your checked-in baggage is delayed£100
£150
£250
If your valuables are lost, stolen or accidentally damaged £500
£750
£1,000
If your valuables are lost, stolen or accidentally damaged - Single Article Limit £150
£250
£500
If your gadgets are lost, stolen or accidentally damaged £750
£1,000
£2,000
If your other possessions are lost, stolen or accidentally damaged £1,000
£2,500
£3,000
If your other possessions are lost, stolen or accidentally damaged - Single Article Limit£150
£250
£300
If you cash or event tickets are lost or stolen - Cash£500
£500
£500
If you need emergency travel documents - Travel and accommodation expenses£150
£200
£250
If you need emergency travel documents - Emergency travel documents£150
£200
£250
If you need legal advice£25,000
£25,000
£50,000
If you are killed, injured or disabled following an accident - Death£5,000
£7,500
£10,000
If you are killed, injured or disabled following an accident - Loss of sight/Loss of limb£15,000
£20,000
£25,000
If you are killed, injured or disabled following an accident - Permanent and total disablement£15,000
£20,000
£25,000
If you are held legally liable for injury or property damage£2,000,000
£2,000,000
£2,000,000
If your end supplier fails financially while you are on your trip (IPP) - Additional CostsNo Cover
£1,000
£1,000
If your end supplier fails financially while you are on your trip (IPP) - Return TransportationNo Cover
£1,000
£1,000
*Please note, Holidaysafe's online prices automatically include a 15% discount against our Customer Service Centre prices. This code entitles you to an additional 5% off your policy, and is a discount from the base price, not including the additional cost of optional extensions or any additional medical premium.