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Cover Levels

You can compare our policy cover levels below by clicking on the relevant tab. Please visit our policy wordings page for full details plus terms and conditions.

Multi Trip

CoverLast minuteStandard Premier Premier PlusPremier Platinum
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Policy excess/Deductible£100£100£60£0£0
If you are unable to go on your tripNo Cover£1,500£5,000£7,500£7,500
If your end supplier fails financially before you leave homeNo CoverNo Cover£3,000£3,000£3,000
If you are delayed (per 12 hours)£20£10£30£30£35
If you are delayed (maximum)£300£150£300£300£350
If you miss your departure or onward connection£500£500£1,000£1,000£1,000
If you decide to abandon your travel plansNo Cover£1,500£5,000£7,500£7,500
If your end supplier fails financially while you are awayNo CoverNo Cover£3,000£3,000£3,000
Return transportation to home countryNo CoverNo Cover£3,000£3,000£3,000
If you need emergency medical treatment abroad£10,000,000£5,000,000£10,000,000£10,000,000£10,000,000
If you need to be brought home£100,000£100,000£100,000£100,000£100,000
Transportation charges£25,000£25,000£25,000£25,000£25,000
If you are buried or cremated abroad£5,000£2,000£5,000£5,000£5,000
If you are in a hospital (per 24 hours)£20£20£20£30£50
If you are in a hospital (maximum)£400£400£400£1,000£1,000
If you are ill or injured in your home country£1,500£1,500£1,500£1,500£1,500
Another person to stay with you£1,000£1,000£1,000£1,000£1,000
Return body/ashes back home£1,000£1,000£1,000£1,000£1,000
If you have to cut your trip shortNo Cover£1,500£5,000£7,500£7,500
If your checked-in baggage is delayedNo Cover£100£150£150£150
If your valuables are lost, stolen or accidentally damaged£1,000£1,000£1,000£1,000£1,000
Single article limit/ pair or set£250£250£250£250£250
If your gadgets are lost, stolen or accidentally damaged£1,000£1,000£2,000£2,000£2,000
Unauthorised calls/data£1,000£1,000£1,000£1,000£1,000
If your other possessions are lost, stolen or accidentally damaged£2,000£1,000£2,000£2,000£2,000
Single article limit/ pair or set£250£250£250£250£250
If your cash or event tickets are lost or stolen£250£250£500£500£500
If you need emergency travel documents£150£100£200£200£200
Travel and Accommodation to collect docs£150£100£200£200£200
If you need legal advice£50,000£10,000£50,000£50,000£50,000
If you are killed
following an accident
£15,000£5,000£30,000£30,000£30,000
If you lose your sight or lose use of limbs following an accident£15,000£2,500£30,000£30,000£30,000
If you are disabled following an accident£15,000£2,500£30,000£30,000£30,000
If you are held legally liable for injury or damage£2,000,000£1,000,000£2,000,000£2,000,000£2,000,000
If a major incident occurs while you are away£1,000£1,000£1,000£1,000£1,000
Additional accommodation in the event of a major incident while you are abroad (per 24 hours)£100£100£100£100£100
Additional accommodation in the event of a major incident while you are abroad (in total)£700£700£700£700£700
Food in the event of a major incident while you are abroad (per 24 hours)£30£30£30£30£30
Food in the event of a major incident while you are abroad (in total)£210£210£210£210£210
Baby essentials Food in the event of a major incident while you are abroad£150£150£150£150£150
Activity extensionOptionalOptionalOptionalOptionalOptional
Cruise CoverOptionalOptionalOptionalOptionalOptional
Excess WaiverOptionalOptionalOptionalNo CoverNo Cover
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Single Trip

CoverLast minuteStandard Premier Premier PlusPremier Platinum
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Policy excess/Deductible£100£100£60£0£0
If you are unable to go on your tripNo Cover£1,500£5,000£7,500£7,500
If your end supplier fails financially before you leave homeNo CoverNo Cover£3,000£3,000£3,000
If you are delayed (per 12 hours)£20£10£30£30£35
If you are delayed (maximum)£300£150£300£300£350
If you miss your departure or onward connection£500£500£1,000£1,000£1,000
If you decide to abandon your travel plansNo Cover£1,500£5,000£7,500£7,500
If your end supplier fails financially while you are awayNo CoverNo Cover£3,000£3,000£3,000
Return transportation to home countryNo CoverNo Cover£3,000£3,000£3,000
If you need emergency medical treatment abroad£10,000,000£5,000,000£10,000,000£10,000,000£10,000,000
If you need to be brought home£100,000£100,000£100,000£100,000£100,000
Transportation charges£25,000£25,000£25,000£25,000£25,000
If you are buried or cremated abroad£5,000£2,000£5,000£5,000£5,000
If you are in a hospital (per 24 hours)£20£20£20£30£50
If you are in a hospital (maximum)£400£400£400£1,000£1,000
If you are ill or injured in your home country£1,500£1,500£1,500£1,500£1,500
Another person to stay with you£1,000£1,000£1,000£1,000£1,000
Return body/ashes back home£1,000£1,000£1,000£1,000£1,000
If you have to cut your trip shortNo Cover£1,500£5,000£7,500£7,500
If your checked-in baggage is delayedNo Cover£100£150£150£150
If your valuables are lost, stolen or accidentally damaged£1,000£1,000£1,000£1,000£1,000
Single article limit/ pair or set£250£250£250£250£250
If your gadgets are lost, stolen or accidentally damaged£1,000£1,000£2,000£2,000£2,000
Unauthorised calls/data£1,000£1,000£1,000£1,000£1,000
If your other possessions are lost, stolen or accidentally damaged£2,000£1,000£2,000£2,000£2,000
Single article limit/ pair or set£250£250£250£250£250
If your cash or event tickets are lost or stolen£250£250£500£500£500
If you need emergency travel documents£150£100£200£200£200
Travel and Accommodation to collect docs£150£100£200£200£200
If you need legal advice£50,000£10,000£50,000£50,000£50,000
If you are killed
following an accident
£15,000£5,000£30,000£30,000£30,000
If you lose your sight or lose use of limbs following an accident£15,000£2,500£30,000£30,000£30,000
If you are disabled following an accident£15,000£2,500£30,000£30,000£30,000
If you are held legally liable for injury or damage£2,000,000£1,000,000£2,000,000£2,000,000£2,000,000
If a major incident occurs while you are away£1,000£1,000£1,000£1,000£1,000
Additional accommodation in the event of a major incident while you are abroad (per 24 hours)£100£100£100£100£100
Additional accommodation in the event of a major incident while you are abroad (in total)£700£700£700£700£700
Food in the event of a major incident while you are abroad (per 24 hours)£30£30£30£30£30
Food in the event of a major incident while you are abroad (in total)£210£210£210£210£210
Baby essentials Food in the event of a major incident while you are abroad£150£150£150£150£150
Activity extensionOptionalOptionalOptionalOptionalOptional
Cruise CoverOptionalOptionalOptionalOptionalOptional
Excess WaiverOptionalOptionalOptionalNo CoverNo Cover
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Winter Sports

CoverExpress Single TripStandard Single TripPremier Single TripStandard Multi Trip Premier Multi Trip
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Deductible/Policy excess£100£100£75£100£75
If you are unable to go on your tripNo Cover£3,000£5,000£3,000£5,000
If your end supplier fails financially before you leave homeNo CoverNo Cover£5,000No Cover£5,000
If you are delayedNo Cover£200£300£200£300
If you miss your departure or onward connection£500£500£1,000£500£1,000
If you decide to abandon your travel plansNo Cover£3,000£5,000£3,000£5,000
If your end supplier fails financially while you are awayNo CoverNo Cover£5,000No Cover£5,000
If your ski resort is closed£1,000£1,000£5,000£1,000£5,000
If a major incident happens when you are away£1,000£1,000£1,000£1,000£1,000
If you need emergency medical treatment abroad£10,000,000£10,000,000£10,000,000£10,000,000£10,000,000
If you need to be brought home£100,000 £100,000 £100,000£100,000 £100,000
If you are buried or cremated abroad£2,000£2,000£5,000£2,000£5,000
If you are admitted to a public hospital£600£600£1,000£600£1,000
If you have to cut your trip shortNo Cover£3,000£5,000£3,000£5,000
If you need dental or physio treatment after you return homeNo CoverNo Cover£500No Cover£500
If you are unable to use your pre-paid ski pack£250£400£500£400£500
If your checked-in baggage is delayed£500£500£1,000£500£1,000
If your winter sports equipment is lost, stolen or damaged£750£1,000£2,000£1,000£2,000
If your hired winter sports equipment is lost, stolen or damaged£250£250£500£250£500
If your valuables are lost, stolen or accidentally damaged£750£750£1,000£750£1,000
If your gadgets are lost, stolen or accidentally damaged£750£1,000£2,000£1,000£2,000
If your other possessions are lost, stolen or accidentally damaged£1,500£1,500£2,000£1,500£2,000
If your cash, event tickets or ski lift passes are lost or stolen£250£250£500£250£500
If you need emergency travel documents£300£300£400£300£400
If you need legal advice£25,000£25,000£50,000£25,000£50,000
If you are killed, injured or disabled following an accident£15,000£15,000£20,000£15,000£20,000
If you are held legally liable for injury or damage£1,000,000£1,000,000£2,000,000£1,000,000£2,000,000
Excess WaiverOptionalOptionalOptionalOptionalOptional
Activity extensionOptionalOptionalOptionalOptionalOptional
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Backpacker and Longstay

CoverBackpacker and Longstay Backpacker and Longstay PlusBackpacker and Longstay Platinum
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Deductible/Policy excess£150£100£50
If you are unable to go on your trip£2,500£3,000£5,000
If your end supplier fails financially before you leave homeNo Cover£1,000£1,000
If you are delayed£400£600£800
If you miss your departure or onward connection£1,000£1,500£2,000
If your decide to abandon your travel plans£2,500£3,000£5,000
If your end supplier fails financially while you are awareNo Cover£1,000£1,000
If a major incident happens when you are away£1,000£1,000£1,000
If you need emergency medical treatment abroad£5,000,000£10,000,000£10,000,000
If you need to be brought home£100,000£100,000£100,000
If you are buried or cremated abroad£5,000£5,000£5,000
If you are admitted to a public hospital£200£600£1,000
If you have to cut your trip short£2,500£3,000£5,000
If your checked-in baggage is delayed£100£150£250
If your valuables are lost, stolen or accidentally damaged£500£750£1,000
If your gadgets are lost, stolen or accidentally damaged£750£1,000£2,000
If your other possessions are lost, stolen or accidentally damaged£1,000£2,500£3,000
If your cash, or event tickets are lost or stolen£500£500£500
If your inter-rail ticket(s) are lost or stolen£300£500£1,000
If you need emergency travel documents£150£200£250
If you need legal advice£25,000£25,000£50,000
If you are killed, injured or disabled following an accident£5,000£7,500£10,000
If you are held legally liable for injury or damage£2,000,000£2,000,000£2,000,000
Activity extensionOptionalOptionalOptional
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Specialist Family Single & Multi Trip Range

Cover Family Single Trip Family Multi Trip
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Days per tripN/A31 Days
Deductible amount/Policy excess£75£75
If you are unable to go on your trip£5,000£5,000
If your end supplier fails financially before you leave home£3,000£3,000
If you are delayed£500£500
If you miss your departure or onward connection£1,000£1,000
If a major incident happens when you are away£1,000£1,000
If you need emergency medical treatment abroad£10,000,000£10,000,000
If you need to replace your prescribed medication£200£200
If you need family assistance£5,000£5,000
If you need to be brought home£100,000£100,000
If you are buried or cremated abroad£5,000£5,000
If you are admitted to a public hospital£400£400
If you are taken ill or injured in your home country£1,500£1,500
If you have to cut your trip short£5,000£5,000
If your checked-in baggage is delayed£200£200
If your valuables are lost, stolen or accidentally damaged£1,000£1,000
If your gadgets are lost, stolen or accidentally damaged£1,000£1,000
If your other possessions are lost, stolen or accidentally damaged£2,000£2,000
If your child's best buddy is lost or stolen£100£100
If your cash, or event tickets are lost or stolen£500£500
If you need emergency travel documents£300£300
If you need legal advice£50,000£50,000
If you are killed, injured or disabled following an accident£15,000£15,000
If you are held legally liable for injury or damage£2,000,000£2,000,000
Activity extensionOptionalOptional
Cruise CoverOptionalOptional
Winter Sports CoverOptionalOptional
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Please note, Holidaysafe's online prices automatically include a 15% discount against our Customer Service Centre prices.
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