Large Scale Events Extension

There’s nothing worse than having your well-deserved holiday cancelled by events outside of your control. Most travel insurance covers the usual causes of cancelled holidays, but when an uncommon event happens like a volcanic eruption or a terror attack, this isn’t covered as standard. Thankfully, this is where our “Large Scale Events extension” comes into play, as it can help you get the cover you need!

What does the Large Scale Events extension cover?

The “Large Scale Events extension” provides you with that extra layer of cover for when fate or nature decides to throw a spanner in the works. It covers you for cancellation of your trip, trip delay, missed departure, missed connection, cutting short your trip and substitute accommodation if any of the below happen:

  • A natural catastrophe.
  • A terrorism event. (excluding Cyber & attacks which involve chemical, nuclear or biological devices)
  • The presence of unauthorised, unmanned aircraft.
  • Air traffic control restrictions including airspace closure.
  • Failure of air traffic control or airport computer systems.
  • An event occurring at your departure point that causes its closure or evacuation.

As you can see, you’ll be protected against a range of events which have the potential to ruin anyone’s holiday, meaning you can rest easy knowing that we’ve got you covered.

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I’ve noticed that you cover “natural catastrophes” what does this actually cover?

We define a “natural catastrophe” as any of the following “volcanic eruptions, volcanic ash, earthquakes, tsunamis, hurricanes, cyclones, flooding of more than 50 square km, wildfires of more than 50 square km”.

Do you cover terrorism?

If you find yourself in the unfortunate situation where your holiday has been affected by an event that has been declared a terrorist attack by the country it occurred in, then you have protection under this extension, except for the following situations:

  • Any Cyber terrorism events.
  • Any terrorism event which involves chemical, nuclear or biological devices.

How much cover will I have?

This will depend upon the particular policy that you have chosen, as this extension simply enhances the basic cover you already have by covering you for cancellation and curtailment caused by more extreme events. To find out the cover that is available, you would need to refer to your policy wording.

Do you cover volcanic ash or volcanic eruptions?

Yes, this extension provides cover for “natural catastrophes” and we would class a volcanic eruption or volcanic ash as falling into this category.

Does this extension cover claims related to COVID-19?

No, this extension does not cover claims that are related to COVID-19.

Does this extension cover tsunamis?

Yes, this type of event would be considered a natural catastrophe as defined in the policy wording.

The Which? Best Rate feature applies to Holidaysafe’s Premier cover, based on a 24-day Single Trip policy with Worldwide excluding Mexico cover. The table was last updated on Which?’s website on 30/06/2023.

*Please note, Holidaysafe’s online prices automatically include a 15% discount against our Customer Service Centre prices.