I’ve noticed that you cover “natural catastrophes” what does this actually cover?
We define a “natural catastrophe” as any of the following “volcanic eruptions, volcanic ash, earthquakes, tsunamis, hurricanes, cyclones, flooding of more than 50 square km, wildfire of more than 50 square km”.
Do you cover terrorism?
If you find yourself in the unfortunate situation where you holiday has been affected by an event that has been declared a terrorist attack by the country it occurred in, then you have protection under this extension, except for the following situations:
- Any Cyber terrorism events.
- Any terrorism event which involves chemical, nuclear or biological devices.
How much cover will I have?
This will depend upon the particular policy that you have chosen, as this extension simply enhances the basic cover you already have by covering you for cancellation and curtailment caused by more extreme events. To find out the cover that is available, you would need to refer to your policy wording.
Do you cover volcanic ash or volcanic eruptions?
Yes, this extension provides cover for “natural catastrophes” and we would class a volcanic eruption or volcanic ash as falling into this category.
Does this extension cover claims related to COVID-19?
No, this extension does not cover claims that are related to COVID-19.
Does this extension cover tsunamis?
Yes, this type of event would be considered a natural catastrophe as defined in the policy wording.