When purchasing insurance from us, you will need to ensure that your policy lists the correct geographical area. Simply find your destination(s) in the list below and scroll across to see which area they come under.
Our geographical areas are:
If your countries fall into different categories, you will need to choose the one that will cover them all. For example, if you are travelling to Spain and Kenya, you will need to choose ‘Worldwide Excluding USA, Caribbean, Canada & Mexico’ as this is the category that has a ‘yes’ for both destinations.
Please remember to check the Foreign, Commonwealth & Development Office (FCDO) advice on your destination of choice, as we will not cover travel to anywhere deemed unsafe by the FCDO.
| Country | UK | Europe exc Spain | Europe inc spain | Australia & New Zealand | Worldwide exc USA, Caribbean and Canada | Worldwide exc Mexico | Worldwide inc Mexico |
|---|---|---|---|---|---|---|---|
| Abu Dhabi | Yes | Yes | Yes | ||||
| Alaska | Yes | Yes | |||||
| Albania | Yes | Yes | Yes | Yes | Yes | Yes | |
| Algeria | Yes | Yes | Yes | ||||
| Andorra | Yes | Yes | Yes | Yes | Yes | ||
| Angola | Yes | Yes | Yes | ||||
| Anguilla | Yes | Yes | |||||
| Antarctic | Yes | Yes | Yes | ||||
| Antigua | Yes | Yes | |||||
| Argentina | Yes | Yes | Yes | ||||
| Armenia | Yes | Yes | Yes | ||||
| Aruba | Yes | Yes | |||||
| Ascension Island | Yes | Yes | Yes | ||||
| Australia | Yes | Yes | Yes | Yes | |||
| Austria | Yes | Yes | Yes | Yes | Yes | Yes | |
| Azerbaijan | Yes | Yes | Yes | ||||
| Azores | Yes | Yes | Yes | Yes | Yes | Yes | |
| Bahamas | Yes | Yes | |||||
| Bahrain | Yes | Yes | Yes | ||||
| Balearics | Yes | Yes | Yes | Yes | Yes | ||
| Bali | Yes | Yes | Yes | ||||
| Bangladesh | Yes | Yes | Yes | ||||
| Barbados | Yes | Yes | |||||
| Belarus | Yes | Yes | Yes | Yes | Yes | Yes | |
| Belgium | Yes | Yes | Yes | Yes | Yes | Yes | |
| Belize | Yes | Yes | |||||
| Benin | Yes | Yes | Yes | ||||
| Bermuda | Yes | Yes | |||||
| Bhutan | Yes | Yes | Yes | ||||
| Bolivia | Yes | Yes | Yes | ||||
| Bonaire (Antilles) | Yes | Yes | |||||
| Borneo | |||||||
| Bosnia-Herzegovina | Yes | Yes | Yes | Yes | Yes | Yes | |
| Botswana | Yes | Yes | Yes | ||||
| Bouvet Island | Yes | Yes | Yes | ||||
| Brazil | Yes | Yes | Yes | ||||
| British Antartic Territory | |||||||
| British Dependent Ter | Yes | Yes | Yes | ||||
| British Indian Ocean Territory | |||||||
| British Virgin Isles | Yes | Yes | |||||
| Brunei Darussalam | Yes | Yes | Yes | ||||
| Bulgaria | Yes | Yes | Yes | Yes | Yes | Yes | |
| Burma | Yes | Yes | Yes | ||||
| Cambodia | Yes | Yes | Yes | ||||
| Cameroon | Yes | Yes | Yes | ||||
| Canada | Yes | Yes | |||||
| Canary Island | Yes | Yes | Yes | Yes | Yes | ||
| Cape Verde | Yes | Yes | Yes | ||||
| Cayman Islands | Yes | Yes | |||||
| Chile | Yes | Yes | Yes | ||||
| China | Yes | Yes | Yes | ||||
| Christmas Island | Yes | Yes | Yes | ||||
| Cocos (Keeling) Islands | Yes | Yes | Yes | ||||
| Colombia | Yes | Yes | Yes | ||||
| Comoro Islands | Yes | Yes | |||||
| Congo | Yes | Yes | Yes | ||||
| Cook Islands | Yes | Yes | Yes | ||||
| Corfu | Yes | Yes | Yes | Yes | Yes | Yes | |
| Corsica | Yes | Yes | Yes | Yes | Yes | Yes | |
| Costa Rica | Yes | Yes | |||||
| Cote D'Lvoire | Yes | Yes | Yes | ||||
| Crete | Yes | Yes | Yes | Yes | Yes | Yes | |
| Croatia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Cruise Baltic | Yes | Yes | Yes | Yes | Yes | Yes | |
| Cruise Caribbean | Yes | Yes | |||||
| Cruise European | Yes | Yes | Yes | Yes | Yes | Yes | |
| Cruise Med | Yes | Yes | Yes | Yes | Yes | Yes | |
| Cuba | Yes | Yes | |||||
| Curacao | Yes | Yes | |||||
| Cyprus | Yes | Yes | Yes | ||||
| Czech Republic | Yes | Yes | Yes | Yes | Yes | Yes | |
| Democratic Republic of Congo | |||||||
| Denmark | Yes | Yes | Yes | Yes | Yes | Yes | |
| Djibouti | Yes | Yes | Yes | ||||
| Dominica | Yes | Yes | |||||
| Dominican Republic | Yes | Yes | |||||
| Ecuador | Yes | Yes | Yes | ||||
| Egypt | Yes | Yes | Yes | ||||
| Eire | Yes | Yes | Yes | Yes | Yes | Yes | |
| El Salvador | Yes | Yes | |||||
| England | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Equatorial Guinea | Yes | Yes | Yes | ||||
| Eritrea | Yes | Yes | Yes | ||||
| Estonia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Eswatini | Yes | Yes | Yes | ||||
| Ethiopia | Yes | Yes | Yes | ||||
| Falkland Islands | Yes | Yes | Yes | ||||
| Faroe Islands | Yes | Yes | Yes | Yes | Yes | Yes | |
| Fiji | Yes | Yes | Yes | ||||
| Finland | Yes | Yes | Yes | Yes | Yes | Yes | |
| France | Yes | Yes | Yes | Yes | Yes | Yes | |
| French Guiana | Yes | Yes | Yes | ||||
| French Polynesia | Yes | Yes | Yes | ||||
| French Southern Territories | Yes | Yes | Yes | ||||
| Gabon | Yes | Yes | Yes | ||||
| Galapagos Islands | Yes | Yes | Yes | ||||
| Gambia | Yes | Yes | Yes | ||||
| Georgia | Yes | Yes | Yes | ||||
| Germany | Yes | Yes | Yes | Yes | Yes | Yes | |
| Ghana | Yes | Yes | Yes | ||||
| Gibraltar | Yes | Yes | Yes | Yes | Yes | Yes | |
| Greece | Yes | Yes | Yes | Yes | Yes | Yes | |
| Greenland | Yes | Yes | |||||
| Grenada | Yes | Yes | |||||
| Guadeloupe | Yes | Yes | |||||
| Guam | Yes | Yes | Yes | ||||
| Guatemala | Yes | Yes | |||||
| Guernsey | Yes | Yes | Yes | Yes | Yes | Yes | |
| Guinea | Yes | Yes | Yes | ||||
| Guinea-Bissau | Yes | Yes | Yes | ||||
| Guyana | Yes | Yes | Yes | ||||
| Haiti | Yes | Yes | |||||
| Heard Island and McDonald Islands | Yes | Yes | Yes | ||||
| Holland | Yes | Yes | Yes | Yes | Yes | Yes | |
| Honduras | Yes | Yes | |||||
| Hong Kong | Yes | Yes | Yes | ||||
| Hungary | Yes | Yes | Yes | Yes | Yes | Yes | |
| Ibiza | Yes | Yes | Yes | Yes | Yes | ||
| Iceland | Yes | Yes | Yes | Yes | Yes | Yes | |
| India | Yes | Yes | Yes | ||||
| Indonesia | Yes | Yes | Yes | ||||
| Iran | Yes | Yes | Yes | ||||
| Ireland | Yes | Yes | Yes | Yes | Yes | Yes | |
| Isle of Man | Yes | Yes | Yes | Yes | Yes | Yes | |
| Israel | Yes | Yes | Yes | ||||
| Italy | Yes | Yes | Yes | Yes | Yes | Yes | |
| Ivory Coast | Yes | Yes | Yes | ||||
| Jamaica | Yes | Yes | |||||
| Japan | Yes | Yes | Yes | ||||
| Jersey | Yes | Yes | Yes | Yes | Yes | Yes | |
| Jordan | Yes | Yes | Yes | ||||
| Kazakhstan | Yes | Yes | Yes | ||||
| Kenya | Yes | Yes | Yes | ||||
| Kiribati | Yes | Yes | Yes | ||||
| Kos (Greek Island) | Yes | Yes | Yes | Yes | Yes | Yes | |
| Kosovo | |||||||
| Kuwait | Yes | Yes | Yes | ||||
| Kyrgyzstan | Yes | Yes | Yes | ||||
| Lanzarote | Yes | Yes | Yes | Yes | Yes | ||
| Lao People's Democratic Republic | Yes | Yes | Yes | ||||
| Laos | Yes | Yes | Yes | ||||
| Latvia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Lebanon | Yes | Yes | Yes | ||||
| Leeward Islands | Yes | Yes | |||||
| Lesotho | Yes | Yes | Yes | ||||
| Liberia | Yes | Yes | Yes | ||||
| Liechtenstein | Yes | Yes | Yes | Yes | Yes | Yes | |
| Lithuania | Yes | Yes | Yes | Yes | Yes | Yes | |
| Lord How Island | |||||||
| Luxembourg | Yes | Yes | Yes | Yes | Yes | Yes | |
| Macau / Macao | Yes | Yes | Yes | ||||
| Macedonia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Madagascar | Yes | Yes | Yes | ||||
| Madeira | Yes | Yes | Yes | Yes | Yes | Yes | |
| Majorca | Yes | Yes | Yes | Yes | Yes | ||
| Malawi | Yes | Yes | Yes | ||||
| Malaysia | Yes | Yes | Yes | ||||
| Maldives | Yes | Yes | Yes | ||||
| Malta | Yes | Yes | Yes | Yes | Yes | ||
| Marshall Islands | Yes | Yes | Yes | ||||
| Martinique | Yes | Yes | |||||
| Mauritius | Yes | Yes | Yes | ||||
| Mayotte | Yes | Yes | Yes | ||||
| Mexico | Yes | ||||||
| Micronesia | Yes | Yes | Yes | ||||
| Midway Island | Yes | Yes | |||||
| Minorca | Yes | Yes | Yes | Yes | Yes | ||
| Moldavia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Moldova | Yes | Yes | Yes | Yes | Yes | Yes | |
| Monaco | Yes | Yes | Yes | Yes | Yes | Yes | |
| Mongolia | Yes | Yes | Yes | ||||
| Montenegro | Yes | Yes | Yes | Yes | Yes | Yes | |
| Monserrat | Yes | Yes | |||||
| Morocco | Yes | Yes | Yes | ||||
| Mozambique | Yes | Yes | Yes | ||||
| Myanmar | Yes | Yes | Yes | ||||
| Namibia | Yes | Yes | Yes | ||||
| Nauru | Yes | Yes | Yes | ||||
| Nepal | Yes | Yes | Yes | ||||
| Netherlands Antilles | Yes | Yes | Yes | ||||
| Nevis Island | Yes | Yes | |||||
| New Caledonia | Yes | Yes | Yes | ||||
| New Zealand | Yes | Yes | Yes | Yes | |||
| Nicaragua | Yes | Yes | |||||
| Nigeria | Yes | Yes | Yes | ||||
| Niue | Yes | Yes | Yes | ||||
| Norfolk Island | |||||||
| Northern Ireland | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Northern Marianas | Yes | Yes | Yes | ||||
| Norway | Yes | Yes | Yes | Yes | Yes | Yes | |
| Oman | Yes | Yes | Yes | ||||
| Pakistan | Yes | Yes | Yes | ||||
| Palua | Yes | Yes | Yes | ||||
| Panama | Yes | Yes | |||||
| Papua New Guinea | Yes | Yes | Yes | ||||
| Paraguay | Yes | Yes | Yes | ||||
| Peru | Yes | Yes | Yes | ||||
| Philippines | Yes | Yes | Yes | ||||
| Pitcairn Islands | Yes | Yes | Yes | ||||
| Poland | Yes | Yes | Yes | Yes | Yes | Yes | |
| Portugal | Yes | Yes | Yes | Yes | Yes | Yes | |
| Puerto Rico | Yes | Yes | |||||
| Qatar | Yes | Yes | Yes | ||||
| Reunion | Yes | Yes | Yes | ||||
| Republic of Ireland | Yes | Yes | Yes | Yes | Yes | Yes | |
| Rhodes | Yes | Yes | Yes | Yes | Yes | Yes | |
| Rodriguez Island | Yes | Yes | Yes | ||||
| Romania | Yes | Yes | Yes | Yes | Yes | Yes | |
| Russia (West of Urals) | Yes | Yes | Yes | Yes | Yes | Yes | |
| Rwanda | |||||||
| Saint Barthelemy | Yes | Yes | |||||
| Saint Helena | Yes | Yes | Yes | ||||
| Saipan | Yes | Yes | Yes | ||||
| Samoa (Western) | |||||||
| San Marino | Yes | Yes | Yes | Yes | Yes | Yes | |
| Sao Tone & Principle | Yes | Yes | Yes | ||||
| Sarawak | Yes | Yes | Yes | ||||
| Sardinia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Sark | Yes | Yes | Yes | Yes | Yes | Yes | |
| Saudi Arabia | Yes | Yes | Yes | ||||
| Scilly Isles | Yes | Yes | Yes | Yes | Yes | Yes | |
| Scotland | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Senegal | Yes | Yes | Yes | ||||
| Serbia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Seychelles | Yes | Yes | Yes | ||||
| Sierra Leone | Yes | Yes | Yes | ||||
| Singapore | Yes | Yes | Yes | ||||
| Slovakia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Slovenia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Solomon Islands | Yes | Yes | Yes | ||||
| South Africa | Yes | Yes | Yes | ||||
| South Georgia and South Sandwich Islands | |||||||
| South Korea | Yes | Yes | Yes | ||||
| Spain | Yes | Yes | Yes | Yes | Yes | ||
| Sri Lanka | Yes | Yes | Yes | ||||
| St Helena | Yes | Yes | Yes | ||||
| St Kitts & Nevis | Yes | Yes | |||||
| St Lucia | Yes | Yes | |||||
| St Martin | Yes | Yes | |||||
| St Pierre & Miquelon | Yes | Yes | Yes | ||||
| St Vincent & the Grenadines | Yes | Yes | |||||
| State of Palestine | Yes | Yes | Yes | ||||
| Sudan | |||||||
| Suriname | Yes | Yes | Yes | ||||
| Svalbard and Jan Mayen Islands | Yes | Yes | Yes | Yes | Yes | Yes | |
| Swaziland | Yes | Yes | Yes | ||||
| Sweden | Yes | Yes | Yes | Yes | Yes | Yes | |
| Switzerland | Yes | Yes | Yes | Yes | Yes | Yes | |
| Taiwan | Yes | Yes | Yes | ||||
| Tajikistan | Yes | Yes | Yes | ||||
| Tanzania | Yes | Yes | Yes | ||||
| Tenerife | Yes | Yes | Yes | Yes | Yes | ||
| Territory of Cocos (Keeling) Islands | |||||||
| Territory of Christmas Island | |||||||
| Thailand | Yes | Yes | Yes | ||||
| The Occupied Palestinian Territories | |||||||
| Timor Leste | Yes | Yes | Yes | ||||
| Togo | Yes | Yes | Yes | ||||
| Tokelau | Yes | Yes | Yes | ||||
| Tonga | Yes | Yes | Yes | ||||
| Trinidad & Tobago | Yes | Yes | |||||
| Tristan Da Cunha | Yes | Yes | Yes | ||||
| Tunisia | Yes | Yes | Yes | ||||
| Turkey | Yes | Yes | Yes | ||||
| Turkmenistan | Yes | Yes | Yes | ||||
| Turks & Caicos Isles | Yes | Yes | |||||
| Tuvalu | Yes | Yes | Yes | ||||
| UAE | Yes | Yes | Yes | ||||
| Uganda | Yes | Yes | Yes | ||||
| Ukraine | Yes | Yes | Yes | Yes | Yes | Yes | |
| United Kingdom | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Uruguay | Yes | Yes | Yes | ||||
| USA | Yes | Yes | |||||
| Uzbekistan | Yes | Yes | Yes | ||||
| Vanuatu | Yes | Yes | Yes | ||||
| Vatican City | Yes | Yes | Yes | Yes | Yes | Yes | |
| Vietnam | Yes | Yes | Yes | ||||
| Virgin Isles (UK) | Yes | Yes | |||||
| Virgin Isles (US) | Yes | Yes | |||||
| Wake Island | Yes | Yes | |||||
| Wales | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Wallis & Futuna | Yes | Yes | Yes | ||||
| Western Sahara | Yes | Yes | Yes | ||||
| Yemen | Yes | Yes | Yes | ||||
| Yugoslavia (Former) | Yes | Yes | Yes | Yes | Yes | Yes | |
| Zaire | Yes | Yes | Yes | ||||
| Zambia | Yes | Yes | Yes | ||||
| Zanzibar | Yes | Yes | Yes | ||||
| Zimbabwe | Yes | Yes | Yes |