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Winter Sports Travel Insurance

Image layer Cover starts from just £14.62¹ Image layer Medical emergency helpline available 24 hours a day Image layer Cover for piste rescue, piste closure, ski packs and much more Get a Quote Retrieve a Quote

Winter Sports Travel Insurance

Are you thinking about trying your hand at something different this year? Winter sports travel insurance might not be something you’ve considered before, but if you’re hitting the slopes it’s a must-have. With policies which have been specifically designed by winter sports enthusiasts, you can rely on our cover.

Do I need Winter Sports Travel Insurance?

Winter sports aren’t just skiing and snowboarding – in fact, there are a wide array of activities perfect for any snow-enthusiast.

All winter sports do come with an element of risk; therefore, a regular policy simply isn’t enough to keep you fully-protected. Instead, you need insurance specific to winter sports.

Having cover designed by winter sports enthusiasts will help you feel braver on the slopes, knowing that you’re safer.

What Does Our Winter Sports Travel Insurance Include?

  • Single and Multi Trip policies – with differing levels of cover to suit your needs
  • Cover for UK, European and Worldwide trips
  • Cover for damaged, lost or delayed equipment (both your own and those which you’ve hired)
  • Cover for skiing (and many other winter activities) when both on and off-piste (in resort)
  • The ability to ski whenever you like during the 12-month cover period (so long as each individual trip doesn’t last longer than 31 days)
  • Discounts for couples
  • An excess waiver if you’d prefer not to have one
  • Holidaysafe’s dedicated insurance policy is guaranteed to tick every box when it comes to your winter sports needs. Get cover for a variety of different scenarios, and enjoy your next holiday in colder climates without any worry hanging over your head
  • To find out more benefits of our travel insurance, read our dedicated travel insurance benefits page

Holidaysafe has been rated 4.6 out of 5 based on over 16,500 customer reviews on Trustpilot.

Get a QuoteActivity PacksCountries CoveredPolicy Wordings

Are you thinking about trying your hand at something different this year? Winter sports travel insurance might not be something you’ve considered before, but if you’re hitting the slopes it’s a must-have. With policies which have been specifically designed by winter sports enthusiasts, you can rely on our cover.

Winter Sport Safety Tips

While Holidaysafe’s winter sports insurance will cover you, it doesn’t mean you should throw caution to the wind. There are a number of easy ways to make your chances of having an accident or getting injured, much slimmer.

  • Learn to fall properly – It sounds an odd one, but knowing how to fall is actually one of the most important safety tips when it comes to skiing, snowboarding or any other kind of winter sport. While your natural reaction will be to try and stay on your feet, this can actually lead to damaging your ankles or legs.
  • Use a helmet – Perhaps less surprisingly, it’s highly encouraged you wear a helmet every time you hit the slopes. When you’re travelling helmetless at rapid speeds, there’s a good chance you’ll do damage to your brain if you crash and your head makes contact with the ground.
  • Follow the rules – When it comes to personal safety, it’s important you put your renegade streak to one side. Rules are made on the slopes for a reason. Safety is the name of the game when these are created. Every step taken is to ensure the greatest levels of personal well-being possible. As such, any laws you see need to be followed at all times.
  • Tell a friend – Whatever route you’re headed for, make sure to let someone know where you’re going. You can leave a note to say where you’ll be if you don’t see anybody prior to heading out to the slopes.

These are some of the most important safety tips for anyone skiing or snowboarding. If you follow them, you’ll find your chances of picking up a serious injury are considerably reduced. That said, having the safety blanket of winter sports insurance cannot be overlooked.

What are the Benefits of our Winter Sports Travel Insurance?

Even if you’re the most cautious skier in the world, accidents still happen. There are loads of reasons why it’s good to get yourself insured. Just some of the major benefits include:

  • Equipment & ski pass loss – If you misplace any of your skiing equipment or your ski pass, you’ll need to fork out a lot of cash to cover damages. That won’t be the case if you already have our winter sports insurance package in place.
  • Equipment hire – If your luggage doesn’t arrive on time (or goes missing in general) your insurance will pay for you to hire new equipment when you arrive at your resort. This will save you a massive headache at a time when you’re likely to already be stressed.
  • Off-piste skiing within the resort boundaries – Not everyone will restrict themselves to the slopes of the piste. For those confident enough to tackle conditions away from it, our insurance will also take this into account.
  • Medical costs – Arguably the most important reason for cover, your medical costs will be taken care of if you’re insured. With bills reaching the thousands in some countries for hospital care, this is a crucial element of cover.

What sports are covered by winter sports travel insurance?

At Holidaysafe, we pride ourselves on offering cover for a wide range of winter sports.

For more information on winter sports we can cover, click here.

As you’ve probably realised, it pays to take out cover when tackling icy and snowy conditions. Rather than running the risk of paying for medical expenses or lost equipment, rely on winter sports travel insurance from Holidaysafe to take care of the headache for you.

Cover Levels
Up to £5,000* Cancellation cover

This section of cover begins from the second your pay your premium when buying a Single Trip policy, and from the start date you choose when purchasing a Multi-Trip policy. Cancellation cover can step in to cover pre-paid costs, for things like accommodation, transport and car hire, that you cannot recover from any other source (e.g. your tour operator) in the event that you cannot go on your trip. The section will cover cancellation for a number of reasons, but it is important that you read your policy wording [link:] for full details. *(Under our Premier Winter Sports policies)

Up to £10,000,000* Medical Cover

Injury or illness is inconvenient at the best of times, but imagine needing emergency medical attention abroad – you may not be able to communicate with doctors, and will most likely have to pay for your treatment. This is where our medical expenses section can help you, as we will consider medical bills up to £10,000,000 on many policies, including the cost of getting you back to the UK if medically necessary. Furthermore, every Holidaysafe policy comes with emergency medical assistance from our appointed team, which is available to help you 24 hours a day, every day of the year. *(Under our Express, Standard and Premier Wintersports policies)

Up to £2,000* Personal Possessions Cover

Some of the most common and annoying holiday disasters involve personal possessions, such as lost, stolen, damaged or delayed baggage. These policy sections can step in to cover the costs of these disasters, but you must check the cover to ensure the policy limits are enough to cover the items you are taking abroad. If you need cover for gadgets, make sure this is covered as standard on your chosen policy, otherwise, you can add the cover as an extension on the options page of the quote process. *(Under our Premier Wintersports policy)

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Medical Conditions

All Holidaysafe Travel Insurance policies are able to include cover for hundreds of medical conditions, and declaring them online is quick and simple thanks to the specialist Protectif medical risk rating service. Some of the most common ones include:

  • High blood pressure / hypertension
  • Asthma
  • High cholesterol
  • Underactive thyroid / hypothyroidism
  • Diabetes (both type 1 and type 2)
  • Food allergies and intolerance
  • Arthritis
  • Heart conditions
  • Stroke
  • And many more…
Activity Packs & Extensions

Activity Cover

If you wish to partake in any activities whilst on your trip abroad, you need to ensure you have the right cover.

We cover a number of wintersports activities as standard within our Wintersports range of policies. You can view these by simply clicking our ‘view activity packs’ button below, and find your chosen activity. If your sport or activity does not fall into the list we have, you may be signposted to our sister company who will be able to cover you.

View Activity List


We offer a range of extensions on our Single Trip policies, including;

Large Scale Events
Excess Waiver

To add any of these extensions to your policy, simply select them on the options page of the quote process.

Customer Reviews

Our Trust pilot reviews

Why Holidaysafe?
  • Featured in the Which? Best Rate tables since 2010 ᶤ
  • Award-Winning Travel Insuranceɸ
  • Save 15% Online!Ɨ
  • FREE and SECURE Customer Area
  • Discounts on Couples & Family Policies
  • 24/7 Emergency Medical Assistance
  • And Much More

Award Winning Travel Insurance

  • Featured in the Which? Best Rate tables since 2010 ⱽ
  • Finalists - 'Best Travel Insurance Provider' in the 2022 Insurance Choice Awards
  • More Info

Our existing customers have used this policy for:

  • Ski and Snowboarding Holidays
  • On and Off Piste in Resort Adventures
  • Extreme Winter Sports Trips
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Wintersports Information

Our Winter Single Trip range is perfect for anyone planning a winter sports holiday. We offer a range of cover including owned or hired equipment, and activities such as skiing and snowboarding off-piste in resort covered as standard. We offer several levels of cover, so you can choose a policy to suit your trip and budget. Please take a look at the options below, or compare our cover here.

Our Standard policy offers a good level of winter sports cover for extremely competitive prices; it is suitable for anyone who wants a basic level of protection for a great price. We offer all the usual cover benefits, but with lower sums insured, perfect for anyone travelling on a budget, or a package holiday.

Our Premier policy provides our highest level of winter cover, offering higher sums insured and added benefits for travellers who want peace of mind whilst abroad. Check our cover levels page for more details on what is included.


Do you cover skiing and snowboarding both on and off-piste in a resort and what is the definition of Off-Piste?
If you purchase one of our Winter policies we cover skiing and snowboarding both on and off-piste in the resort as standard. Please contact our customer service department should you have any queries.
We define Off Piste as; ‘on an unprepared, trackless area away from regular ski runs’. Please take the utmost care if you decide to give this sport a go. You should be aware of any threats to your safety and those around you. Also, in some countries, it is illegal to go out of bounds and you may find yourself helping the local police with their enquiries.

Is mountain rescue included in my cover?
Yes, any mountain rescue costs which were deemed medically necessary would be covered by all of our policies under the Medical Emergency section of the wording.

Which winter sports are covered as standard under the winter policies?
Winter sports such as skiing, snowboarding and Ice Skating are included as standard. For a more detailed list please visit our Winter Sports activities list.

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Travel Tips & Advice

Presents you can travel with!

Going away for Christmas? We are very jealous! If you’re struggling to think of presents that will fit in your luggage, we’ve listed our favourite 2017 ideas below for you (you can thank us later!).

Après Ski: 10 Ways to Relax after a day on the Slopes

Après Ski, which means ‘after skiing’ in French, refers to the range of activities and entertainment offered by winter sports resorts, to help you relax after a day on the slopes. The events will differ depending on your chosen resort, but below we’ve listed the top 10 most common and popular après ski activities.

A Guide to the Best ‘Late Snow’ Ski Resorts

If you’re planning a ski holiday later in the season (i.e. March-May,) you must book your resort carefully, to avoid being disappointed by a distinct lack of snow. The key things to consider are; altitude, northerly latitude and reputation for snow (both real and manmade).

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¹ Pricing based on a 35-year-old travelling to ‘Europe excluding Spain’ for three days, if the policy is taken out within 93 days of travelling on a Holidaysafe Standard Winter Sports policy. Prices correct as of 01/12/2023

ⱽ The Which? Best Rate feature applies to Holidaysafe’s Premier cover, based on a 24-day Single Trip policy with Worldwide Excluding Mexico cover.
The table was last updated on the website on 29/08/2023 and all prices are based on the policy being taken out within 93 days of travelling.

ɸ Awards include: Finalists for ‘Best Travel Insurance Provider’ in the 2022 Insurance Choice Awards – Winner of Your Money ‘Travel Insurance Provider of the Year’, 2018.

$HolidaySafe has been rated 4.6 out of 5 (Excellent) based on over 17,000 customer reviews on Trustpilot. Based on Trustpilot data 2023.

Ɨ Please note, Holidaysafe’s online price automatically includes a 15% online discount against our Customer Service Centre prices. This is discounted from our core policy price before you add any additional cost of optional extensions or additional medical premium.

ƗThe discount code “HSSAVE” offers you a 20% discount made up of our automatic 15% online discount price and an additional 5% discount against our Customer Service Centre prices. This is discounted from our core policy price before you add any additional cost of optional extensions or additional medical premium.