Seniors Travel Insurance FAQs
We want to make buying the correct travel insurance an easy decision for our customers, we don’t want to over complicate the process and we want to make it as easy for you to purchase the cover you need. We have listed some of our most popular senior-related frequently asked questions to help you get the answers you need.
Are there any age limits on Holidaysafe’s travel insurance for seniors?
There are some limits on our travel insurance policies for seniors. Our multi-trip policies, we will cover up to the age of 79 years young.
However, our single trip policies include no upper age limit.
Do I need travel insurance as a senior?
Although it is not a legal requirement to have travel insurance, some travel providers do need evidence of a valid policy. Travel insurance is here to provide you with protection against any unforeseen losses incurred whilst travelling, it covers you for all the unexpected mishaps that can happen whilst abroad as well as medical expenses.
Unfortunately, this can happen to anyone, and as we get older we can end up with some conditions which we need cover for.
Why do I need to tell you about my medical conditions?
You need to tell us about your conditions as although this may incur an increase in your premium, we would always advise to declare them to us when purchasing your policy. Without full disclosure, your policy could be void in the event of a claim and we don’t want that to happen!
Here at Holidaysafe we understand that everyone has some sort of medical history, from broken bones to more serious conditions such as cancer.
We use a specialist screening tool, Protectif. This is a Medical Risk Rating tool that we use for all of our policies in order to ensure we are accurately assessing the risks you may pose and offering a fairer price.
Why do I need to tell you about my medication?
We use Protective during our screening process and this works by asking you for your medication and the condition you take it for, to make sure nothing is forgotten.
What if I forget to declare a condition during the medical screening process?
If you forget to declare a medical condition or you have made an error, it is not a problem. We will always send you a document detailing your answers and the information you have given us which you can then review.
If something has been left off you can always contact us and update your information, you will need your Policy reference number at hand when speaking to an operator. You can also ask your doctor to have a read through your medical screening summary to ensure all information is correct and up to date.
As a senior, my medical history and information can sometimes change. Do I need to keep you informed if this happens?
To ensure you are fully covered, yes you will.
We know this is frustrating, but we would rather you called us so we can ensure full cover on your policy, than potentially having a claim declined if there is no disclosure.
Do you have any further questions? Feel free to use our knowledge base system which should pop up in the bottom right-hand corner of your screen. Failing that, check our contact us page for other ways to contact us. We will be more than happy to answer any questions you may have.