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At Holidaysafe we believe that more mature travellers shouldn’t be discriminated against simply because of their age, which is why we offer Single Trip travel insurance policies with no upper age limits, and Multi Trip policies for anyone up to 79 years old.
Furthermore, to ensure your medical conditions are fairly assessed and fully covered, we use a specialist medical risk rating service called Protectif on every quote. The Protectif system allows us to more accurately assess an individual’s particular circumstances, accurately assessing the ‘risk’ and offering a fairer price so you can ensure all your conditions are covered.
Here at Holidaysafe, we have put together some tips for you whilst travelling and before you go to help you out. If you’re a tech-savvy senior traveller looking for inspiration on your next trip, here are our top bucket list worthy adventure ideas;
When travelling abroad, most people usually focus on all the rest and relaxation their trip will bring, but many forget the physical effects that travelling can have on their body. Below, we’ve listed some of the most common issues, and ways in which you can counteract them to stay healthy abroad whilst travelling.
If you’re travelling by air or road, you need to ensure you avoid circulation problems such as Deep Vein Thrombosis. Sitting in the same positive for too long can slow your blood travelling round your body, which can then cause dangerous clots to form. The easiest method of prevent is to take regular breaks to get up and stretch your legs, plus you can also purchase compression socks to aid blood flow.
A change in routine can be enough to disrupt your intake of water, and if you’re doing a lot of travelling or sitting in the sun during your trip, this can quickly lead to dehydration. The resulting complications can range from mild headaches to more serious problems like low blood pressure and rapid breathing or heart rate. Make sure you stick to your routine and drink more water if you are in a hotter climate.
Flying at altitude, the stress of travelling and rich or spicy foods can all be enough to completely disrupt your digestion process, causing bloating, diarrhoea and constipation. Make sure you drink plenty of water during your trip and take natural supplements depending on your ailment.
Unfortunately, places like airports, airplanes, cruises and trains will all be breeding grounds for bacteria and viruses – hence why so many people arrive on holiday only to find they have a cold. Before you become completely germ phobic and vow never to travel again, simply try to up your immune system a few weeks before travel with lots of vitamins – and don’t forget that anti-bacterial gel.
We want to make buying the correct travel insurance an easy decision for our customers, we don’t want to over complicate the process and we want to make it as easy for you to purchase the cover you need. We have listed some of our most popular senior-related frequently asked questions to help you get the answers you need.
Are there any age limits on Holidaysafe’s travel insurance for seniors?
There are some limits on our travel insurance policies for seniors. On most of our multi-trip policies, we will cover up to the age of 79 years young depending on your destination of choice.
However, our single trip policies include no upper age limit.
Do I need travel insurance as a senior?
Although it is not a legal requirement to have travel insurance, some travel providers do need evidence of a valid policy. Travel insurance is here to provide you with protection against any unforeseen losses incurred whilst travelling, it covers you for all the unexpected mishaps that can happen whilst abroad as well as medical expenses.
Unfortunately, this can happen to anyone, and as we get older we can end up with some conditions which we need cover for.
Why do I need to tell you about my medical conditions?
You need to tell us about your conditions as although this may incur an increase in your premium, we would always advise to declare them to us when purchasing your policy. Without full disclosure, your policy could be void in the event of a claim and we don’t want that to happen!
Here at Holidaysafe we understand that everyone has some sort of medical history, from broken bones to more serious conditions such as cancer.
We use a specialist screening tool, Protectif. This is a Medical Risk Rating tool that we use for all of our policies in order to ensure we are accurately assessing the risks you may pose and offering a fairer price.
Why do I need to tell you about my medication?
We use Protectif during our screening process and this works by asking you for your medication and the condition you take it for, to make sure nothing is forgotten.
What if I forget to declare a condition during the medical screening process?
If you forget to declare a medical condition or you have made an error, it is not a problem. We will always send you a document detailing your answers and the information you have given us which you can then review.
If something has been left off you can always contact us and update your information, you will need your Policy reference number at hand when speaking to an operator. You can also ask your doctor to have a read through your medical screening summary to ensure all information is correct and up to date.
As a senior, my medical history and information can sometimes change. Do I need to keep you informed if this happens?
To ensure you are fully covered, yes you will.
We know this is frustrating, but we would rather you called us so we can ensure full cover on your policy, than potentially having a claim declined if there is no disclosure.
Do you have any further questions?
Feel free to use our FAQ Page. Failing that, check our contact us page for other ways to contact us. We will be more than happy to answer any questions you may have.
Ɨ Please note, Holidaysafe’s online price automatically includes a 15% online discount against our Customer Service Centre prices. This is discounted from our core policy price before you add any additional cost of optional extensions or additional medical premium.
ƗThe discount code “HSSAVE” offers you a 20% discount made up of our automatic 15% online discount price and an additional 5% discount against our Customer Service Centre prices. This is discounted from our core policy price before you add any additional cost of optional extensions or additional medical premium.
ⱽ The Which? Best Rate feature applies to Holidaysafe’s Premier cover, based on a 24-day Single Trip policy with Worldwide Excluding Mexico cover.
The table was last updated on the website on 29/08/2023 and all prices are based on the policy being taken out within 93 days of travelling.
ɸ Awards include: Finalists for ‘Best Travel Insurance Provider’ in the 2022 Insurance Choice Awards – Winner of Your Money ‘Travel Insurance Provider of the Year’, 2018.
$HolidaySafe has been rated 4.6 out of 5 (Excellent) based on over 17,000 customer reviews on Trustpilot. Based on Trustpilot data 2023.
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