Travel insurance for Seniors for UK, European and Worldwide holidays
At Holidaysafe, we believe that age should not be a barrier to exploring the world, whether you’re in your 60s, 70s, 80s or beyond. Our travel insurance provides cover that takes into account your age, trip duration, destination and pre-existing medical conditions, so you can focus on enjoying your travels.
We offer Single Trip travel insurance with no upper age limits and Annual Multi Trip policies for travellers up to 75 years old on some policies. Our policies start from less than £10*, so you can focus on enjoying your travels.
There’s no need to select a specific “seniors” policy. Simply start a quote then enter your date of birth and trip details to see all the options suitable for your travel plans, including Single Trip and Annual policies where available. Medical screening is handled as part of the quote process, and you can add optional extras such as cruise cover if required. Whatever type of trip you’re planning, from a European weekend break to two weeks in the Caribbean, you’ll know you have travel insurance in place that suits your age and health requirements.
Every Holidaysafe Single Trip policy includes emergency medical cover, cancellation and repatriation. The limits vary by policy level, and the headline figures are below.
| Cover | StandardEssential cover | Popular PremierHigher sums insured | Premier PlusSuperior | PlatinumHighest |
|---|---|---|---|---|
| Cancellation | £1,500 | £3,000 | £5,000 | £10,000 |
| Emergency medical treatment abroad | £5m | £10m | £10m | £15m |
| Personal possessions | £1,000 | £1,500 | £2,000 | £5,000 |
| Gadget cover | £1,000 | £2,000 | £2,000 | £3,000 |
| Policy excess | £100 | £60 | £40 | Nil |
Good basic cover at a competitive price, for those who want a basic level of protection without the higher price tag. A range of benefits with lower sums insured, suited to the family package holiday.
For those who want the peace of mind of a higher level of protection. This product offers higher sums insured across the main sections of cover.
All the cover you would expect from superior travel insurance. The same range of benefits as Premier, but with higher sums insured and a £40 policy excess.
Our highest level of cover, designed for people who want exceptional protection abroad at a competitive price, with no standard policy excess.
Limits shown are per person and apply to Holidaysafe Single Trip policies. For full details, terms and conditions, see our policy documents or the full cover levels table.
All Holidaysafe policies consider cover for thousands of medical conditions. You declare yours during the quote using our online medical screening service. Some of the most common conditions are below.
Access to Air Doctor Connect is available on numerous policies, allowing you to connect with over 20,000 doctors in 78 countries. Where non-urgent outpatient treatment is provided through Air Doctor Connect, your policy excess is waived, and you may claim back the cost of prescribed medication when you return home.
Optional extras can be added where available, if they are not already included in your chosen policy. Add any of these on the options page of the quote process.
Holidaysafe is an award winning* UK travel insurance provider and has been arranging cover for UK travellers since 2006. Travel insurance policies available via Holidaysafe consider 11,000 medical conditions, assessed through our Protectif medical screening service. Single Trip options have no upper age limit, while Annual Multi Trip cover is available for travellers aged up to 75 (subject to terms).
Our smart quote journey, powered by albert & eddie, is quick and straightforward to use. Provide your details when prompted and you’ll be shown a range of available policy types and cover levels to choose from, including cover for cancellations, medical emergencies, loss of personal belongings and repatriation. Our experienced customer service and medical screening teams are on hand if you need support.
ⱽ Holidaysafe has been featured in the Which? Travel Insurance review tables since 2010. To view the Which? table of results including their Best Buy travel insurance policies, click here.
* Awards include: Winner for ‘Travel Insurance Provider of the Year’ at the National Insurance Awards 2025. Winner for ‘Best Family Travel Insurance Provider 2024’ in the 2024 SME UK Finance Awards. Learn more.
A long weekend in Europe, a cruise, a family visit or a longer trip further afield can all bring different things to check. These tips focus on the details that are useful whatever age you are when you start your quote.
Factors like your age, trip duration and destination are all considered during the quote process, so be sure to double-check the details you enter, including departure and return dates. This will ensure that the policies you’re shown accurately reflect your circumstances. If you have several holidays planned, you might want to compare Annual Multi Trip options as well as Single Trip policies.
Before starting medical screening, we suggest you have your current medical information to hand. Our medical screening is powered by Protectif and works by asking you to list your medications and related conditions first. This approach ensures that we get a full snapshot of your health, and allows us to offer you a relevant quote. Answer all screening questions fully, and if your medical circumstances change before your trip starts, be sure to contact us to update your details. Please be aware that if your medical information changes, it may affect your policy which could mean an additional premium, new exclusions, or, in some cases, a change to your cover.
Undeclared medical information can affect a later claim if it turns out to be connected to what you are claiming for. If you are unsure how to answer a question, contact the customer service team.
Check the Foreign, Commonwealth & Development Office’s (FCDO) travel advice for your destination before taking out your travel insurance for seniors policy, and again before you leave. Cover is available provided you are not travelling against the FCDO advice applicable when you buy cover and when you travel. The advice can change between booking and departure, so it is worth checking again as your travel date approaches.
Keep your policy number and Emergency Medical Assistance contact details somewhere easy to reach while you are away. It can also be useful to share them with the person you are travelling with or a trusted contact at home. If you need help abroad, having those details to hand can make it easier for someone else to contact the relevant team on your behalf if necessary.
If your question isn’t answered below, you can talk to Tiffany, our AI assistant, or contact our customer service team.
Seniors travel insurance is a general term for travel insurance arranged by an older traveller. At Holidaysafe, there is no separate seniors product. Instead, we will show you all of the available options which cover your age, destination, trip length, cover level and medical declarations. Depending on your circumstances, you may be able to choose between Single Trip and Annual Multi Trip options. The quote journey will show what is available from the information you provide.
Age can affect some of the options available when you get a quote. Single Trip policies have no upper age limit, subject to your destination, trip duration and the outcome of your medical screening. Alternatively, Annual Multi Trip policies are available to travellers aged up to 75. Maximum trip duration can also vary depending on your age and destination. Enter your actual travel dates and destinations when you get a quote to see the options available for your trip.
Travel insurance policies available via Holidaysafe consider 11,000 medical conditions through the online Protectif medical screening service. Answer the screening questions fully when you get your quote. Whether a particular condition can be included will depend on your circumstances and will be clearly confirmed to you. The policy options returned, and any additional premium will be shown before you buy.
Age can affect the price of travel insurance, but it is only one part of the quote. Your destination, trip length, cover level, number of travellers and medical declarations can also affect the price. Two travellers of the same age can receive different quotes for different trips. The clearest way to see the price for your circumstances is to get a personalised quote.
Cheap travel insurance for seniors can vary depending on the policy and provider. It’s important to remember that price should only be one part of the decision. As well as looking at the cost, check the cover limits for things like cancellations, emergency medical expenses and personal belongings, as well as policy exclusions and excesses you will need to pay in the event of a claim.
The best travel insurance for seniors will depend on your destination, trip length, medical declarations and the type of cover you need. Enter your details accurately during the quote process and compare the options available on their cover limits, exclusions and excesses to find the one best suited to your trip. Always read the policy wording carefully before you decide.
That depends on your age and how you plan to travel. A Single Trip policy covers one holiday, while Annual Multi Trip cover can be worth comparing if you expect to take several trips during the next 12 months. Annual Multi Trip policies are available to travellers aged up to 75, and there’s a maximum duration for each individual trip. Compare the options shown based on your details and travel plans before deciding.
As part of our quote process, we do ask you to list medications and linked conditions, as we believe this gives us a true snapshot of your health and tries to ensure you don’t accidentally underdeclare. If you have conditions for which you do take medication, you can add these as well. We strongly recommend you answer all the medical screening questions fully, including any questions about medication, treatment, tests or ongoing investigations. If something has changed since your last policy or you are unsure how to answer, e.g. because a condition is still being investigated, contact the customer service team rather than leaving the information out.
If your health changes after you buy your policy, it’s really important that you give us a call so we can ensure your policy is up to date. This should ensure you have the right cover in place if you subsequently need to make a claim. Simply give our friendly customer services team a call and they can discuss updating your policy for you. It’s important to let us know about anything new, such as a new diagnosis, hospital appointment, change of medication or an ongoing referral. Please be aware that if your medical information changes, it may affect your policy which could mean an additional premium, new exclusions, or, in some cases, a change to your cover.
Yes, simply enter details for both travellers during the quote process, including medical declarations, and you’ll be shown available options to cover you both. On an Annual Multi Trip policy, each adult aged over 18 can travel independently, so you and your partner can have different travel plans while remaining on the same policy.
Cover for UK trips is available through policies offered via Holidaysafe. Simply enter ‘United Kingdom’ during your quote to see available options. Terms and conditions will depend on the policy selected and the trip itself. Check the policy wording for the conditions that apply to UK holidays before you buy.
Optional extensions such as Cruise Cover and Excess Waiver can be added during the quote process. Travel insurance policies available via Holidaysafe also offer cover for over 100 sports and activities as standard.
A Global Health Insurance Card can give you free or discounted access to state-provided healthcare in eligible European countries, but it does not replace travel insurance. It does not provide the same cover for things such as cancellation, repatriation or personal belongings. Check both your GHIC and your travel insurance before travelling.
For urgent medical help, contact the local emergency services first. Then use the 24/7 Emergency Medical Assistance number shown in your policy documents as soon as you are able. The Emergency Medical Assistance team can explain what to do next under your policy.
Claims are handled by an appointed claims team rather than by Holidaysafe directly. Their contact details are on the claims information page. Holidaysafe arranges the policy, while the insurer named in your policy wording provides the cover.
Holidaysafe is a trading name of Travel Insurance Facilities Plc, which is authorised and regulated by the Financial Conduct Authority FRN 306537. Registered Office: Suite 12, 20 Churchill Square, Kings Hill, West Malling, Kent, ME19 4YU. Travel Insurance Facilities Plc registered in England No. 3220410. All rights reserved. All policies offered are on a non-advised basis.
The Foreign, Commonwealth and Development Office has up-to-date advice on staying safe abroad, see gov.uk/foreign-travel-advice. FCDO Travel Advice can change so check regularly for the latest information and sign up to email alerts for your destination. For more general travel information, visit the FCDO Travel Aware website at travelaware.campaign.gov.uk.
Ɨ Please note, Holidaysafe’s online prices automatically include a 15% discount against our Customer Service Centre prices. This is discounted from our core policy price before you add any additional cost of optional extensions or additional medical premium. Discount codes cannot be used in conjunction with any other promotional offer or discount. Only one discount code may be applied per purchase.
* For full pricing, discount and reviews T&Cs please click here
