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Policies start from £30.17¹

Image layer Cover for UK, European and Worldwide trips Image layer Unlimited number of trips Image layer Cover for travellers aged 79 and under Get a Quote Retrieve a Quote

Annual Multi Trip Travel Insurance

Multi Trip travel insurance, sometimes known as Annual Multi-trip, is ideal for people who travel more frequently than once or twice a year.

What is Annual Multi-Trip Travel Insurance?

A Multi-Trip policy offers cover for an unlimited number of trips during the 12-month policy period, as long as each trip does not exceed the maximum duration limit.

We offer a range of policies so that you can choose the level of cover to suit your trip and your budget. Whilst most other Multi Trip policies cover for only 31 days maximum duration, we also provide cover for trips of 45 and 60 days – depending on the level of cover you purchase.

Get a QuoteCover Levels

What Does Our Annual Multi Trip Travel Insurance Include?

  • Featured in the Which? Best Rate tables since 2010 ᶤ
  • An exclusive discount on at-home COVID tests
  • Cover for an unlimited number of trips during the 12 month policy period, as long as each trip does not exceed the maximum duration limit (31, 45 or 60 days* – depending on the level of cover you purchase)
  • Cover for cancellation, medical emergencies, personal belongings, cash and travel documents cover plus much more
  • Cover for UK, European and Worldwide trips are available
  • Discounts for couples
  • Cover for travellers aged 79 and under (depending on your destination of choice)
  • Multiple levels of cover and extensions, so you can tailor your policy to suit your needs
  • To find out more benefits of our travel insurance, read our dedicated travel insurance benefits page

Holidaysafe has been rated 4.6 out of 5 based on over 16,500 customer reviews on Trustpilot.

Get a QuoteActivity PacksCountries CoveredPolicy Wordings

Cover Levels
Up to £7,500* Cancellation cover

This section of cover begins from the second you pay your premium when buying a single trip policy, and from the start date that you choose when purchasing a multi trip policy.  cancellation cover can step in to cover pre-paid costs, for things like accommodation, transport and car hire, that you cannot recover from any other source (e.g. your tour operator) in the event that you cannot go on your trip.  The section will cover cancellation for a number of reasons, but it is important that you read your policy wording for full details. (*Under our Premier Plus & Platinum Policies)

Up to £10,000,000* Medical Cover

Injury or illness are inconvenient at the best of times, but imagine needing emergency medical attention abroad – you may not be able to communicate with doctors, and will most likely have to pay for your treatment. This is where our medical expenses section can help you, as we will consider medical bills up to £10,000,000 on many policies, including the cost of getting you back to the UK if medically necessary. Furthermore, every Holidaysafe Policy comes with the access to our appointed  emergency assistance team, who are available to help you 24 hours a day, every day of the year (*Under our Premier, Premier Plus & Platinum Policies)

Up to £5,000* Personal Possessions Cover

Some of the most common and annoying holiday disasters involve personal possessions, such as lost, stolen, damaged or delayed baggage. These policy sections can step in to cover the costs of these disasters, but you must check the cover to ensure the policy limits are enough to cover the items you are taking abroad. (*Under our Platinum Policies)

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Medical Conditions

All Holidaysafe Travel Insurance policies are able to include cover for hundreds of medical conditions, and declaring them online is quick and simple thanks to the specialist Protectif medical risk rating service. Some of the most common ones include:

  • High blood pressure / hypertension
  • Asthma
  • High cholesterol
  • Underactive thyroid / hypothyroidism
  • Diabetes (both type 1 and type 2)
  • Food allergies and intolerance
  • Arthritis
  • Heart conditions
  • Stroke
  • And many more…
Activity Packs & Extensions

Activity Packs

If you want to take part in any activities whilst on your trip abroad, you need to ensure you have the right cover.

We cover over 100 activities as standard. You can view these by simply clicking our ‘Activity Packs’ button above.

If your sport or activity does not fall into the list we have, you may be signposted to our sister company who should be able to cover you.

View Activity List


We offer a range of extensions on our Single Trip policies, including:

Large Scale Events
Excess Waiver

To add any of these extensions to your policy, simply select them on the options page of the quote process.

Customer Reviews

Our Trust pilot reviews

Why Holidaysafe?
  • Featured in the Which? Best Rate tables since 2010 ᶤ
  • Award-Winning Travel Insuranceɸ
  • Save 15% Online!Ɨ
  • FREE and SECURE Customer Area
  • Discounts on Couples & Family Policies
  • 24/7 Emergency Medical Assistance
  • And Much More

Award Winning Travel Insurance

  • Featured in the Which? Best Rate tables since 2010 ⱽ
  • Finalists - 'Best Travel Insurance Provider' in the 2022 Insurance Choice Awards
  • More Info

Our existing customers have used this policy for:

  • Beach Holidays
  • City Breaks
  • Adventures Abroad
  • New Experiences
  • Relaxing Retreats
  • Cultural Experiences
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Multi Trip Information

Multi Trip Information

Multi Trip travel insurance is ideal for you if you plan to travel twice or more during the next twelve months. The cover under our policies has been created to provide great protection wherever and whenever you may be travelling. It will provide reassuring protection for any trip up to 45 days in duration (60 days if you have purchased the additional extension), providing the trip starts and ends in the UK.

These policies will allow you to take unlimited trips during the year and to get away for longer. Even if you only plan to take your annual holiday and a long weekend away, our annual multi-trip holiday policies can save you money.

We have several types of multi-trip products. To help you decide which is more suitable for your needs please take a look at the options listed below.

For those of you who want the peace of mind of a higher level of protection abroad, look no further than our premier policy. This product offers higher sums insured and a wider range of cover at competitive prices.

The policy provides higher levels of cover than the standard policy and includes Cancellation, Emergency Medical Expenses and Personal Possessions.

Premier Plus
The Premier Plus policy offers all the cover you would expect from superior travel insurance. This policy has the same range of cover as the Premier policy but with higher sums insured and NO standard policy excess to pay in the event of a claim.

If you’re looking for our highest levels of cover, our Platinum Travel Insurance has been designed for people who want supreme and an exceptional level of travel insurance for affordable prices. Platinum offers our highest level of cover, whilst keeping competitive prices, and absolutely NO standard policy excess.


When does cover start on an Multi Trip policy?

Unlike Single Trip policies, cover begins on the start date chosen by you (not from the date you pay your premium) and runs for a year from that date.

What is the Age limit on Multi Trip policies?

Our Multi Trip policies can cover travellers up to 79 years old, depending on your destination of choice and the outcome of your medical declaration.

Do the cover limits apply to the whole group or each person?

The cover limits apply to each individual person covered by the policy.

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¹ Pricing based on a 35-year-old travelling to ‘Europe excluding Spain’, if the policy is taken out within 93 days of travelling on a Holidaysafe Standard Annual Multi Trip policy. Prices correct as of 01/12/2023

² Cover for 60 days per trip is available under our Platinum policies by adding our 60-day Extension

The Which? Best Rate feature applies to Holidaysafe’s Premier cover, based on a 24-day Single Trip policy with Worldwide Excluding Mexico cover. The table was last updated on the website on 30/06/2023. Multi-Trip Travel Insurance – pricing based on a 35-year-old travelling to ‘Europe excluding Spain’ on a Standard policy

$HolidaySafe has been rated 4.6 out of 5 (Excellent) based on over 17,000 customer reviews on Trustpilot. Based on Trustpilot data 2023

*ƗPlease note, Holidaysafe’s online price automatically inclues a 15% online discount against our Customer Service Centre prices. This is discounted from our core policy price before you add any additional cost of optional extensions or additional medical premium.

ɸAwards include: Finalists for ‘Best Travel Insurance Provider’ in the 2022 Insurance Choice Awards, Winner of Your Money ‘Travel Insurance Provider of the Year’, 2018 – Bronze Award Winner for ‘Best Travel Insurance Provider’ at The British Travel Awards, Featured in the Which? Best Rate Tables, since 2010

$HolidaySafe has been rated 4.6 out of 5 (Excellent) based on over 17,000 customer reviews on Trustpilot. Based on Trustpilot data 2023