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Everyone has some type of medical history, whether that be broken bones, on-going but stable conditions like asthma and diabetes or more serious illnesses like cancer. However, many insurers charge extremely high premiums to cover their customers for these conditions – if they offer cover at all.
At Holidaysafe we understand that everyone is different, and shouldn’t be labelled or pigeonholed just because they have a certain condition. That is why we use the specialist Protectif Medical Risk Rating on our policies.
Protectif has been created to capture more detail about a customer’s individual circumstances and condition, allowing it to more accurately assess the risks and offer a fairer price. The system works by asking you to list your prescribed medication and then the conditions they are linked to, which ensures nothing is accidentally forgotten, and also helps treating doctors if you are taken ill or injured abroad.
Some of the main benefits of using the Protectif system include;
You can complete a medical screening at the same time as obtaining your quote, simply choose the level of cover to suit you and then the system will guide you through the process of declaring your conditions. If you need help, you can ‘Ask Holidaysafe’ using the widget on your right – if you still need help you’ll be given the option to live chat with us (if a representative is available). Alternatively you can contact us 8am-8pm Mon-Fri & 9am-5pm Sat-Sun.
Please note, Holidaysafe’s online prices automatically include a 15% discount against our Customer Service Centre prices.
To get a quote please choose one of the following policy types;