Pistes and patisseries, only a ferry ride away

Travel insurance for France with medical, cancellation and baggage cover

  • Award winning travel insurance*
  • Up to £10,000 cancellation cover, based on the trip cost per person declared
  • Over 100 activities covered

France Travel Insurance

France is one of the closest European countries to travel to from the UK, reachable by Eurotunnel, ferry or a short flight. It’s also one of the most popular and most diverse holiday destinations. Whether you’re embarking on a romantic Paris city break, a fortnight in Provence, a Disneyland Paris trip with the kids or a week skiing in Chamonix, you can compare options for travel insurance for France with Holidaysafe to find the most suitable policy for you.

If you need France travel insurance, our smart quote process powered by albert & eddie will show you the available products to choose from based on your trip details. Simply tell us who’s travelling, where you’re going, any medical conditions you may need to declare and any activities you plan to take part in while away.

France travel insurance with Holidaysafe

Award winning travel insurance*

15% online discount*

Over 11,000 medical conditions considered

24/7 emergency medical assistance

Dedicated customer service team

UK, European & Worldwide cover

Cover levels

Every Holidaysafe Single Trip policy includes emergency medical cover, cancellation and repatriation. The limits vary by policy level, and the headline figures are below.

CoverStandardEssential coverPopular
PremierHigher sums insured
Premier PlusSuperiorPlatinumHighest
Cancellation£1,500£3,000£5,000£10,000
Emergency medical treatment abroad£5m£10m£10m£15m
Personal possessions£1,000£1,500£2,000£5,000
Gadget cover£1,000£2,000£2,000£3,000
Policy excess£100£60£40Nil

Standard

Good basic cover at a competitive price, for those who want a basic level of protection without the higher price tag. A range of benefits with lower sums insured, suited to the family package holiday.

Premier

For those who want the peace of mind of a higher level of protection. This product offers higher sums insured across the main sections of cover.

Premier Plus

All the cover you would expect from superior travel insurance. The same range of benefits as Premier, but with higher sums insured and a £40 policy excess.

Platinum

Our highest level of cover, designed for people who want exceptional protection abroad at a competitive price, with no standard policy excess.

Limits shown are per person and apply to Holidaysafe Single Trip policies. For full details, terms and conditions, see our policy documents or the full cover levels table.

Do you have a medical condition?

All Holidaysafe policies consider cover for thousands of medical conditions. You declare yours during the quote using our online medical screening service. Some of the most common conditions are below.

Air Doctor Connect

Access to Air Doctor Connect is available on numerous policies, allowing you to connect with over 20,000 doctors in 78 countries. Where non-urgent outpatient treatment is provided through Air Doctor Connect, your policy excess is waived, and you may claim back the cost of prescribed medication when you return home.

Selected policies

Extensions and Activities

Optional extras can be added where available, if they are not already included in your chosen policy. Add any of these on the options page of the quote process.

Why Choose Holidaysafe?

Holidaysafe is an award winning* and Which? featured travel insurance provider, and we’ve been arranging cover for UK travellers since 2006. With our online quote process, you can compare a range of available policy options for France travel insurance in minutes, and our customer service team can help with any questions. We consider over 11,000 medical conditions, too. Just make sure you declare all pre-existing conditions through our Protectif screening service.

If something goes wrong medically while you’re in France, the 24/7 Emergency Medical Assistance team is there to help. As well as medical emergencies, our travel insurance for France covers cancellation, personal belongings, repatriation and more, depending on the policy terms. Our policy wordings are clear and straightforward, so you can see what’s covered and what conditions apply before you buy.

  • Featured in the Which? Best Rate tables since 2010ⱽ
  • Award Winning Travel Insurance *
  • Up to £10 million emergency medical expenses, depending on the policy selected
  • Up to £5,000 cover for your personal belongings, depending on the policy selected
  • Access to Air Doctor Connect is available on numerous policies, allowing you to connect with over 20,000 doctors in 78 countries. Where non-urgent outpatient treatment is provided through Air Doctor Connect, your policy excess is waived, and you may claim back the cost of prescribed medication when you return home.
  • Cover for over 100 sports and activities

ⱽ Holidaysafe has been featured in the Which? Travel Insurance review tables since 2010. To view the Which? table of results including their Best Buy travel insurance policies, click here.

* Awards include: Winner for ‘Travel Insurance Provider of the Year’ at the National Insurance Awards 2025. Winner for ‘Best Family Travel Insurance Provider 2024’ in the 2024 SME UK Finance Awards. Learn more.

Tips for Buying Travel Insurance for France

A holiday in France could mean a quick city break, a summer road trip, or time on the ski slopes. These tips will help you check that your travel insurance suits the trip you have planned.

Tip 1: Buy Your Insurance Before You Travel

Whether you’re travelling to France by car through the Eurotunnel, by ferry, or flying across the Channel, your travel insurance for France needs to be in place before you leave. Policies available through Holidaysafe must be bought while you’re in the UK, and all trips must start and end here. Your cover starts from the date shown on your policy, subject to the terms, conditions and exclusions that apply.

If there is a gap between booking your holiday and taking out travel insurance, you will not be covered for insured events that happen during that period. This may include cancellation, where cancellation cover is included in your chosen policy.

Tip 2: Add Winter Sports Cover if You Need It

The French Alps are one of Europe’s most popular skiing and snowboarding destinations. If your trip includes any winter sports (in the Alps or anywhere else), you’ll need to add Winter Sports cover to your policy. Without it, claims connected to winter sports won’t be considered. Holidaysafe offers a range of Winter Sports policies for both single trips and multi-trips. On some of our policy options, winter sports cover is available as an optional extension to a standard travel insurance policy. The winter sports cover available to you will depend on the policy you choose. Check your policy wording to see what activities, equipment and other winter sports benefits are covered.

Tip 3: Declare Medical Conditions and Keep Your Declaration Current

Complete the online medical screening service for every traveller with a pre-existing condition when you get your quote. The answers you provide ensure you’re shown policies and rates that reflect your circumstances. Failing to disclose relevant information could affect a claim connected to that condition. If your medical details change between booking a trip and leaving for France, such as a new diagnosis, hospital appointment or change in medication, it’s important to update your medical declaration by contacting us. Please be aware that if your medical information changes, it may affect your policy. This could mean an additional premium, new exclusions, or, in some cases, a change to your cover.

Tip 4: Check What Your GHIC Does and Doesn’t Cover in France

France is an EU member, so your GHIC gives you access to state healthcare. But it doesn’t replace taking out a travel insurance policy. A GHIC card won’t cover things like repatriation, cancelled flights or stolen belongings. Your GHIC and a travel insurance policy do different jobs, and having both gives you broader protection.

France Travel Insurance FAQs

Got a question about travel insurance for France? If you can’t find the answer below, you can talk to Tiffany, our online assistant, or contact our customer service team.

How do I buy travel insurance for France?

During the online quote process, you’ll be asked to provide various details about your trip, including where you’re travelling to. Simply select France, and once you’ve completed all the other sections, you’ll be shown relevant available policies that cover trips to France.

Is Corsica included in France travel insurance?

Corsica is a French territory and falls under the same Europe destination group as mainland France. If your policy covers France, it covers Corsica too. No separate add-on or upgrade is needed.

Am I covered if I drive to France through the Eurotunnel?

Travel insurance for France covers your trip regardless of how you get there, whether that’s by air, Eurotunnel, ferry or Eurostar. The policy needs to be purchased before you leave the UK, and the trip must start and end in the UK. If you’re driving, your travel insurance covers you as a traveller. It doesn’t replace your motor insurance for the vehicle itself.

What if a French transport strike disrupts my trip?

Policies available on Holidaysafe include cover for delays and, in some cases, cancellation caused by strike action, subject to policy terms. The specifics (including how long a delay needs to last before you can claim, and whether the strike was known about before you booked) will be set out in your policy wording. France does experience industrial action from time to time, so it’s worth reading the delay and abandonment section before you travel.

Do I need separate cover for skiing in France?

If your trip includes skiing, snowboarding or other winter sports in the French Alps or Pyrenees, you will need to ensure you have Winter Sports Cover. Holidaysafe offers a range of Winter Sports policies for both single trips and annual multi trips. On some of our policy options, winter sports cover is available as an optional extension to a standard travel insurance policy. The winter sports cover available to you will depend on the policy you choose. Check your policy wording to see what activities, equipment and other winter sports benefits are covered.

Can I use my GHIC at a French pharmacy?

A GHIC covers or reduces the cost of state-provided healthcare in France, which can include prescribed medication from a pharmacy after a consultation at a public facility. But it won’t cover a flight home if you’re too ill to travel as planned, and it won’t help with a cancelled trip or stolen luggage. Your GHIC and a travel insurance policy do different jobs, and having both gives you broader protection.

What should I do if I have a medical emergency in France?

Call 15 for the SAMU (France’s medical emergency service) or 112 for general emergencies. Then contact the 24/7 Emergency Medical Assistance team as soon as possible. They can advise on next steps and liaise with treating doctors where appropriate. Have your policy number ready. Keep receipts for any payments you make, as you’ll need them if you make a claim.

Does my policy cover a day trip to Monaco from the south of France?

Monaco is included within the same region group as France (Europe excluding Spain), but it’s still considered a separate country. So, if you plan to take a day trip to Monaco or anywhere else outside of France, make sure you declare it when filling out your travel details during the quote process. You can select multiple countries for the same trip.

I’m driving through France to reach another country. Do I need to list France as a destination?

If you’re passing through France as part of a multi-country road trip, include every country you’ll stop in during your quote and you will be shown suitable policies. Check with our customer service team if you’re not sure.

Is there an age limit for buying travel insurance for France?

There is no upper age limit for Single Trip policies available on Holidaysafe. Annual Multi Trip policies are available for travellers aged 75 and under. Trip duration limits vary by age and destination. You can check the specific limits when you get your quote.

Can I cancel my policy if my trip to France falls through?

You can cancel within 14 days of purchase for a full refund, provided you haven’t travelled, made a claim or intend to make one. Outside the 14-day cooling-off period, cancellation is only possible in exceptional circumstances as set out in the policy wording.

Does Holidaysafe’s France travel insurance cover Disneyland Paris?

Visiting a theme park is a standard leisure activity. However, you should still declare it in the Activities section of the quote process. Your policy’s personal belongings section may also cover lost or stolen items while you’re there, subject to the usual terms around unattended belongings. If your trip is specifically a family visit to Disneyland Paris, our Family Travel Insurance page has more detail on how family policies work.

What documents do I need to travel to France from the UK?

You’ll need a valid passport. British passport holders can visit France for up to 90 days without a visa. You may be asked to show proof of your return travel and accommodation at the border. Travel insurance isn’t a legal requirement for entry, but having a policy in place means you’re covered for medical, cancellation and baggage situations during your trip. Check the latest FCDO advice on France before you go.

How do I make a claim after a trip to France?

Contact the appointed claims team. You’ll find their details, along with guidance on what to submit and how the process works, on the claims information page.

Why Holidaysafe?
  • Holidaysafe has been featured in the Which? Travel Insurance review tables since 2010. To view the Which? table of results including their Best Buy travel insurance policies, click here
  • Award-Winning Travel Insurance*
  • Save 15%Ɨ Online
  • 24/7 Emergency Medical Assistance
  • Discount on Couples & Family Policies
  • 4.6/5 Stars on Google Business*
  • FREE and SECURE Customer Area
  • And Much More
Authored By

Amber Moon

228 Articles
3 Nov 2026 Updated
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