Coronavirus Update: More Of Our Policies Now Include Additional Cover for Coronavirus



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Portugal Travel Insurance

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Portugal Travel Insurance


If your idea of the perfect holiday is to explore utterly stunning beaches and enjoy year-round sunshine, then Portugal might just be your dream destination. Let’s face it, some European beaches can become samey and boring – miles of sand, sea and relaxing bodies, but in Portugal, especially the Algarve, you will find small coves, gorgeous rock formations and crystal clear waters.
However, it would be unfair to only speak of its beaches, as just a short flight away from the UK; Portugal is also famed for its culture, history and architecture. If you need Holidaysafe insurance for Portugal, we have the policy to suit your trip and budget. *

Benefits of our Policy

If you need travel insurance for Portugal, Holidaysafe offers an award-winning range of European travel insurance policies to protect you against unexpected disasters. When you buy a travel insurance policy from Holidaysafe, you will enjoy the following benefits:

  • Cover includes cancellation, medical emergencies, personal belongings, repatriation, cash, travel documents and much more.
  • Multiple levels of cover allowing you to choose the best policy for your budget and holiday.
  • 100 sports and activities covered as standard.
  • Discounts for couples.
  • Kids go free on our family policy.
  • No small print.

Simply click ‘Get a Quote’ and remember to select ‘Europe’ to be covered for your trip.

Key Contact Details and Important Information

Coronavirus advice

Current Status – FCDO Guidance 

The FCDO currently advise against all but essential travel to Portugal due to the current risk of COVID. Madeira and the Azores are currently exempt from this.

Entry Requirements:

If travelling to mainland Portugal, you be subject to health screening. This includes having your temperature checked and if it is above 38 degrees Celsius or if you are showing symptoms of being ill, you will need to see the health authorities at the airport. You may need to take a COVID-19 test at this point and self-isolate until your results are in.

If you are travelling to Madeira or Porto Santo you will need to complete the Madeira Traveller Registration online 12-48 hours before travelling.

You also need to either prove a negative result from a COVID test taken within 72 hours of travelling, or you will be asked to take one at the airport. For more information you can take a look at Madeira’s Tourist Board website.

If travelling to the Azores, you will need to complete a health form and submit it here. You will then receive a code for you to provide upon arrival to the health authorities.

You also need to either prove a negative result from a COVID test taken within 72 hours of travelling, or you will be asked to take one at the airport.

Do I need to wear a mask?

We would always recommend checking the specific onboard and boarding regulations with your airline before you make your way to the airport as each airline and airport will have different guidelines.

However as the airport is an enclosed space, we would advise that yes, a mask is mandatory as per government guidelines.


As with every country, Portugal is constantly reviewing their guidelines in regards to COVID-19 so we always suggest to check the FCDO’s website before travelling.

Do I need to wear a mask?

Yes, you will need to wear a mask in enclosed spaces in Portugal as well as continuing to observe good hygiene by washing your hands and social distancing of 2metres.

On public transport, if you can, avoid travelling at peak times. You can buy tickets in advance online or there is a machine at the stations. With taxis, make sure that you use the back seat, open the window if you are able to, and avoid paying in cash where you can.

Anyone over the age of 10 has to wear a mask on public transport, including taxis.

There is a fine of up to €500 if you do not comply.

In Madeira and the Azores, is it obligatory to wear a mask in enclosed spaces as well as whilst outdoors. The only exemptions to this are whilst driving, exercising or on the beach.

Are they taking details for Track and Trace?

Portugal are are not currently using track and trace in the same way that we are here in the UK. However, we would always advise to check the FCDO website as well as the Portuguese Environment Agency  website to confirm prior to travelling.

Is everything open?

Beaches are open, but now have a capacity limit to ensure social distancing is observed. You can use the Portuguese Environment Agency  website to check this or download the ‘Info Praia’ app.

In some areas, shops are only open between 10am until 8pm (excluding supermarkets & restaurants) and the sale of alcohol is banned at service stations and after 8pm in shops and supermarkets.

On São Miguel, nightclubs remain closed and Bars and pubs close at 10pm.

Returning Home

In the event that you are denied boarding on your return journey because you have coronavirus, or have had symptoms of COVID 19, Holidaysafe’s Premier Plus and Platinum policies will cover you for denied boarding on your return trip home.

At the time of writing this, the Portugese government are also covering transfer, medical and accommodation costs if you are denied boarding due to coronavirus.

If returning from the Azores and you have had to self-quarantine whilst there. You will need to complete and send this form to the health authorities. They will then sign it and return it to you so you can show it at the airport before departure.

Before returning, please fill in this form on the FCDO website. Once completed, you will receive a confirmation along with a QR code which you will need to show to the Border force officers.

As you will be returning from Portugal, on arriving in the UK, you will need to self-isolate for 14 days.

If you don’t provide contact information, you may be fined up to £100.

Am I covered for coronavirus under my travel insurance?

If you had plans to travel to Portugal this year, and your holiday is cancelled as a result of the coronavirus outbreak, you’ll need to speak to your tour operator in the first instance for reimbursement of any lost costs. Your travel insurance policy will only cover you in the event that you have not been reimbursed through another source, and that you have explored these avenues first.

Holidaysafe will currently cover you under our Premier Plus and Platinum policies for the following:

  • If you need to cancel your holiday if you or anyone named on your policy tests positive for COVID-19 up to 14 days prior to travelling.
  • If your airline goes into administration due to the pandemic
  • Reimbursement for any pre booked excursions or events which you cannot recover from any other source.

For more information please click here.

What do I need to do if I experience symptoms abroad?

If you are feeling unwell, please use one of the numbers below and call the ministry’s helplines.

  • Mainland Portugal: (+351) 808 24 24 24, press 9 for English
  • Madeira and Porto Santo: call (+351) 800 24 24 20
  • Azores, call (+351) 808 24 60 24 (available from 8.30am to 6.30pm)

You will not have to pay for the test if you have your prescription issued by a public doctor.

For more information, please visit the FCDO website.

Holidaysafe have also teamed up with Medical Solutions UK Ltd to bring you free 24/7 GP telephone consultations whilst abroad, allowing you to access GP advice from your phone.

Is flight cancellation due to COVID covered under travel insurance?

If your airline cancels your flight for any reason, they are obligated to rebook you onto another flight or to refund you in full under package travel regulations.  For more information on what you are entitled to, please click here.

The only time your travel insurance would kick in, is if your airline goes into administration due to the pandemic.

Best Time to Visit

As with most European destinations, Portugal is at its hottest and most popular during the summer months, however, the best time to visit is usually Spring and early Autumn, when temperatures are slightly cooler.
The winter months are usually warm albeit a little rainy, so it’s well worth a visit if you’re looking for a winter sun destination.

What to See and Do

There is so much which can be added to a Portuguese itinerary that you might just have to make several trips to tick it all off, but here are some of our favourites;

  • A trip to one of the many beaches in the Algarve is a must, take a dip in the sea, explore the rocks and then find a spot to waste away the day with a good book.
  • Jump on a tram and enjoy a ride through Lisbon’s beautiful and historic neighbourhoods.
  • Visit Porto’s Riverfront – now a UNESCO World Heritage site
  • Take a stroll through the Feira De Barcelos, a traditional rural market which will give you a true taste of Portugal.
  • Rolling Atlantic waves make Portugal, and especially Peniche, a great place to try some surfing.

What to Eat and Drink

The wine and port are especially lovely in Portugal, and authentic Piri-Piri chicken is a must try.
Click here to view all countries Holidaysafe can provide cover for.*
*Please note Holidaysafe does not provide cover for any trip which goes against the advice of the Foreign, Commonwealth & Development Office (FCDO). Please check the FCDO advice on your chosen destination before booking your trip or purchasing our insurance.

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Why Holidaysafe?
  • Award Winning Travel Insurance
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  • FREE and secure Customer Area
  • Discounts on Couples & Family Policies
  • 24/7 access to a UK based GP during your trip
  • 24/7 Emergency Medical Assistance
  • And Much More

Award Winning Travel Insurance

  • Your Money 'Best Online Travel Insurance Provider' 2018
  • Featured in the Which? Best Rate Tables since 2010
  • The British Travel Awards' Bronze Place in the 'Best Travel Insurance Provider' category 2017
  • Moneywise 'Most Trusted Travel Insurance Provider' 2016
  • Moneyfacts ‘Travel Insurance Provider of the Year' 2014 & 2016
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Please note, Holidaysafe’s online prices automatically include a 15% discount against our Customer Service Centre prices.