How to See the World Once Retired

For many Over 65s seeing the world is the number one aim of their retirement, but where do you start? Below we have created a quick guide on everything from saving money to bucket list inspiration, to help anyone planning an adventurous retirement.

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Managing Medications Whilst Travelling

Taking regular and prescribed medication can add a whole new level of stress and anxiety to travelling – what if the airline loses your luggage with your medication inside? What if disrupting your routine affects your health? Are you even allowed to travel with ‘drugs’?

Don’t panic – thousands of people travel with medication every day, so as long as you’re prepared there shouldn’t be an issue. Below we’ve written a quick guide to help anyone travelling with and managing medication whilst abroad.

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Top Tips for Buying Travel Insurance if you’re Over 65

Today’s ‘senior citizens’ are fitter and stronger than ever before, proving once and for all that travel isn’t just for the ‘young’ but the young at heart too! However, once you turn 65 or 66 you may find yourself pushed into a new age bracket, which may make it harder to find reasonably priced travel insurance.

To help anyone 65 or over and looking for travel insurance, we’ve compiled this useful guide.

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Best City Break Ideas for Over 65s

For travellers looking to make the most of a few days away, city breaks offer an easy way to experience new places without committing to a longer holiday.

According to ABTA’s Holiday Habits research, city breaks consistently rank among the most popular types of holidays taken by UK travellers, alongside beach holidays and other short breaks.

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Safety Tips for Senior Travellers

The number of senior travellers is growing every year, but some seniors risk their health and safety by not following some simple travelling rules and guidelines. Here are our top tips for senior travellers;

Senior Couple With Snorkels Enjoying Beach Holiday

  • Always research before you book anything, check our ‘Know Before you go’ page, the climate, the facilities and the resorts available.
  • Buy a guide and phrase book for your chosen location.
  • Always photocopy your important travel documents and prescriptions before you travel, and keep them in a separate location to the originals, just in case they are damaged, lost or stolen. Also make a note of important phone numbers.
  • If you need a wheel chair or walking aid, make sure you arrange transportation around the airport, and that they are waiting for you at your destination.
  • Always invest in quality travel insurance, and make sure you have declared any pre-existing medical conditions.
  • Before you depart, it might be worth having a check-up with your doctor.
  • If you use prescription medication make sure you have enough for your trip. Also make sure that you are allowed to carry your prescriptions into your chosen country, and how much you are allowed to carry in.
  • Remember that there are restrictions on what you can carry in your hand luggage and checked cases, check with the airline or travel company before you travel to avoid delays and fines.
  • Try to move around and stretch during your flight or journey, if you are going on a long journey, make sure you walk around or exercise at least once an hour.
  • Just to be safe, drink bottled water.
  • Do not carry large amounts of cash around with you. Do not wear expensive jewellery.
  • Carry your change in a small purse and your notes in a money belt under your clothes; this should avoid flashing your purse and cash too often. Plus, if you are mugged you can hand over the coin purse as opposed to all your cash.
  • Do not travel with valuables if you can help it, if you have to bring them along keep them, your travel documents and cash locked in a safe.
  • Always lock your luggage.
  • Only get in licensed taxis.
  • Try to avoid walking alone or in small groups at night or down small streets.
  • Always keep your bag close to you, use a bag which zips up or locks, and use a strap that goes across your body as opposed to on your shoulder. This should prevent anyone stealing your bag or pickpocketing you.
  • If you’re travelling somewhere hot, make sure you wear a high factor of sun protection, drink plenty of fluids and take regular breaks in the shade.

Cruise Your Way Through Retirement

Imagine drifting away on a calm and crystal clear sea, you are lying in the sun, drink in hand, taking in the sea air in true relaxation. You dock only to explore exotic and beautiful places that you could only dream about in your youth; Hawaii, Australia, Asia, South America, Greece, Africa, the Bahamas and many more.
Now imagine spending your entire retirement doing this!

It has been reported that spending most of the year sailing on a cruise ship could prove cheaper than paying to live in a retirement home in the UK. To add to this, in recent years nursing homes have fallen out of favour, with undercover journalists discovering bad treatment and poor hygiene in several nursing homes across Britain.

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Top Ten Over 65s Travel Destinations

Many people are looking forward to escaping the UK this year, in search of some nice weather plus peace and quiet. To help give these people some inspiration, below are the top ten holiday destinations for senior travellers this year:

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What are Grey Gappers?

The newly coined term ‘Grey Gapper’ describes people who are 55 and over, and who have decided to take a gap year. Gap years are normally associated with young people and students, who are taking a break from education to backpack around the world, staying in hostels and partying a lot. However, according to a survey by the Post Office, ‘grey gappers’ are now on the increase, with 25% of people aged 55 and over taking a long break to travel the world.

This is actually not a shocking statistic; this age group is typically in an extremely comfortable position to partake in an extended adventure. They are mature people with savings, grown up children and empty nests, years of hard work, stress and pressure behind them; so why not shed some responsibility and indulge? This generation saw the birth of the package holiday, starting in the UK and rapidly expanding to places such as Spain and France. Therefore, many ‘senior citizens’ choose to visit the places they could only dream of when they were young; countries such as India, Australia, New Zealand, France, China and America are begging to be explored.

Cheerful senior couple taking picture with smartphone
 

On the other hand, the information that these grey gappers are partaking in some extreme activities during their adventures is a bit more surprising! In fact, 13% said they had tried;

  • Bungee Jumping
  • Water Skiing
  • Scuba Diving
  • Surfing
  • Parasailing
  • Rock Climbing

Travelling the world and Experiences such as theseare normally on everyone’s ‘life to do lists’, so why not treat yourself now? The statistics prove that they are by no means limited to the young, and given the state of the economy your savings probably aren’t gathering much interest in the bank.

Unfortunately, further research has found that a quarter of people who are 50+ find it hard to find travel insurance, as many are turned down by companies simply because of their age. Therefore, the Post Office found that 13% of the people they surveyed were travelling and partaking in adrenaline pumping activities either without adequate cover or without any kind of insurance. This is not the sensible and mindful behaviour you would normally expect from this mature generation.

Travel Advice for Grandparents

Taking the Grand Kids away can be extremely stressful and tiring, but on the other hand, if you follow the simple tips below it could be an enjoyable and memorable experience for everyone.

Grandparents1

Keep them Amused

Pack a small number of their favourite toys and games, this should keep them amused during travelling and quite points. A pack of cards, story books and a portable DVD or music player are also great ways to keep them amused and calm them down.

Pick Somewhere that has Something for Everyone

It can be tempting to take the kids somewhere they will love, but this could end up simply wearing you out. Try to pick a resort and destination that has something for the children and something for you. For example a great pool or a lovely beach, that way everyone will enjoy themselves and get a real holiday.

Check Passports

Remember that children need their own passports now, and while they are under 16, their passports will only be valid for five years. Make sure they have a valid passport before you travel.

Get Travel Insurance for Everyone

Make sure the entire group have invested in quality travel insurance. It is absolutely vital that you invest in travel insurance to protect your grandchildren whilst away.

Pack Snacks and Drinks

It will be a lot cheaper, and at least you know they will like the food. However when it comes to dinners, I would definitely suggest getting them to try something new, make it fun and they will enjoy the discovery.

Be vigilant

Keep an eye on your Grand Kids at all times, especially if they are playing in water or away from you.

Most importantly, simply enjoy spending some quality time with your grandchildren!

Travel Insurance for Seniors

Travel insurance for over 65s can become expensive and confusing, especially if you have pre-existing medical conditions. However, travel insurance is absolutely vital for anyone going on holiday or travelling abroad, and once you retire you will have more time to travel and enjoy yourself – so why shouldn’t you?

Happy senior couple at tropical beach
 

To make sure you get superior cover at a great price, here are our top tips for buying over 65s travel insurance;

  • Does the policy actually meet your needs? Check the levels of cover offered carefully to avoid being left out of pocket.
  • Make sure you choose the correct cover for the country you are visiting. For example, many companies ask you to choose from Europe, Europe including Spain, World Wide etc., so make sure you pick the correct option. Ask the company if you are unsure.
  • Make sure the insurance will cover you for the entire duration of your trip.
  • If you are travelling with your Grandchildren, make sure you are all covered, many insurers offer free cover for children, so shop around to make sure you get a good deal and quality cover.
  • If you’re thinking about or planning to participate in activities such as tennis or golf during your trip, are these covered?
  • If you’re planning a Cruise, is cruising covered?
  • Make sure you have declared any pre-existing medical conditions, and make sure your policy covers them. If you have not declared your conditions you will not be covered for any subsequent bills.

When you buy any travel insurance policy you should check that;

  • The cancellation cover is enough to cover the pre-paid costs of your trip.
  • The insurance includes at least two million pounds of emergency medical cover and repatriation (£5 million if travelling worldwide). This may seem extreme but medical treatment abroad can become extremely expensive.
  • The policy covers your baggage and personal possessions if they become lost, damaged or stolen.
  •  Once you have purchased your policy, you will usually be given 14 days to read it through and check that it covers your particular needs.
  • The policy covers the costs of emergency items of clothing if your bags are lost by the airline.
  • Most importantly, ALWAYS read the small print.