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Do I Have The Correct Cover?

Read Our "Do I have the correct cover" guide, and choose from insurances or decide which cover you may need for an activity.
Do I have the correct cover?

Best Buy Travel Insurance Trust in Holidaysafe.co.uk

Annual multi-trip travel insurance
If you take more than three trips a year then this is the cheapest way to get insured. The policy covers all trips made in a year and cover starts from as little as £17.95!
Get an annual multi-trip travel insurance quote
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Backpacker travel insurance
If you are the intrepid and adventurous type looking to see the world, our Backpacker policy is ideal for students on a gap year, backpackers and adventure seekers under 40 yrs of age
Get a backpacker travel insurance quote
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Wintersports travel insurance
If you enjoy the feel of the snow beneath your skis and clear mountain air, we cover all wintersports activities including off-piste. With a range of cover options starting from £4.81
Get a wintersports travel insurance quote
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Single trip travel insurance
If you only take one or two trips a year then this is the most cost effective way to get covered. Choose from a selection of cover options to suit your needs. Cover starts from as little as £3.00!
Get a single trip travel insurance quote
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Sports and activity travel insurance
Specialist cover for activity based trips including equipment. Choose from a range of activities from scuba diving to alligator wrestling. Policies are available on a single and multi-trip basis..
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Activity list
Over 65 travel insurance
We appreciate the difficulties people over the age of 65 face when trying to buy reasonably priced travel insurance. We offer a specially tailored single trip and annual multi-trip product.
Get an over 65 travel insurance quote
More information about over 65 travel insurance
Cruise travel insurance
Specialist cruise insurance cover. The policy includes a higher than average cancellation element as well as a ship to shore repatriation and cabin confinement cover.
Get a cruise travel insurance quote
More information about cruise travel insurance
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If you have a medical condition, this policy provides cover for almost every medical condition , especially if are you finding it difficult to get reasonably priced travel insurance .
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  • Annual multi-trip information
  • Single trip information
  • Winter sports travel insurance
  • Backpacker travel insurance

Annual multi-trip travel insurance

This type of policy is ideal if you travel frequently throughout the year and can be more cost effective than individual single trip policies, even if you only have one other trip planned to your main holiday. The different types of cover available are the same as for our single trip namely, Standard, Premier and Premier Plus, so you are sure to find one that suits you.

Your annual multi-trip travel insurance will allow you to travel as many times as you wish throughout the year without the need to keep buying individual travel policies. You do not even have to tell us when you are travelling.

Should you decide to buy our annual multi-trip travel insurance you will immediately benefit from the following:

  • Save money! An annual travel insurance policy is often cheaper than buying 2 or more policies take longer holidays.
  • Our policies cover trips up to 31 days in duration, and there is no limit to the number of trips you can make throughout the year
  • The main adults on a couple or family annual multi-trip travel insurance policy can travel separately to one another and still be insured.
  • The facility of buying and renewing your yearly travel insurance online - it's quick, easy, safe and secure
Click here for more information on our award winning annual multi-trip travel insurance

Single trip travel insurance

Single trip travel insurance is ideal for those one off trips such as your annual holiday or visiting friends and relatives. If you plan to travel twice or more during the next twelve months, our annual multi-trip policy may be better value for you. If that is the case, why not get an annual multi-trip travel insurance quote?

We have several types of single trip travel insurance products. To help you decide which is more suitable for your needs please take a look at the options listed below.

Last minute single trip travel insurance
Our Last Minute travel insurance cover is designed for people who do not need cancellation cover.This would be suitable for people who have booked a last minute holiday or those lucky enough to own their own holiday home and still want full protection when they travel abroad.

The cover provided includes Emergency Medical Expenses and Personal Possessions cover. Why not try this link for full details and to compare travel insurance

Standard single trip travel insurance
This cover offers protection for a competitive price and is suitable for those of you who wish to have a basic level of cover without the high price tag. Our standard single trip travel insurance policy is ideal for a family package holiday..

The cover provided includes Cancellation, Emergency Medical and Repatriation Expenses and Personal Possessions cover. In addition emergency repatriation is also included for UK holidays. Why not try this link for full details and to compare travel insurance

Premier single trip travel insurance
For those of you that higher levels of cover, look no further than our Premier Travel Insurance policy. This product offers peace of mind at competitive prices.

The cover provided is higher than our standard single trip travel insurance and includes Cancellation, Emergency Medical and Repatriation Expenses and Personal Possessions cover, plus Scheduled Airline Failure Insurance, and cover in the event of Hijack, Catastrophe and Mugging is also included. Why not try this link for full details and to compare travel insurance.

Premier plus single trip travel Insurance
The Premier Plus policy offers all the cover you would expect from superior travel insurance. This policy has the same range of cover as the Premier but with higher sums insured, winter sports as standard and NO EXCESS. Try this link for details of the travel insurance cover provided.

All of our policies benefit from the following:

  • The facility of buying your travel Insurance online - it's quick, easy, safe and secure
  • A UK based call centre with highly trained staff who will always do what they can to help you
  • Cover from £2 million medical cover, £1,000 cancellation, £300 lost baggage
  • Legal advice and expenses
  • 14 day money back guarantee
  • Optional winter sports extension

We understand that some of our customers may be more adventurous and require their sporting activities covered or they may prefer to relax on a cruise or perhaps pack up and travel around the world. This is why we offer tailored travel insurance policies. Please see our specifically designed Cruise travel insurance, Sport travel insurance or our Backpacker travel insurance policies. We also have an award winning Annual Multi-Trip travel insurance cover for those of you who travel frequently or more than once a year.

Wintersports travel insurance

Single trip wintersports travel insurance is ideal for those one off trips to the mountains, however if you are a complete snow junkie and plan to travel twice or more during the next twelve months, our annual multi-trip policy may be better value for you. If that is the case, why not get an wintersports annual multi-trip travel insurance quote?

We have several types of wintersports travel insurance products, and they are all available as single trip or annual multi-trip policies. To help you decide which is more suitable for your needs please take a look at the options listed below.

Last minute winterpsorts travel insurance
Our Last Minute travel insurance cover is designed for people who do not need cancellation cover.This would be suitable for those who like to check the weather forecast and pack and dash to the slopes, but still want full medical protection whilst they are skiing.

The cover provided includes Emergency Medical Expenses and Personal Possessions cover. Why not try this link for full details and to compare travel insurance

Standard wintersports travel insurance
This cover offers peace of mind for a competitive price and is suitable for those of you who wish to have a basic level of cover without the high price tag. Our standard wintersports travel insurance policy is ideal for family ski trips.

The cover provided includes Cancellation, Emergency Medical and Repatriation Expenses and Personal Possessions cover. In addition emergency repatriation is also included for UK holidays. Why not try this link for full details and to compare wintersports travel insurance

Premier wintersports travel insurance
For those of you that require higher levels of cover, look no further than our Premier winterpsorts travel insurance policy. This product offers a wide range of protection at competitive prices.

The cover provided is higher than our standard wintersports travel insurance and includes Cancellation, Emergency Medical and Repatriation Expenses and Personal Possessions cover, plus Scheduled Airline Failure Insurance, and cover in the event of Hijack, Catastrophe and Mugging is also included. Why not try this link for full details and to compare wintersports travel insurance.

Premier plus wintersports travel Insurance
The Premier Plus wintersports policy offers all the cover you would expect from superior travel insurance. This policy has the same range of cover as the Premier but with higher sums insured, winter sports as standard and NO EXCESS. Try this link for details of the wintersports travel insurance cover provided.

All of our policies benefit from the following:

  • The facility of buying your travel Insurance online - it's quick, easy, safe and secure
  • Cover includes piste rescue, piste closure, personal liability, ski passes, owned ski or snowboard equipment cancellation, medical emergencies, personal belongings, cash, travel documents and much more
  • Many activities like glacier skiing and snow mobile riding are included within the policies.
  • Extreme ski activities, like heli-skiing and ski racing can be covered at an additional p16:30 13/02/2012remium.
  • Cover from £2 million medical cover, £1,000 cancellation, £300 lost baggage
  • Legal advice and expenses
  • 14 day money back guarantee

We understand that some of our customers may be not be as adventurous and may prefer to relax on a cruise or on the beach. Others might want to pack up and travel around the world. This is why we offer tailored travel insurance policies. Please see our specifically designed Cruise travel insurance, Travel insurance or our Backpacker travel insurance policies. We also have an award winning Annual Multi-Trip travel insurance cover for those of you who travel frequently or more than once a year.

Backpacker and Longstay travel insurance

With our extensive range of cover available, there is no need to travel uninsured as you are sure to find a level of cover for a competitive price to suit your needs.

We offer specialist low cost travel insurances for extended stay trips from 1 to 18 months, offering you peace of mind whilst you are on your travel's..

Backpacker and Longstay travel insurance cover is ideal if you are:

  • A backpacker
  • A student taking a gap year trip
  • Studying abroad
  • Taking a sabbatical
  • On a career break
  • A charity or volunteer worker
  • Taking a working holiday

Our Backpacker policies cover the under 40’s with a range of cover from the basic but essential levels of insurance to a comprehensive cover. The Longstay policy offers a more complete cover with higher sum insured and a greater age range covering the up to 55 years old.

Our policies are suitable for people studying and/or working abroad - subject to the work not being manual labour which is above two stories high or work below ground. There is the option of extending cover to include sports (including winter sports) and activities. (you will be able to add these on the options page of the quote process). An ideal backpacker and gap year traveller policy.

Backpackers travel insurance
The Backpacker travel insurance policy provides ideal cover for students studying abroad or taking gap year trips and for long term travellers on a tight budget. As backpacking travellers usually travel light and want to keep the costs down, our cover has been tailored to suit, providing a no frills, good value travel insurance whilst maintaining the critical medical and repatriation cover. Cover is available both in Europe and on a Worldwide basis.

Obtain a quotation for your backpacker travel insurance quote

Longstay travel insurance
While the Backpacker travel insurance is ideal for people who require specialist travel insurance for an extended stay at a cost effective price. The option exists to have higher sums insured and wider cover by purchasing our Longstay policy.

Click here to obtain a quotation for your longstay travel insurance quote

You can to compare our longstay and backpacker cover options here

Other forms of travel insurance are available at www.holidaysafe.co.uk: these include activity insurance, over 65's insurance and cruise insurance, as well as a customisable insurance package.