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Winter Sports Travel Insurance

Image layer Cover for lost or damaged winter sports equipment  Image layer Doctor managed emergency helpline avilable 24 hours a day Image layer Cover for piste rescue, piste closure, ski packs and much more Image layer Cover starts from just £8.33*

Winter Sports Travel Insurance

Our Winter Sports travel insurance has been designed by winter sports enthusiasts, so you know it includes all the cover skiers and snowboarders actually need when travelling abroad. Unlike other travel insurance policies which simply charge an additional premium without providing additional cover, we include cover for equipment, piste closure, activity passes and much more.

Our Winter Sports range includes;

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  • Single and Multi Trip policies available, plus multiple levels of cover so you can tailor your policy to suit your needs.
  • Cover for UK, European and World Wide trips is available.
  • Cover for lost, damaged or delayed equipment – including your own and hired items.
  • Cover includes piste rescue, piste closure, personal liability, ski passes, cancellation, medical emergencies, repatriation, personal belongings, cash, travel documents and much more.
  • Cover for skiing and snowboarding on and off piste in resort covered as standard, plus many more winter activities too.
  • Unlike other multi trip policies that include winter sports, the Holidaysafe Multi Trip policy has no limit on the total number of days you may ski during the 12 month policy period, as long as any one trip does not exceed 31 days.
  • Discounts for couples.
  • Children under 18 are covered for free under our family policy.
  • An excess waiver, if you would prefer a £0 excess in the event of a claim.
Holidaysafe has been rated 9.1 out of 10 based on 5,672 customer reviews on TrustPilot.

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Cover Levels
Up to £5,000* Cancellation cover

This section of cover begins from the second your pay your premium when buying a Single Trip policy, and from the start date you choose when purchasing a Multi Trip policy. Cancellation cover can step in to cover pre-paid costs, for things like accommodation, transport and car hire, that you cannot recover from any other source (e.g. your tour operator) in the event that you cannot go on your trip. The section will cover cancellation for a number of reasons, but it is important that you read your policy wording for full details.

*(Under our Premier Winter Sports policies)

Up to £10,000,000* Medical Cover

Injury or illness are inconvenient at the best of times, but imagine needing emergency medical attention abroad – you may not be able to communicate with doctors, and will most likely have to pay for your treatment. This is where our medical expenses section can help you, as we will consider medical bills up to £10,000,000 on many policies, including the cost of getting you back to the UK if medically necessary. Furthermore, every Holidaysafe policy comes with access to our doctor managed emergency medical helpline, which is available to help you 24 hours a day, every day of the year.

*(Under pour Express, Standard and Premier policies)

Up to £2,000* Personal Possessions Cover

Some of the most common and annoying holiday disasters involve personal possessions, such as lost, stolen, damaged or delayed baggage. These policy sections can step in to cover the costs of these disasters, but you must check the cover to ensure the policy limits are enough to cover the items you are taking abroad. If you need cover for gadgets, make sure this is covered as standard on your chosen policy, otherwise you can add the cover as an extension on the options page of the quote process.

*(Under our Premier policy)

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Medical Conditions

All Holidaysafe Travel Insurance policies are able to include cover for hundreds of medical conditions, and declaring them online is quick and simple thanks to the specialist Protectif medical risk rating service.

Some of the most common ones include:

  • High blood pressure / hypertension
  • Asthma
  • High cholesterol
  • Underactive thyroid / hypothyroidism
  • Diabetes (both type 1 and type 2)
  • Food allergies and intolerance
  • Arthritis
  • Heart conditions
  • Stroke
  • and many more…
Activity Packs & Extensions

Activity Packs

If you wish to partake in any activities whilst on your trip abroad, you need to ensure you have the correct level of cover.

To do this, simply click our ‘view activity packs’ button below, and find your chosen activity. If it falls into packs 4-8, you will need to add the relevant activity pack to your policy on the options page of the quote process. All activities in packs 1-3 are covered as standard.

Please note, you will not be covered unless the appropriate activity pack has been applied to your policy and you have paid the appropriate premium.

View activity Packs


We offer a range of extensions on our Single Trip policies, including;

  • Cruise
  • Gadget
  • Business
  • Wedding
  • Financial Failure & Force Majeure

To add any of these extensions to your policy, simply select them on the options page of the quote process.

Customer Reviews
Holidaysafe Insurance has been rated 5 / 5 based on 139 customer reviews
Our Rating

"I tried a freestyle snowboarding trick that didn't didn’t go too well, and the end result was me in hospital. Thanks to a great insurance company (Holidaysafe, of course!) it was sorted out with no trouble and I made a full recovery."

Mr Olley, Buckinghamshire

"I would score Holidaysafe insurance 5 out of 5. I have used them for a few years now, both for annual insurance and winter sports insurance, and their staff are friendly, personel and very very helpful with both renewals and claims . I recommend them to all my family and friends."

Mr Perkins, Surbiton

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Why Holidaysafe?
  • Award Winning Travel Insurance
  • Save 15% Online!
  • 14 Day Cooling Off Period
  • Discounts on Couples & Family Policies
  • Optional Product Extensions & Enhancements
  • 24/7 Emergency Medical Assistance
  • UK based Customer Service Team
  • And Much More

Award Winning Travel Insurance

  • Which? Recommended Provider for Travel Insurance May 2017
  • Moneywise 'Most Trusted Travel Insurance Provider' 2016
  • Moneyfacts ‘Travel Insurance Provider’ of the year 2016 & 2014
  • Moneyfacts ‘Highly Commended Travel Insurance’ 2013
  • More Info

Our existing customers have used this policy for;

  • Ski and Snowboarding Holidays
  • On and Off Piste in Resort Adventures
  • Extreme Winter Sports Trips
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Wintersports Information

Our Winter Single Trip range is perfect for anyone planning a winter sports holiday. We offer a range of cover all including owned or hired equipment, and activities such as skiing and snowboarding off piste in resort covered as standard. We offer several levels of cover, so you can choose a policy to suit your trip and budget. Please take a look at the options below, or compare our cover here.

Our Express policy is designed for people who do not require cancellation cover, maybe because they are taking a last minute trip, or because they are lucky enough to own a holiday home abroad. We still include all the essential levels of cover needed when travelling abroad.

Our Standard policy offers a good level of winter sports cover for extremely competitive prices; it is suitable for anyone who wants a basic level of protection for a great price. We offer all the usual cover benefits, but with lower sums insured, perfect for anyone travelling on a budget, or on a package holiday.

Our Premier policy provides our highest level of winter cover, offering higher sums insured and added benefits for travellers who want peace of mind whilst abroad. Premier offers; emergency physiotherapy treatment cover, dental treatment and physiotherapy in the UK following an accident on the slopes, and cover if you cannot return home.


Do you cover skiing and snowboarding both on and off piste in resort and what is the definition of Off Piste?

If you purchase one of our Winter policies we cover skiing and snowboarding both on and off piste in resort as standard, if you purchase a different policy (e.g. a Single Trip policy) you can purchase an activity extension pack at the checkout which will cover you for this activity. Please contact our customer service department should you have any queries.

We define Off Piste as; ‘on an unprepared, trackless area away from regular ski runs’. Please take the utmost care if you decide to give this sport a go. You should be aware of any threats to your safety and those around you. Also, in some countries it is illegal to go out of bounds and you may find yourself helping the local police with their enquiries.

Is mountain rescue included in my cover?

Yes, any mountain rescue costs which were deemed medically necessary would be covered by all of our policies under the Medical Emergency section of the wording.

Which winter sports are covered as standard under the winter policies?

Winter sports such as skiing, snowboarding and Ice Skating are included as standard. For a more detailed list please visit our Winter Sports activities list, everything listed in activity packs 1,2 and 3 are included as standard.

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Latest News

Drought Threatens Thousands of Winter Sports Holidays

Following the driest December in the Haute-Savoie region of France for 135 years, last week it was reported that over 50 ski resorts may be forced to turn off their snow cannons following new fears of a severe drought.

France is no longer the World’s Top Winter Sports Destination

Since 2011, France has consistently been the most popular destination in the world for winter sports travellers. However, due to a lack of snow across Europe during the 2014-15 and 2015-16 seasons, France has been toppled by its old rival – the USA.

Lessons Learned from the 2016 Ski Season

The peak 2016 winter sports season is now well and truly over, but following the fall of the Pound against the Euro, a lack of snow across Europe and several high profile medical emergencies, what can be learnt for next season?

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France takes Crown for World’s Best Ski Resort

Val Thorens in France has been voted ‘Best Ski Resort in the World’ for the third time in four years at the annual World Ski Awards, which aims to celebrate all things winter sports related. Over 1.6 million people from 85 countries around the world voted in the 2016 awards.

The Best 2016/17 Bargain Ski Breaks

According to the Daily Mail’s Peter Hardy, getting the best deal on a winter sports holiday all comes down to timing. Many people may be delaying booking until they start to see snow falling in Europe (following the rather late start to the season in the last two years), but booking before Christmas or in […]

One in Four Winter Sports Enthusiasts Travel Uninsured

According to recent research by the Chartered Institute of Insurers (CII), 9% of their 4,000 respondents had purchased travel insurance but not cover for winter sports, 10% were unsure if they had cover for winter activities and a further 9% had not purchased insurance for their most recent trip. Unfortunately this is a growing trend […]

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Travel Tips & Advice

Après Ski: 10 Ways to Relax after a day on the Slopes

Après Ski, which means ‘after skiing’ in French, refers to the range of activities and entertainment offered by winter sports resorts, to help you relax after a day on the slopes. The events will differ depending on your chosen resort, but below we’ve listed the top 10 most common and popular après ski activities. Après […]

A Guide to the Best ‘Late Snow’ Ski Resorts

If you’re planning a ski holiday later in the season (i.e. March-May,) you must book your resort carefully, to avoid being disappointed by a distinct lack of snow. The key things to consider are; altitude, northerly latitude and reputation for snow (both real and manmade). To help get your research started, we’ve listed our top […]

Top 10 Ski and Snowboard Gadgets for 2017

For any gadget mad winter sports enthusiasts, we’ve listed our top Ski and Snowboard Gadgets for 2017 below. #1 GoPro Hero5 Make sure your holiday snaps are action packed with the GoPro Hero5. The new model features all the usual waterproof and noise reduction features, plus added benefits including voice control, video stabilisation, touch display, […]

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*Pricing based on a 35-year-old travelling to Europe for three days

Please note, Holidaysafe’s online prices automatically include a 15% discount against our Customer Service Centre prices.

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