Coronavirus Update: More Of Our Policies Now Include Additional Cover for Coronavirus



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Everything you need to know about the traffic light system and what we cover

Since the Coronavirus pandemic, there’s no doubt that international travel has changed, and it’s important that all travellers understand the new rules and how they can best protect their holidays.

In October 2021 the Foreign, Commonwealth & Development Office (FCDO) changed its advice for over 50 destinations, finally making other countries feel accessible again.

On the FCDO website, Foreign Secretary Liz Truss said: “These updates make travel abroad easier – boosting trade, tourism and reuniting friends and families. I am delighted that the safe reopening of travel allows people to exercise personal responsibility and visit more destinations across the globe” (Source).

With the rules and restrictions changing regularly, we understand how uncertain and confusing booking a trip and travelling can feel. Not to mention how best to protect yourself and your trip in light of the pandemic. We wanted to put your mind at ease, and share some information on Holidaysafe’s products, to offer you some reassurance about the cover available.

Post-Pandemic Travel Rules

Massive changes have been made to the confusing ‘traffic lights system’, which make choosing your next holiday destination much simpler. The Amber and Green lists have been scrapped, with the vast majority of countries now deemed safe to visit. Only the Red list remains, a small list of countries which are deemed as high travel risk.

Even if you’re travelling to a non-red country, it’s essential that you know the new travel rules and regulations in place post-pandemic. Every country’s rules on entry are different, not to mention the UK’s rules for coming home – whether you’ve been vaccinated or not, new procedures could still apply. More information on each destination’s rules can be found on the Government’s website.

In general, vaccinated travellers need to book a day 2 Covid-19 PCR test before they fly and complete a locator form to be allowed entry back into the UK. The booking reference of your Covid-19 test will be added onto your locator form. For more information about travelling internationally, keep up to date with the rules on the Government’s website.

Holidaysafe’s COVID Cover

Providing you’re not travelling against the FDCO’s advice, we can offer the following cover across our higher tiered products;

For more information please visit our Coronavirus Travel Insurance page.

Full details of the cover available under each policy can be found in our policy documents.

Holidaysafe customers must follow any advice that is in place at the time of travel and for the duration of the trip, both from the FCDO and the local authorities in your destination of choice. Failure to comply with the FCDO advice could invalidate your policy.

All customers should be made aware at point of sale that there is no cover under any of our policies for the costs associated with the following:

For policies issued after the 13th March 2020

–  Cancellation due to a change in FCDO advice caused by the pandemic.

– Denied entry to the country or territory they are due to travel to

– Having to quarantine or isolate when they return to the UK (this includes hotel quarantine costs)

– Having to purchase/pay for Covid-19 test

I am travelling to a Red country, what cover can I get?

Red list countries are deemed as unsafe and it’s advised not to travel to them unless it’s essential. Holidaysafe will not provide any cover under any section of the policy to customers who are, or are planning on, travelling to countries or territories categorised as unsafe by the FCDO. This means no claims will be paid under any section of the policy for trips relating to ‘Red’ countries, including but not limited to ‘Cancellation, Curtailment and Medical Expenses’.

Rules and restrictions are put in place for any travel to red list countries and it’s vital you’re aware of what steps to take should you travel there and are looking to return to the UK. The current rules for entry to the UK include taking a Covid-19 test 3 days prior to entering the UK, booking a quarantine hotel package which includes 2 Covid-19 tests and completing a passenger locator form. More information can be found on the government website.

Information correct at the time of writing (and updated in October 2021). If our stance does change regarding travelling internationally and what we can and cannot cover, then the information above will reflect this and the policy wordings updated accordingly.

*Please note, Holidaysafe's online prices automatically include a 15% discount against our Customer Service Centre prices. This code entitles you to an additional 5% off your policy, and is a discount from the base price, not including the additional cost of optional extensions or any additional medical premium.
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