Single Parent Travel Insurance Guide
Buying travel insurance for a family holiday can be quite difficult for single parents, as many websites won’t allow you to purchase a family policy unless there are two adults going on holiday. Nevertheless it is absolutely vital that you have holiday insurance in place before you travel.
To make sure your family are fully protected on holiday, here are our top tips for buying affordable and quality Single Parent Travel Insurance;
- Shop around to find websites which offer single parent policies, this will allow you to get an idea of the prices, policies and deals available.
- Make sure the insurance will cover you and your family for the entire duration of your trip.
- Does the policy actually meet your needs? Check the levels of cover offered carefully to avoid being left out of pocket.
- If you are thinking about or planning to participate in activities such as tennis or surfing during your trip, are these are covered?
- Make sure you choose the correct cover for the country you are visiting. For example, many companies ask you to choose from Europe, Europe including Spain, World Wide excluding the USA and World Wide, make sure you pick the correct option. Ask the company if you are unsure.
When you buy any travel insurance policy you should check that;
- Make sure you have declared any pre-existing medical conditions, and make sure your policy covers them. If you have not declared your conditions you will not be covered for any subsequent bills.
- The insurance includes at least two million pounds of emergency medical cover and repatriation (£5 million if travelling worldwide). This may seem extreme but medical treatment abroad can become extremely expensive.
- The policy covers the costs of emergency items of clothing if your bags are lost by the airline.
- The cancellation cover is enough to cover the pre-paid costs of your trip.
- The policy covers your baggage and personal possessions if they become lost, damaged or stolen.
- Once you have purchased your policy, you will usually be given 14 days to read it through and check that it covers your particular needs.
- Most importantly, ALWAYS read the small print.