How to See the World Once Retired

Posted on January 04, 2017

For many Over 65s seeing the world is the number one aim of their retirement, but where do you start? Below we have created a quick guide on everything from saving money to bucket list inspiration, to help anyone planning an adventurous retirement.

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Top Tips for Buying Travel Insurance if you’re Over 65

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Today’s ‘senior citizens’ are fitter and stronger than ever before, proving once and for all that travel isn’t just for the ‘young’ but the young at heart too! However, once you turn 65 or 66 you may find yourself pushed into a new age bracket, which may make it harder to find reasonably priced travel insurance.

To help anyone 65 or over and looking for travel insurance, we’ve compiled this useful guide.

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Travel Advice for Grandparents

Posted on March 18, 2016

Taking the Grand Kids away can be extremely stressful and tiring, but on the other hand, if you follow the simple tips below it could be an enjoyable and memorable experience for everyone.

Grandparents1

Keep them Amused

Pack a small number of their favourite toys and games, this should keep them amused during travelling and quite points. A pack of cards, story books and a portable DVD or music player are also great ways to keep them amused and calm them down.

Pick Somewhere that has Something for Everyone

It can be tempting to take the kids somewhere they will love, but this could end up simply wearing you out. Try to pick a resort and destination that has something for the children and something for you. For example a great pool or a lovely beach, that way everyone will enjoy themselves and get a real holiday.

Check Passports

Remember that children need their own passports now, and while they are under 16, their passports will only be valid for five years. Make sure they have a valid passport before you travel.

Get Travel Insurance for Everyone

Make sure the entire group have invested in quality travel insurance. It is absolutely vital that you invest in travel insurance to protect your grandchildren whilst away.

Pack Snacks and Drinks

It will be a lot cheaper, and at least you know they will like the food. However when it comes to dinners, I would definitely suggest getting them to try something new, make it fun and they will enjoy the discovery.

Be vigilant

Keep an eye on your Grand Kids at all times, especially if they are playing in water or away from you.

Most importantly, simply enjoy spending some quality time with your grandchildren!

Travel Insurance for Seniors

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Travel insurance for over 65s can become expensive and confusing, especially if you have pre-existing medical conditions. However, travel insurance is absolutely vital for anyone going on holiday or travelling abroad, and once you retire you will have more time to travel and enjoy yourself – so why shouldn’t you?

Happy senior couple at tropical beach
 

To make sure you get superior cover at a great price, here are our top tips for buying over 65s travel insurance;

  • Does the policy actually meet your needs? Check the levels of cover offered carefully to avoid being left out of pocket.
  • Make sure you choose the correct cover for the country you are visiting. For example, many companies ask you to choose from Europe, Europe including Spain, World Wide etc., so make sure you pick the correct option. Ask the company if you are unsure.
  • Make sure the insurance will cover you for the entire duration of your trip.
  • If you are travelling with your Grandchildren, make sure you are all covered, many insurers offer free cover for children, so shop around to make sure you get a good deal and quality cover.
  • If you’re thinking about or planning to participate in activities such as tennis or golf during your trip, are these covered?
  • If you’re planning a Cruise, is cruising covered?
  • Make sure you have declared any pre-existing medical conditions, and make sure your policy covers them. If you have not declared your conditions you will not be covered for any subsequent bills.

When you buy any travel insurance policy you should check that;

  • The cancellation cover is enough to cover the pre-paid costs of your trip.
  • The insurance includes at least two million pounds of emergency medical cover and repatriation (£5 million if travelling worldwide). This may seem extreme but medical treatment abroad can become extremely expensive.
  • The policy covers your baggage and personal possessions if they become lost, damaged or stolen.
  •  Once you have purchased your policy, you will usually be given 14 days to read it through and check that it covers your particular needs.
  • The policy covers the costs of emergency items of clothing if your bags are lost by the airline.
  • Most importantly, ALWAYS read the small print.

Travel Insurance Guide for Grandparents

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When most people think about their grandparents, they remember fun outings and trips to castles or the seaside. Now grandparents are getting younger and are taking their grandchildren on more frequent and longer holidays to give parents a break and to spend some quality time with them.

However, a study found that over a quarter of Grandparents do not invest in travel insurance when they take their grandchildren on holiday.

Grandparents2

If you are planning to take your Grandchildren abroad, you must invest in a travel insurance policy which covers all of you. To make sure your family are properly protected on holiday, here are our top tips for buying affordable and quality Travel Insurance;

Does the policy actually meet your needs? Check the levels of cover offered carefully to avoid being left out of pocket.

  • Make sure you choose the correct cover for the country you are visiting. For example, many companies ask you to choose from several destination packs, including Europe and World Wide, so make sure you pick the correct option. Ask the company if you are unsure.
  • Make sure the insurance will cover you for the entire duration of your trip.
  • Many insurers offer free cover for children, shop around to make sure you get a good deal and quality cover.
  • If you’re thinking about or planning to participate in activities such as tennis or golf during your trip, are these are covered?

When you buy any travel insurance policy you should check that;

  • Make sure you have declared any pre-existing medical conditions, and make sure your policy covers them. If you have not declared your conditions you will not be covered for any subsequent bills.
  • The cancellation cover is enough to cover the pre-paid costs of your trip.
  • The insurance includes at least two million pounds of emergency medical cover and repatriation (£5 million if travelling worldwide). This may seem extreme but medical treatment abroad can become extremely expensive.
  • The policy covers your baggage and personal possessions if they become lost, damaged or stolen.
  • Once you have purchased your policy, you will usually be given 14 days to read it through and check that it covers your particular needs.
  • The policy covers the costs of emergency items of clothing if your bags are lost by the airline.
  • Most importantly, ALWAYS read the small print.
*Please note, Holidaysafe's online prices automatically include a 15% discount against our Customer Service Centre prices. This code entitles you to an additional 5% off your policy, and is a discount from the base price, not including the additional cost of optional extensions or any additional medical premium.